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Provider
Fees
Transfer Speed
Supported Countries
Our Score
Up to 1.5%
Instant (30 minutes)
Standard (1-2 days)
  • Spain
  • Lithuania
  • UK
  • + 160 more
9.6
None-High
Usually within minutes
  • USA
  • Canada
  • UK
  • + 160 more
9.4
Medium-High
Domestic - up to 24h
International - 1-5 days
  • USA
  • Pakistan
  • India
  • + 200 more
Minimum-High
Up to 3 business days
  • UK
  • Germany
  • USA
  • + 200 more
9.0
None-Minimum
Economy - 3-5 days
Express - nearly instant
  • USA
  • Canada
  • Australia
  • + 170 more
Minimum-High
Up to 3 minutes
  • USA
  • UK
  • Turkey
  • + 170 more
8.5

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Recently, I've been looking into the best way to send money to Ukraine. I soon realized that searching for “the one” money transfer platform can feel like a mini maze. Every app claims to be “fast and cheap”, but once you dig deeper, voilà - the hidden fees, limits, and poor exchange rates start showing up.

So, I went down the rabbit hole to figure out which platforms actually do deliver for Ukraine. I've tested quite a few by now, and honestly, I'm intrigued by Ogvio, an app that provides instant transfers and no hidden fees.

In the meantime, here’s a list if you want to transfer money to Ukraine right now:

  • Ogvio - Near Instant, No-to-Little Fees, Send From 160+ Countries
  • TransferGo - Great Exchange Rates, Free Transfers for New Users
  • Xoom - PayPal-Backed, Cash Pickup, Multilingual Support
  • Western Union - Cash Pickup, Long History, Send From 200+ Countries
  • MoneyGram - FCA-Licensed, In-Person Transfers, Highly Rated App
  • Remitly - Potentially Zero Fees, Cash Pickup, Delivery Guarantee
  • Paysend - Flat Fee, Highly Rated iOS App, Enterprise Solution

On a separate note, the BitDegree Season 8 Airdrop is in full swing. It rewards users for completing simple learning tasks. Be sure to check it out - there are prizes & rewards waiting to be claimed!

1. Ogvio - Near Instant, No-to-Little Fees, Send From 160+ Countries

Ranks #1 out of 7 Money Transfer Services

If you’re looking for the best way to send money to Ukraine, Ogvio should be the site you bookmark on your browser. It’s a global money transfer platform built for everyday users who just want to make a simple, instant, and transparent transfer to Ukraine (or pretty much anywhere else).

I think its real “flex” is speed and low fees. Transfers are being designed to go through in seconds with little to no charges. So, if you’ve ever panicked, “How can I send money to Ukraine right now?”, this service’s goal is to make that stress disappear.

Ogvio logo

Funding Methods

  • Bank transfer
  • Crypto transfer
  • Card payment
  • Apple Pay/Google Pay

Delivery Methods

  • Internal
  • Bank deposit
  • Crypto wallet

Supported Networks

  • Base

Transaction Speed

|
|
|
|
|
Long
Average
Very Quick

Bulk Payments

Scheduled Payments

Visit site Read review

Table: Ogvio asset movement

If you're worried about safety, note that Ogvio uses 256-bit encryption and on-chain vaults to keep your funds and data locked tight. In simple terms, only authorized systems could get access to your data, and your assets are stored directly on the blockchain (not in some random server that can get hacked). So, even if someone tried to peek, all they’d see is gibberish.

Key Features

Here's what you can expect from Ogvio:

  • Wide reach. You’ll be able to send money from 160+ countries easily. Compared to some other money-transfer apps that are available mostly for European and American users, this point is definitely a win for Ogvio.
  • Instant wallet funding. You can add money to your Ogvio account using cards, Apple Pay, Google Pay, or a bank transfer. All of them will be near-instant and with no minimum deposit.

Best way to send money to Ukraine: a step-by-step flow on how to deposit money on Ogvio.

  • DM your money. Sending cash will feel like sending a message, thanks to Ogvio’s @Tag feature.
  • Quick-start verification. The long forms during registration can be such a hassle. Ogvio uses light KYC for many of the users, so you can start sending in minutes.
  • Built-in crypto trading and staking. You’ll also be able to trade popular coins like BTC and earn from your crypto directly within the platform.

With all these features lined up, Ogvio is shaping up to be anyone’s go-to option when finding the fastest and cheapest way to send money to Ukraine.

👉🏻 Visit Ogvio
...or read our Ogvio review

2. TransferGo - Great Exchange Rates, Free Transfers for New Users

Ranks #2 out of 7 Money Transfer Services

Are you all about speed and solid exchange rates? Then, TransferGo deserves a spot on your list. This London-based fintech, launched in 2012, has built its reputation on low fees, fast delivery, and zero hidden markups.

One thing I noticed while comparing platforms is that TransferGo’s FX rate is often better than some other competitors. For example, while many platforms offer EUR 1 = around 47 UAH, TransferGo goes up to EUR 1 = 48.25 UAH, thanks to its small FX mark-up on the mid-market rate.

To get the best deal, try sending money directly from your TransferGo account balance instead of using external cards.

However, not everyone can join in just yet, as TransferGo supports around 30 sending countries, mostly across Europe. To make sure you’re a real resident in the supported countries, you’ll need to submit IDs, such as an EU/EEA national ID or a UK/Turkish driver’s license. Don’t worry; everything is verified digitally, and it usually takes just a few minutes.

TransferGo logo

Business Account

Virtual IBANs

Physical / Virtual Card

Physical/Virtual

Onboarding Time

|
|
|
|
|
Long
Average
Very Quick
Visit site

Table: TransferGo account details

TransferGo is also FCA-authorized as an Electronic Money Institution, meaning your funds stay in segregated accounts and all transfers are protected by SSL encryption. So yes, your money and personal info are generally safe.

Key Features

Here are some of the most interesting aspects of TransferGo:

  • New customer deal. Your first two transfers to Ukraine are free, and the regular fees are still low after that.
  • Flexible delivery times. If you need speed, choose “Instant delivery” to send money in under 30 minutes (often just 2–3 minutes). Those who are not in a rush can pick “Standard delivery” that takes about one business day.
  • Multiple payment options. Pay however you like: bank transfer, debit/credit card, SWIFT, PISP, Apple Pay, or Google Pay.

Best way to send money to Ukraine: payment methods available on TransferGo, showing the debit and credit cards.

  • Ukrainian-speaking customer support. Being able to communicate in your own language builds instant trust with customers,[1] and TransferGo gets that. Their customer support is available in multiple languages, including Ukrainian. You can reach them Monday to Friday (06:00-19:00 UTC) and even on weekends (06:00-15:00 UTC).
  • Multi-currency account. Hold, send, and exchange multiple currencies directly in the app. You can manage transfers, track history, and switch currencies without juggling multiple platforms.

Overall, TransferGo might just be your best bet if you’re after flexible delivery times, great rates, and Ukrainian-language support. There’s no in-person assistance or cash pickup, so it’s built for people who want to send money the easy way.

👉🏻 Visit TransferGo

3. Xoom - PayPal-Backed, Cash Pickup, Multilingual Support

Ranks #3 out of 7 Money Transfer Services

Transferring money to another bank in Ukraine is smooth with Xoom. The company is backed by PayPal’s reputation, as it was acquired by PayPal in November 2015. Its expansion includes wide coverage with over 130 markets for sending money.

However, for online money transfer to Ukraine, Xoom is a bit “exclusive”. It’s only available for senders in the US, Canada, the UK, and EEA countries. Also, the available payment options and currencies depend on where you’re from.

Xoom logo

Supported Countries

United States US
Canada Canada
UK
+150 more

Supported Languages

EN
DE
ES
+13 more

Supported Fiat Currencies

Canadian Dollar CAD
Euro EUR
US Dollar USD
Pound Sterling GBP

Supported Cryptocurrencies

Fiat-only
Visit site

Table: XOOM coverage

If you're in one of those areas and choose to use Xoom, you can get the PayPal-level protections with data encryption, 24/7 fraud monitoring, and full transparency on fees before you hit send.

Key Features

Besides being backed by PayPal, here are some reasons that make Xoom worth considering to help you transfer money to Ukraine:

  • Fast transfers. Most transfers, whether via cash or bank deposit, can land in minutes. That’s a big benefit when someone you care about in Ukraine needs funds urgently.
  • Cash pickup and bank deposits. You can send money to Ukraine for cash pickup at major banks (PrivatBank, Oschadbank, and Ukrgasbank) or deposit directly into bank accounts in UAH or EUR.

Best way to send money to Ukraine: options to transfer to bank accounts or cash pickup on Xoom's website.

  • Multilingual support. English and Spanish customer service are available 24/7, while French, Italian, German, and Arabic are supported during European business hours. There’s also Chinese support during US hours. Feel free to reach them via phone or email.
  • Highly rated mobile app. Xoom’s mobile app has earned high ratings on both the App Store and Google Play, praised for its minimalist and easy-to-use design. It’s helpful if you prefer managing transfers on the go.
  • Potentially free fees. Xoom does charge transfer fees, but you might get lucky with promotional free transfers (e.g., your first transaction being fee-free or certain routes that temporarily cost nothing to send).

Overall, if you want to know how to send money to Ukraine from USA or any of these countries mentioned, Xoom is definitely one of the stronger choices. It brings the kind of easy, fast, and secure transfer experience you hope for.

👉🏻 Visit Xoom

Compare Money Transfer Services Side-by-Side With Others

Did you know?

Compare Money Transfer Services Side-by-Side With Others

All Money Transfer Services may look similar to you, but they're NOT all the same!

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4. Western Union - Cash Pickup, Long History, Send From 200+ Countries

Ranks #4 out of 7 Money Transfer Services

If you’ve ever sent money abroad, you’ve definitely heard of Western Union. It’s basically the “grandma” of money transfers, since it’s been around for 150+ years and is still going strong.

When it comes to Ukraine, Western Union supports sending transfers from more than 200 countries and territories worldwide. Then, what about the fee? Well, its fees vary depending on the amount, destination, payment method, and delivery option. You can get a free estimate for your specific transfer on the Western Union website or at an agent location.

Western Union logo

Deposit Fees

N/A

Withdrawal Fees

N/A

Other Fees

  • Exchange rate markup
  • SMS fees
  • Account over-limit fees

Card Maintenance Fees

  • Free

Fee Transparency

Markup

Visit site Read review

Table: Western Union pricing

What I can be sure of is its security. Besides its long history, Western Union has standardized security measures in place, including end-to-end encryption, Secure Sockets Layer (SSL) certification, and multi-factor authentication.

For large money transfers (over $15,000), you may be required to add documents to validate your occupation and the source of funds.

Key Features

You may know Western Union for its physical branch or long history, but it actually holds more than that:

  • Flexible transfer options. Send money how you’re most comfortable: online using Apple Pay, Google Pay, cards, or bank transfers, via app, or in person by cash at a Western Union agency. Simply check the nearest address in your area on its official website.
  • Various receiving methods. Your loved ones in Ukraine can withdraw money by going to one of the Western Union agencies nearest to them. Alternatively, transfer money to the receiver’s bank account, VISA, or Mastercard.

Best way to send money to Ukraine: a list of payout options on Western Union.

  • Frequent promotions. Western Union transfers are not always free, although it has promotional offers for free transfers in specific situations, like new customers in certain countries.
  • Real-time tracking status. You can track your money transfers in real time at any time, thanks to the MTCN transaction control number.
  • Repeated transfers. It’s possible to complete regular money transfers quickly by saving your recipient’s details to be ready the next time you send money to Ukraine.

In cases where the recipients or senders are from the elder generations who don't have a bank account, Western Union is still one of the easiest ways to send money to Ukraine. It’s that classic, face-to-face service that many people still trust.

👉🏻 Visit Western Union
...or read our Western Union review

5. MoneyGram - FCA-Licensed, In-Person Transfers, Highly Rated App

Ranks #5 out of 7 Money Transfer Services

MoneyGram has been around since 1940, which makes it one of the oldest and most trusted players in the industry. Headquartered in Texas, the company operates in 200+ countries and territories, with over 400,000 agent locations worldwide.

When it comes to sending money to Ukraine, the availability depends on your location. You can easily check your country on their website by selecting the flag in the top right corner. From my quick test, transfers from the US, Brazil, and Spain work smoothly, while countries like Vietnam or Afghanistan may only offer cash pickup.

MoneyGram logo

Supported Countries

UK
Germany Germany
United States US
+200 more

Supported Languages

EN
ES
FR
+6 more

Supported Fiat Currencies

Euro EUR
US Dollar USD
Pound Sterling GBP
+90 more

Supported Cryptocurrencies

USD Coin USDC
Bitcoin BTC
Ethereum ETH
Litecoin LTC
Visit site

Table: MoneyGram coverage

MoneyGram’s compliance credentials are solid, too. It’s licensed as a Money Transmitter by the New York State Department of Financial Services. Learning how to send money to Ukraine from to UK is also safe with MoneyGram since it’s regulated by the Financial Conduct Authority (FCA). In short, yes, MoneyGram is legit and well-regulated.

Key Features

On top of its long history, MoneyGram can be your best way to send money to Ukraine because of these reasons:

  • Online and in-person transfers. You can send money however it fits your lifestyle: online, via app, or through an agent. Payment options include bank transfer, Interac (Canada only), credit/debit card, or cash at local branches.
  • Flexible receiving methods. Recipients in Ukraine can get the money via cash pickup, bank account, debit card, or mobile wallet. MoneyGram also partners with local institutions like Ukrposhta, Ukrgasbank, and Globaus Bank.

Best way to send money to Ukraine: MoneyGram's payout partners in Ukraine.

  • “Send Again” feature. Got family or friends you support regularly? With one click, you can repeat a past transaction with all details prefilled. This can be perfect for recurring transfers.
  • Highly rated mobile apps. The MoneyGram app is a fan favorite, with near-perfect ratings on both Android and iOS from 700,000+ combined reviews. Users love its simple design, instant notifications, and real-time tracking.
  • Possibly instant transfers. Depending on your method, transfers to Ukraine can arrive within minutes. Debit or credit card payments are typically the fastest, while bank transfers may take a few days.

MoneyGram proves that being old-school doesn’t mean being outdated. Its global reach, flexible transfer options, and compliance make it one of the most reliable ways to send money to Ukraine, especially if you prefer to have options for online or in-person transfers.

👉🏻 Visit MoneyGram

6. Remitly - Potentially Zero Fees, Cash Pickup, Delivery Guarantee

Ranks #6 out of 7 Money Transfer Services

Remitly’s a popular choice for anyone looking to send money to Ukraine, and I think it's for a good reason. Users from 30+ countries, including the US, Canada, most of Europe, Singapore, and the UAE, are welcome to enjoy its affordable cross-border transfers.

So, how much is that "affordable" branding, though? Well, it actually depends on where you’re sending from, how much you’re sending, and what currencies Ukrainians will receive.

For example, German and Singaporean users can enjoy zero-fee transfers when sending USD directly to Ukrainian bank accounts. Meanwhile, US users may pay a small percentage-based fee, and some European countries like Lithuania use a flat-fee model.

Remitly logo

Deposit Fees

N/A

Withdrawal Fees

N/A

Other Fees

  • Exchange rate markup

Card Maintenance Fees

  • No card

Fee Transparency

Markup

Visit site Read review

Table: Remitly pricing

Besides the advertised low fees, Remitly can be a good option for its security. It uses 256-bit encryption and two-factor authentication to keep your data and funds secure. The platform also provides both manual and automated systems that constantly monitor for suspicious activity, so your transfers stay protected 24/7.

Key Features

These are some of the reasons that make Remitly the go-to app for your online money transfer to Ukraine:

  • Clear and transparent pricing. Just pick your sending and receiving countries, and Remitly shows you exactly what you’ll pay, what exchange rate applies, and available receiving options.
  • Multiple delivery methods. In Ukraine, you can send money via cash pickup, bank deposit, or debit card deposit through trusted partners like Bank Pivdenny and Accordbank.
  • On-time delivery guarantee. If your transfer doesn’t arrive on schedule, Remitly refunds your fees.

Best way to send money to Ukraine: the WhatsApp interface showing a conversation of a person sending money through Remitly's channel.

  • Send money via WhatsApp. This feature is currently available in selected regions like Latin America and South Asia. But who knows? Ukraine might be next.
  • Remitly One. This soon-to-launch service will let users access up to $250 instantly, earn 4% annual rewards on funds stored in their Remitly Wallet, and even get monthly cashback for using autopay.

If you’re all about convenience and reliability, Remitly is hard to beat. It’s transparent, flexible, and gives you peace of mind with every online money transfer to Ukraine. Also, if your country happens to get zero-fee transfers, that’s just the cherry on top.

👉🏻 Visit Remitly
...or read our Remitly review

7. Paysend - Flat Fee, Highly Rated iOS App, Enterprise Solution

Ranks #7 out of 7 Money Transfer Services

Paysend is a UK-based fintech company founded in April 2017 with a mission: simplifying cross-border payments for everyone. So, does it deliver? I think so, one proof is that its services are powered by global payment networks like Visa and Mastercard, which is why it can support over 170 countries worldwide.

However, sending money online to Ukraine specifically is available from only 49 countries, at the time of writing. These include Australia, the United States, most European nations, and select regions in Asia and South America. So, I recommend you really make sure your country is supported by checking directly on the Paysend website.

Paysend logo

Supported Countries

United States US
UK
UAE
+167 more

Supported Languages

EN
ES
FR
+14 more

Supported Fiat Currencies

Euro EUR
Brazilian Real BRL
Mexican Peso MXN
+117 more

Supported Cryptocurrencies

Fiat-only
Visit site

Table: Paysend coverage

In terms of security, Paysend is reliable. All money transfers are certified by Visa, Mastercard, China UnionPay, and regulated by the FCA, as well as being PCI DSS compliant.

Key Features

For those learning how to send money to Ukraine from USA or European countries, here are a few reasons why Paysend is a reliable option:

  • 24/7 customer support. You can email or click the chat button while reading any Help Centre article.
  • Instant processing. Depending on the receiving method you choose, the money can be transferred within seconds to the recipient’s bank.
  • Highly rated mobile app. The iOS app scores an impressive 4.8 stars from 23,000+ users, and many users praise its ease of use and fast transfers. The Android app has a lower rating, though (3.9 stars from 140,000+ users).

Best way to send money to Ukraine: mobile download page on Paysend's website, showing the app interface and download buttons.

  • Fixed fees. No matter how much you send to Ukraine, Paysend keeps things simple with a flat fee. This is a big win if you’re sending large amounts because the cost stays the same, and, in my opinion, it’s relatively low (starting at €1.50).
  • Enterprise solution. How can I send money to Ukraine as a business owner? Consider checking Paysend Enterprise. It provides features such as API integration, local payment methods, multi-currency accounts, and global payout options.

So, is Paysend the best way to send money to Ukraine? That would depend on your needs. It's especially ideal if you want to learn how to send money to Ukraine from UK or other European countries. People who send larger amounts may also find this option appealing, thanks to its flat fees.

👉🏻 Visit Paysend

Comparing the Best Way to Send Money to Ukraine

Below is a handy side-by-side breakdown of how each money transfer platform I mentioned compares when sending to Ukraine. Feel free to use this table as your quick reference for filtering options.

Supported Sending Countries

Receiving Methods

Key Features

Ogvio

160+ countries

  In-app transfer

  Bank deposit

  Debit or credit cards

Low-cost and instant transfer to Ukraine

TransferGo

30+ (mostly in Europe)

  Bank deposit

  Debit or credit cards

Great exchange rate and new-customer deal

Xoom

30+

  Bank deposit

  Cash pickup

PayPal-backed

Western Union

200+

  Bank deposit

  Mobile wallet deposit

  Cash pickup

Cash pickup flexibility in your country or in Ukraine

MoneyGram

200+

  Bank deposit

  Mobile wallet deposit

  Cash pickup

  Debit or credit cards

Remitly

30+

  Bank deposit

  Mobile wallet deposit

  Cash pickup

  Debit or credit cards

On-time delivery guarantee

Paysend

49

  Bank deposit

  Debit or credit cards

Flat fees, best for large transfers

Table: A comparison of the best platforms to send money to Ukraine

There’s no one-size-fits-all winner, as each service has its unique points. For example, those wanting instant and low-fee transfers can wait for Ogvio, while people who want to learn how to send money to Ukraine from UK should check Xoom or Paysend.

How to Send Money to Ukraine from the UK

Before we talk about the step-by-step guide on how to send money to Ukraine using a transfer platform, I want you to note a few important things first.

Let's start with the obvious: Ukraine's still in a war zone, and that makes things a bit tricky. Regions such as Crimea, Donetsk, Luhansk, Zaporizhzhia, and Kherson are unavailable on Ogvio. However, the rest of Ukraine can freely use the services. The National Bank of Ukraine (NBU) itself also has stricter capital controls, so it keeps a close eye on how money moves in and out of the country.

In fact, the Ukrainian news channel, 112 Ukraine, reported that the total volume of money transfers to Ukraine dropped by 19.5% in 2024 compared to the same time last year. Even unofficial or informal transfer routes saw a decline, down by roughly 16%.

Security is another big one. Ukraine’s been hit by major phishing attacks in the past. One of the most famous being is the Coinhoarder campaign[2], which targeted users through fake crypto wallet sites. And honestly, it’s not the only attack happening in the country.

Best way to send money to Ukraine: a hacker sits in front of two monitors.

The UK isn’t exactly living its best life either. The FCA keeps dropping warnings because money-transfer scams are common, especially for cross-border payments. Scammers often pretend to be charities, officials, or some “urgent help needed” situation just to make people send cash.

That’s why it’s important to find reputable and secure platforms to make sure your money lands safely. Ogvio is one of the options, and here’s how you can send money to Ukraine from the UK with the platform:

STEP 1:

Sign up or log in via the Ogvio website by clicking the [Get Started] button. Then, continue registering using an email or Google account.

Best way to send money to Ukraine: Ogvio's sign-in form.

STEP 2:

Create your Ogvio tag, as this will act as the handle for sending and receiving transfers.

STEP 3:

Deposit money by clicking [Add Money] from the homepage. There are several methods you can use, including bank transfers and card payments.

Best way to send money to Ukraine: Ogvio's top-up options.

STEP 4:

Let's say you choose [Bank Transfer]; choose GBP or another currency you want to top up and enter the amount. Ogvio automatically converts (or pegs) your funds to USD for stability.

To access bank transfers on Ogvio, you will need to pass KYC verification.

Best way to send money to Ukraine: currency options on Ogvio.

STEP 5:

Once your balance is updated, head back to the homepage and tap [Send Money] to start your transfer.

Best way to send money to Ukraine: the [Send Money] button on Ogvio.

STEP 6:

Enter your recipient’s username or IBAN, depending on how you’d like to send the funds. I used my friend’s @handle to take advantage of the free, instant Ogvio-to-Ogvio transfer.

STEP 7:

Type in the amount you want to send. You’ll see a quick summary showing the recipient, wallet, token, and network (based on your chosen currency). Hit [Continue], review the transaction details, and confirm to send.

Best way to send money to Ukraine: Ogvio's transfer form.

And that’s pretty much it. I think sending money to Ukraine online isn’t as complicated as it sounds, especially with the right platform like Ogvio. Before signing out, make sure your money is sent safely by keeping an eye on the payment status or turning on email notifications for real-time alerts.

How to Send Money to Ukraine from the USA

Learning how to send money to Ukraine from the USA sounds easy, but there are potential policy shifts in the US, with a new administration possibly introducing taxes on remittances. The new law, signed on July 4, 2025, introduces a 1% excise tax on certain remittance transfers from the US. This rule is planned to be effective January 1, 2026.

With all the chatter about new economic policies in the US, it’s smart to stay open to options beyond fiat currencies if you want to avoid taxes – and Ogvio can help you move one step ahead. With the platform, you can send both fiat and crypto, and sending crypto usually involves fewer complex requirements.

That said, there's an interesting exception: currently, US citizens will have limited access due to KYC requirements, unless they are living in a different country.

So, while we wait for the time when all US citizens can transfer fiat, here’s how you can use Ogvio to send money to Ukraine from the USA with crypto:

STEP 1:

Head over to Ogvio’s official site and hit the [Get Started] option.

STEP 2:

Register using your email or Google account. Once that’s done, make sure to read through the terms and give your approval. Then, pick a unique Ogvio tag, as this will be your username for sending and receiving transfers on the platform.

Best way to send money to Ukraine: Ogvio's sign-in form.

STEP 3:

After logging in, you’ll land on the main dashboard with options to add funds, transfer money, or trade tokens. Select [Add Money] to load your balance.

Best way to send money to Ukraine: the [Add Money] button on the Ogvio website.

STEP 4:

Choose [See Your Wallet Address] to top up using crypto. Copy the Base address into your crypto wallet (or simply scan the QR code). Once you’ve sent the funds, click [I made a transfer] to notify the system. That said, you can also top up via the [Card Payment] method.

Best way to send money to Ukraine: the [See Your Wallet Address] on the Ogvio website outlined.

STEP 5:

As soon as your balance updates, return to the homepage and tap [Send Money] to start transferring.

Best way to send money to Ukraine: the "Send Money" button.

STEP 6:

Hit the [+] icon in the upper right. If your recipient uses Ogvio, pick [Ogvio User] for an easier, free transfer.

Best way to send money to Ukraine: a red arrow pointing to the [Ogvio user] option on Ogvio.

STEP 7:

Enter the amount you want to send. A summary of the transaction will pop up so you can review everything before proceeding. Tap [Continue] when you’re ready.

Best way to send money to Ukraine: Ogvio's transaction form.

STEP 8:

Look over the final confirmation page, accept the terms, and finalize. If the receiver is on Ogvio, the transfer typically arrives almost instantly, and you’ll get a confirmation message as soon as it goes through.

Sending money to Ukraine with Ogvio is fast, simple, and way more flexible, especially with all the uncertainty around upcoming US remittance taxes. Until the new update is fully launched, crypto can be one of the most efficient and future-proof ways to move your money abroad.

Cheapest Ways to Send Money to Ukraine

If you’re trying to stretch every pound or dollar, picking the cheapest transfer platform can save you a surprising amount. Based on the options I’ve tested, here are a few solid picks for sending money to Ukraine:

1

Ogvio. If you’re sending money to someone who also uses Ogvio, the transfer is completely free and instant, with no percentage fees or hidden FX markups.

2

MoneyGram. MoneyGram offers competitive rates and even gives you a free first transfer. For example, when I tried sending £150, the rate was £1 = 54.9814 UAH, so the recipient received 8,247.21 UAH. The standard fee is £0.99, but I didn’t pay anything since it was my first time.

3

Paysend. Paysend is known for its flat-fee setup. When I sent £150, the rate was £1 = 54.4288 UAH, giving the recipient 8,109.88 UAH, and I paid a £1 fee. There is a markup baked into the exchange rate, but that predictable flat fee is a big plus.

Here's how each platform differs in terms of the pricing structure:

Ogvio logo
MoneyGram logo
Paysend logo

Deposit Fees

Bank - free
Crypto - free
Card - varies
N/A
Card - free
Bank - varies

Withdrawal Fees

Varies N/A
  • ATM - £/€200 free/mo; then 2%
  • Bank - varies

Other Fees

  • Conversion fee (varies)
  • Conversion fee - varies
  • Plastic Paysend card - £4.99 or €5.99
  • Card payments - 2%

Card Maintenance Fees

  • Card coming soon
  • No card
  • Card issue - £4.99/€5.99

Fee Transparency

Markup

Visit site Read review Visit site Visit site

Table: Comparison of Ogvio, MoneyaGram, and PaySend pricing

Overall, each service has its own sweet spot: Ogvio for no-fee user-to-user transfers, MoneyGram for great first-time savings, and Paysend for predictable pricing. Pick what fits your budget and your recipient’s needs, and you’ll get strong value either way.

Conclusions

So, the next time your friend or family member in Kyiv messages you for a quick transfer, you’ll already have the best way to send money to Ukraine sorted. Just remember what we talked about: compare the fees, check the delivery times, consider receiving methods, and always make sure the platform is secure.

Everyone’s got different priorities, so take time to research your best online money transfer to Ukraine. Some want instant transfers, others care more about low fees, easy setup, or even crypto options.

If you’re after a mix of all those, Ogvio may be the one to watch. Make your first transfer on Ogvio today, and see how affordable and easy it is!

Scientific References

1. S. Yella: 'Enhancing Customer Satisfaction Across Languages: The Role of AI in Multilingual Support';

2. M. Alyami, R. Alhotaylah, S. Alshehri, A. Alghamdi: 'Phishing Attacks on Cryptocurrency Investors in the Arab States of the Gulf'.


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About Article's Experts & Analysts

By Aaron S.

Editor-In-Chief

Having completed a Master’s degree in Economics, Politics, and Cultures of the East Asia region, Aaron has written scientific papers analyzing the differences between Western and Collective forms of capitalism in the post-World War II era. W...
Aaron S. Editor-In-Chief
Having completed a Master’s degree in Economics, Politics, and Cultures of the East Asia region, Aaron has written scientific papers analyzing the differences between Western and Collective forms of capitalism in the post-World War II era.
With close to a decade of experience in the FinTech industry, Aaron understands all of the biggest issues and struggles that crypto enthusiasts face. He’s a passionate analyst who is concerned with data-driven and fact-based content, as well as that which speaks to both Web3 natives and industry newcomers.
Aaron is the go-to person for everything and anything related to digital currencies. With a huge passion for blockchain & Web3 education, Aaron strives to transform the space as we know it, and make it more approachable to complete beginners.
Aaron has been quoted by multiple established outlets, and is a published author himself. Even during his free time, he enjoys researching the market trends, and looking for the next supernova.

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FAQ

What is the best way to transfer money to Ukraine?

Platforms like TransferGo, MoneyGram, and Remitly are popular apps for sending money. However, the best way to send money to Ukraine actually depends on what you value most. Some people prioritize speed, whatever the fee is. However, others may focus on which platform offers the lowest fee. If you need a platform that provides instant transfers and minimum costs, Ogvio can be your best companion.

How can I send money to Ukraine instantly?

To send money instantly, choose services that support real-time or same-day delivery. Ogvio promises near-instant wallet-to-wallet transfers, making it the best way to send money to Ukraine. Meanwhile, Xoom and TransferGo already process many payments in minutes. Instant options usually work best with debit/credit cards or mobile wallets. Just note that instant transfers may come with slightly higher fees, which is a known trade-off for speed.

Where can I send money to help Ukraine?

If you’re looking to help Ukraine directly, you can donate to verified organizations such as United24, Come Back Alive, or the Red Cross Ukraine. Just make sure you send money with a reliable money-transfer app. How can you know? Well, check for security measures, transparent fees, and positive user reviews, as those are generally the green flags. More importantly, double-check that you’re donating through official channels to ensure your funds reach the right hands.

Can I send money to Ukraine for free?

Yes. Ogvio promises minimal-to-no hidden fees when sending money to Ukraine. Some already known services, like TransferGo, offer free first transfers, while others provide zero fees for certain supported sending countries. You can also find promo campaigns or fee-waiver codes for specific routes. Just make sure to review the fine print because even “free” transfers may include exchange rate markups that affect the final amount your recipient gets.

Is it legal to send money to Ukraine?

Absolutely. Sending money to Ukraine is legal as long as it’s done through approved financial channels that comply with international regulations (like the FCA or FinCEN). The licenses are generally visible on the website. Alternatively, look for platforms with strong security measures integrated, such as end-to-end encryption and two-factor authentication. This way, you can make sure your money and personal data stay safe throughout the transfer.

How can someone in Ukraine receive the money?

Recipients in Ukraine can get funds through bank deposits, cash pickups, or mobile wallets, depending on the provider. Some international money transfer platforms even support direct-to-account transactions within minutes. My best tip is that you match the transfer method with the recipient’s lifestyle. If they’re not too tech-savvy, go for a cash pickup option. But if they’re comfortable online, a digital wallet or bank transfer is faster and simpler.

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