Best Way to Send Money to Ukraine

If you’re looking for the best way to send money to Ukraine, Ogvio should be the site you bookmark on your browser. It’s a soon-to-launch global money transfer platform built for everyday users who just want to make a simple, instant, and transparent transfer to Ukraine (or pretty much anywhere else).

I think its real “flex” is speed and low fees. Transfers are being designed to go through in seconds with little to no charges. So, if you’ve ever panicked, “How can I send money to Ukraine right now?”, this service’s goal is to make that stress disappear.

	OGVIO
Funding Methods	Card Apple Pay Google Pay Bank transfer
Delivery Methods	Bank deposit Card Google Pay Apple Pay
Supported Networks	Base
Transaction Speed	| | | | | Long Average Very Quick
Bulk Payments
Scheduled Payments
	Visit site Read review

Table: Ogvio asset movement

If you're worried about safety, note that Ogvio will use 256-bit encryption and on-chain vaults to keep your funds and data locked tight. In simple terms, only authorized systems could get access to your data, and your assets will be stored directly on the blockchain (not in some random server that can get hacked). So, even if someone tried to peek, all they’d see is gibberish.

Key Features

Here's what you can expect when Ogvio launches:

• Wide reach. You’ll be able to send money from 160+ countries easily. Compared to some other money-transfer apps that are available mostly for European and American users, this point is definitely a win for Ogvio.
• Instant wallet funding. You can add money to your Ogvio account using cards, Apple Pay, Google Pay, or a bank transfer. All of them will be near-instant and with no minimum deposit.

• DM your money. Sending cash will feel like sending a message, thanks to Ogvio’s @Tag feature.
• Quick-start verification. The long forms during registration can be such a hassle. Ogvio will use light KYC for many of the users, so you can start sending in minutes.
• Built-in crypto trading and staking. You’ll also be able to trade popular coins like BTC, ETH, and DOT and earn from your crypto directly within the platform.

With all these features lined up, Ogvio is shaping up to be anyone’s go-to option when finding the fastest and cheapest way to send money to Ukraine.

Are you all about speed and solid exchange rates? Then, TransferGo deserves a spot on your list. This London-based fintech, launched in 2012, has built its reputation on low fees, fast delivery, and zero hidden markups.

One thing I noticed while comparing platforms is that TransferGo’s FX rate is often better than some other competitors. For example, while many platforms offer EUR 1 = around 47 UAH, TransferGo goes up to EUR 1 = 48.25 UAH, thanks to its small FX mark-up on the mid-market rate.

However, not everyone can join in just yet, as TransferGo supports around 30 sending countries, mostly across Europe. To make sure you’re a real resident in the supported countries, you’ll need to submit IDs, such as an EU/EEA national ID or a UK/Turkish driver’s license. Don’t worry; everything is verified digitally, and it usually takes just a few minutes.

	TRANSFERGO
Business Account
Virtual IBANs
Physical / Virtual Card	Physical/Virtual
Onboarding Time	| | | | | Long Average Very Quick
	Visit site

Table: TransferGo account details

TransferGo is also FCA-authorized as an Electronic Money Institution, meaning your funds stay in segregated accounts and all transfers are protected by SSL encryption. So yes, your money and personal info are generally safe.

Key Features

Here are some of the most interesting aspects of TransferGo:

• New customer deal. Your first two transfers to Ukraine are free, and the regular fees are still low after that.
• Flexible delivery times. If you need speed, choose “Instant delivery” to send money in under 30 minutes (often just 2–3 minutes). Those who are not in a rush can pick “Standard delivery” that takes about one business day.
• Multiple payment options. Pay however you like: bank transfer, debit/credit card, SWIFT, PISP, Apple Pay, or Google Pay.

• Ukrainian-speaking customer support. Being able to communicate in your own language builds instant trust with customers,^[1] and TransferGo gets that. Their customer support is available in multiple languages, including Ukrainian. You can reach them Monday to Friday (06:00-19:00 UTC) and even on weekends (06:00-15:00 UTC).
• Multi-currency account. Hold, send, and exchange multiple currencies directly in the app. You can manage transfers, track history, and switch currencies without juggling multiple platforms.

Overall, TransferGo might just be your best bet if you’re after flexible delivery times, great rates, and Ukrainian-language support. There’s no in-person assistance or cash pickup, so it’s built for people who want to send money the easy way.

Transferring money to another bank in Ukraine is smooth with Xoom. The company is backed by PayPal’s reputation, as it was acquired by PayPal in November 2015. Its expansion includes wide coverage with over 130 markets for sending money.

However, for online money transfer to Ukraine, Xoom is a bit “exclusive”. It’s only available for senders in the US, Canada, the UK, and EEA countries. Also, the available payment options and currencies depend on where you’re from.

	XOOM
Supported Countries	US Canada UK +150 more
Supported Languages	EN DE ES +13 more
Supported Fiat Currencies	CAD EUR USD GBP
Supported Cryptocurrencies	Fiat-only
	Visit site

Table: XOOM coverage

If you're in one of those areas and choose to use Xoom, you can get the PayPal-level protections with data encryption, 24/7 fraud monitoring, and full transparency on fees before you hit send.

Key Features

Besides being backed by PayPal, here are some reasons that make Xoom worth considering to help you transfer money to Ukraine:

• Fast transfers. Most transfers, whether via cash or bank deposit, can land in minutes. That’s a big benefit when someone you care about in Ukraine needs funds urgently.
• Cash pickup and bank deposits. You can send money to Ukraine for cash pickup at major banks (PrivatBank, Oschadbank, and Ukrgasbank) or deposit directly into bank accounts in UAH or EUR.

• Multilingual support. English and Spanish customer service are available 24/7, while French, Italian, German, and Arabic are supported during European business hours. There’s also Chinese support during US hours. Feel free to reach them via phone or email.
• Highly rated mobile app. Xoom’s mobile app has earned high ratings on both the App Store and Google Play, praised for its minimalist and easy-to-use design. It’s helpful if you prefer managing transfers on the go.
• Potentially free fees. Xoom does charge transfer fees, but you might get lucky with promotional free transfers (e.g., your first transaction being fee-free or certain routes that temporarily cost nothing to send).

Overall, if you want to know how to send money to Ukraine from USA or any of these countries mentioned, Xoom is definitely one of the stronger choices. It brings the kind of easy, fast, and secure transfer experience you hope for.

If you’ve ever sent money abroad, you’ve definitely heard of Western Union. It’s basically the “grandma” of money transfers, since it’s been around for 150+ years and is still going strong.

When it comes to Ukraine, Western Union supports sending transfers from more than 200 countries and territories worldwide. Then, what about the fee? Well, its fees vary depending on the amount, destination, payment method, and delivery option. You can get a free estimate for your specific transfer on the Western Union website or at an agent location.

	WESTERN UNION
Deposit Fees	N/A
Withdrawal Fees	N/A
Other Fees	Exchange rate markup SMS fees Account over-limit fees
Card Maintenance Fees	Free
Fee Transparency
Markup
	Visit site Read review

Table: Western Union pricing

What I can be sure of is its security. Besides its long history, Western Union has standardized security measures in place, including end-to-end encryption, Secure Sockets Layer (SSL) certification, and multi-factor authentication.

Key Features

You may know Western Union for its physical branch or long history, but it actually holds more than that:

• Flexible transfer options. Send money how you’re most comfortable: online using Apple Pay, Google Pay, cards, or bank transfers, via app, or in person by cash at a Western Union agency. Simply check the nearest address in your area on its official website.
• Various receiving methods. Your loved ones in Ukraine can withdraw money by going to one of the Western Union agencies nearest to them. Alternatively, transfer money to the receiver’s bank account, VISA, or Mastercard.

• Frequent promotions. Western Union transfers are not always free, although it has promotional offers for free transfers in specific situations, like new customers in certain countries.
• Real-time tracking status. You can track your money transfers in real time at any time, thanks to the MTCN transaction control number.
• Repeated transfers. It’s possible to complete regular money transfers quickly by saving your recipient’s details to be ready the next time you send money to Ukraine.

In cases where the recipients or senders are from the elder generations who don't have a bank account, Western Union is still one of the easiest ways to send money to Ukraine. It’s that classic, face-to-face service that many people still trust.

MoneyGram has been around since 1940, which makes it one of the oldest and most trusted players in the industry. Headquartered in Texas, the company operates in 200+ countries and territories, with over 400,000 agent locations worldwide.

When it comes to sending money to Ukraine, the availability depends on your location. You can easily check your country on their website by selecting the flag in the top right corner. From my quick test, transfers from the US, Brazil, and Spain work smoothly, while countries like Vietnam or Afghanistan may only offer cash pickup.

	MONEYGRAM
Supported Countries	UK Germany US +200 more
Supported Languages	EN ES FR +6 more
Supported Fiat Currencies	EUR USD GBP +90 more
Supported Cryptocurrencies	USDC BTC ETH LTC
	Visit site

Table: MoneyGram coverage

MoneyGram’s compliance credentials are solid, too. It’s licensed as a Money Transmitter by the New York State Department of Financial Services. Learning how to send money to Ukraine from to UK is also safe with MoneyGram since it’s regulated by the Financial Conduct Authority (FCA). In short, yes, MoneyGram is legit and well-regulated.

Key Features

On top of its long history, MoneyGram can be your best way to send money to Ukraine because of these reasons:

• Online and in-person transfers. You can send money however it fits your lifestyle: online, via app, or through an agent. Payment options include bank transfer, Interac (Canada only), credit/debit card, or cash at local branches.
• Flexible receiving methods. Recipients in Ukraine can get the money via cash pickup, bank account, debit card, or mobile wallet. MoneyGram also partners with local institutions like Ukrposhta, Ukrgasbank, and Globaus Bank.

• “Send Again” feature. Got family or friends you support regularly? With one click, you can repeat a past transaction with all details prefilled. This can be perfect for recurring transfers.
• Highly rated mobile apps. The MoneyGram app is a fan favorite, with near-perfect ratings on both Android and iOS from 700,000+ combined reviews. Users love its simple design, instant notifications, and real-time tracking.
• Possibly instant transfers. Depending on your method, transfers to Ukraine can arrive within minutes. Debit or credit card payments are typically the fastest, while bank transfers may take a few days.

MoneyGram proves that being old-school doesn’t mean being outdated. Its global reach, flexible transfer options, and compliance make it one of the most reliable ways to send money to Ukraine, especially if you prefer to have options for online or in-person transfers.

Remitly’s a popular choice for anyone looking to send money to Ukraine, and I think it's for a good reason. Users from 30+ countries, including the US, Canada, most of Europe, Singapore, and the UAE, are welcome to enjoy its affordable cross-border transfers.

For example, German and Singaporean users can enjoy zero-fee transfers when sending USD directly to Ukrainian bank accounts. Meanwhile, US users may pay a small percentage-based fee, and some European countries like Lithuania use a flat-fee model.

	REMITLY
Deposit Fees	N/A
Withdrawal Fees	N/A
Other Fees	Exchange rate markup
Card Maintenance Fees	No card
Fee Transparency
Markup
	Visit site Read review

Table: Remitly pricing

Besides the advertised low fees, Remitly can be a good option for its security. It uses 256-bit encryption and two-factor authentication to keep your data and funds secure. The platform also provides both manual and automated systems that constantly monitor for suspicious activity, so your transfers stay protected 24/7.

Key Features

These are some of the reasons that make Remitly the go-to app for your online money transfer to Ukraine:

• Clear and transparent pricing. Just pick your sending and receiving countries, and Remitly shows you exactly what you’ll pay, what exchange rate applies, and available receiving options.
• Multiple delivery methods. In Ukraine, you can send money via cash pickup, bank deposit, or debit card deposit through trusted partners like Bank Pivdenny and Accordbank.
• On-time delivery guarantee. If your transfer doesn’t arrive on schedule, Remitly refunds your fees.

• Send money via WhatsApp. This feature is currently available in selected regions like Latin America and South Asia. But who knows? Ukraine might be next.
• Remitly One. This soon-to-launch service will let users access up to $250 instantly, earn 4% annual rewards on funds stored in their Remitly Wallet, and even get monthly cashback for using autopay.

If you’re all about convenience and reliability, Remitly is hard to beat. It’s transparent, flexible, and gives you peace of mind with every online money transfer to Ukraine. Also, if your country happens to get zero-fee transfers, that’s just the cherry on top.

Paysend is a UK-based fintech company founded in April 2017 with a mission: simplifying cross-border payments for everyone. So, does it deliver? I think so, one proof is that its services are powered by global payment networks like Visa and Mastercard, which is why it can support over 170 countries worldwide.

However, sending money online to Ukraine specifically is available from only 49 countries, at the time of writing. These include Australia, the United States, most European nations, and select regions in Asia and South America. So, I recommend you really make sure your country is supported by checking directly on the Paysend website.

	PAYSEND
Supported Countries	US UK UAE +167 more
Supported Languages	EN ES FR +14 more
Supported Fiat Currencies	EUR BRL MXN +117 more
Supported Cryptocurrencies	Fiat-only
	Visit site

Table: Paysend coverage

In terms of security, Paysend is reliable. All money transfers are certified by Visa, Mastercard, China UnionPay, and regulated by the FCA, as well as being PCI DSS compliant.

Key Features

For those learning how to send money to Ukraine from USA or European countries, here are a few reasons why Paysend is a reliable option:

• 24/7 customer support. You can email or click the chat button while reading any Help Centre article.
• Instant processing. Depending on the receiving method you choose, the money can be transferred within seconds to the recipient’s bank.
• Highly rated mobile app. The iOS app scores an impressive 4.8 stars from 23,000+ users, and many users praise its ease of use and fast transfers. The Android app has a lower rating, though (3.9 stars from 140,000+ users).

• Fixed fees. No matter how much you send to Ukraine, Paysend keeps things simple with a flat fee. This is a big win if you’re sending large amounts because the cost stays the same, and, in my opinion, it’s relatively low (starting at €1.50).
• Enterprise solution. How can I send money to Ukraine as a business owner? Consider checking Paysend Enterprise. It provides features such as API integration, local payment methods, multi-currency accounts, and global payout options.

So, is Paysend the best way to send money to Ukraine? That would depend on your needs. It's especially ideal if you want to learn how to send money to Ukraine from UK or other European countries. People who send larger amounts may also find this option appealing, thanks to its flat fees.