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Your mom in Bogotá calls out of the blue, saying she needs money, rápido! You scramble to find the best way to send money to Colombia and end up scrolling through dozens of options on Google. On a whim, you pick one that looks good, only to find out how complicated it is to sign up (verify this, upload that), and on top of it all, the fees are sky high!
If you’ve ever been in that kind of situation, I’m glad you’ve found this article. While the “best” way depends on what matters most to you, I’ll walk you through my top picks. Whether you want a conventional provider or a next-generation money app that makes transfers quick and easy, you’ll find one here that fits your needs:
- Ogvio - Best in Line for Next-Gen Money Transfers
- Wise - Best for Managing Multiple Currencies
- Remitly - Best for On-Time Delivery to Colombia
- Krak - Best for Crypto-To-Fiat Transfers
- Xoom - Best for Speedy Cash Deliveries
- WorldRemit - Best for Flexible Remittances to Colombia
- Western Union - Best for Reliable Cash Pickups Across Colombia
Oh, and by the way, BitDegree’s Airdrop Season 8 is live now. If you join it now, you might get some rewards to send your mom a little bonus.
1. Ogvio - Best in Line for Next-Gen Money Transfers
Ranks #1 out of 7 Money Transfer Services
- + Remittance-oriented
- + Instant transfers
- + Incremental-to-no fees
- + Crypto support
- + @Tag functionality
- + Free transfers between users
- - No card (coming soon)
Even though it’s still in development, Ogvio is already shaping up to be one of the best apps to send money to Colombia for quick, low-to-no-cost remittances. With it, you’ll be able to send funds to family or friends back home with ease, no matter where you are.
What will make transfers so effortless is the Ogvio @Tag feature. Instead of memorizing long numbers or complicated transfer codes, you’ll simply send money the same way you’d message a friend on social media. Plus, it will have extensive coverage in 160+ countries and support for over 40 currencies.
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US
Germany
France+160 more |
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EN ID CN +6 more |
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USD
EUR
CAD+40 more |
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USDCEURC 
BONK+ 300 more |
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Table: Ogvio's global coverage
And if you’re into crypto, Ogvio will let you send money back home using Bitcoin, Ethereum, and other tokens on the Base chain instantly. It will be completely free, with only the blockchain network fee to cover.
Ogvio will also help you hedge against inflation by storing your balance in the world’s two most stable currencies – USD or EUR.[1] You'll be able to choose which one you prefer.
Key Aspects
Let’s take a look at what’s in line for Ogvio:
- Global acceptance. You'll be able to transfer money from anywhere to over 160 supported countries, including Colombia.
- Low-cost transfers. You'll enjoy low charges when spending or withdrawing funds (and, in some cases, zero fees).
- Top-level protection. On-chain smart vaults will keep your funds safe with 256-bit AES encryption and biometric security. Plus, due to the platform's non-custodial design, you'll be the only one with access to your funds.
- Transparent fee structure. You'll know exactly what you’re paying with clear pricing, no hidden costs.
- Flexible top-ups. You'll be able to add funds easily in any of 40+ supported currencies worldwide.
- User-friendly. The navigation will be clutter-free with an intuitive interface and @Tags that will make every transaction feel seamless.
With features like these, Ogvio could easily rise above just being easy or affordable and become the best company to send money to Colombia overall. Whether you’re working abroad, freelancing, traveling, or are into crypto, it's definitely a platform to keep an eye on.
If that piqued your interest, take action early and join the Ogvio waitlist now to grab exclusive early-bird perks at launch!
2. Wise - Best for Managing Multiple Currencies
Ranks #2 out of 7 Money Transfer Services
- + Mid-market exchange rates
- + Transparent fee structure
- + Fast transfer speeds
- + Industry-leading security
- + Easy access to services
- - No cash pickup options
- - Not ideal for very small transfers
If you’ve ever searched for “how can I send money to Colombia”, Wise will likely be one of the first names you see. It’s a popular pick for digital nomads and remote workers who need reliable payments across different currencies.
With Wise, transferring money to Colombia takes only a few steps. You need to choose your currency, enter your recipient’s details, and confirm the transfer. Depending on the route, funds usually arrive within seconds or a couple of business days.
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Table: Wise asset movement
I have to give Wise credit for being transparent. Unlike many others, it uses the mid-market exchange rate and shows every fee upfront. What you see before sending is exactly what you pay.
Mid-market exchange rate is the halfway point between the buy and sell prices of two currencies.
Key Aspects
Wise remains among the best apps to send money to Colombia thanks to these features:
- Transparent rate. Get the same exchange rate you see on Google or Xe, without any hidden markups or additional charges.
- Fast transfer. Send your money fast, with many transfers arriving in seconds and nearly all reaching recipients within a day (though sometimes it may take a couple of days in some situations).
- Global coverage. Transfer money to and from over 160 countries, a nice support to have for people who move or work internationally.
- Regulated & secure. Wise operates under strict financial regulations and uses strong encryption and fraud prevention across all regions.
- Real-time tracking. See where your transfer stands with live updates in the app or dashboard.
If you regularly move funds to different countries, Wise should help you by making things simple. It’s dependable, transparent, and helps you send money quickly without breaking the bank.
3. Remitly - Best for On-Time Delivery to Colombia
Ranks #3 out of 7 Money Transfer Services
- + Great for international transfers
- + Supported in over 150 countries
- + 24/7 customer support
- + Cash pickup
- - Fees can get high
- - Transfer method limitations in some countries
Since its founding in 2011, Remitly has established a reputation as a reliable remittance service. When looking for the best way to transfer money to Colombia from USA, Spain, or pretty much anywhere else in the world, it's frequently a top pick for those who are working or studying overseas.
Moving money home is simple with Remitly from the beginning. After you enter your recipient's information and choose how quickly you want it delivered, the app takes care of the rest. There are no transfer fees, though an exchange rate markup does apply.
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Table: Remitly pricing
With support for multiple languages, including Spanish, you’ll have no trouble navigating everything on the app. It makes sending money back home easy, convenient, and stress-free.
Key Aspects
Let’s take a look at what makes Remitly stand out:
- International reach. Send money from more than 170 countries with a strong network of support across Colombia.
- On-time delivery guarantee. Transfers are delivered as promised on time, or Remitly will refund your fees.
- Flexible options. Freely pick between bank deposits, cash pickups, or mobile wallet transfers to send your money back home.
- Transfer calculator. Know exactly how much your recipient will receive before you send, with fees and exchange rates shown upfront.
- Choose between speed and cost. Remitly offers the Economy route, which charges lower fees but delivers in 3-5 business days, and the Express route, which costs more but delivers within minutes or a few hours.
While fees can vary depending on your payment method, its consistent performance makes it a worthy pick on my list of the best ways to send money to Colombia.
Did you know?
All Money Transfer Services may look similar to you, but they're NOT all the same!
4. Krak - Best for Crypto-To-Fiat Transfers
Ranks #4 out of 7 Money Transfer Services
- + Smooth payment flow
- + Quick fiat & crypto transfers
- + Reward earning functionality
- + Strong security features
- + Responsive customer support
- - Lacks some features for advanced traders
- - Krakback and similar rewards may be restricted in certain regions
When looking for the best way to send money to Colombia from USA using alternative methods, Krak is a name worth remembering. Created by Kraken, one of the top crypto exchanges in the US, this digital money transfer app makes it easy to send, save, and spend without the usual banking complications.
With Krak, you can move crypto and fiat currencies seamlessly across hundreds of supported countries. Whether you’re paying for something abroad, splitting a bill with a friend, or sending money back home to your family in Bogotá, the app makes it fast and effortless.
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US
Canada
Indonesia+160 more |
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EN IT FR +20 more |
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USD
EUR
CAD +6 more |
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BTC
ETH
SOL+300 more |
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Table: Krak's coverage
Krak is a standalone app, separate from the Kraken trading platform. Because of that, you’ll need to download the dedicated Krak app to access its features.
Key Aspects
Krak bridges traditional and digital money management with a range of features:
- Cross-border transactions. Send or receive payments in over 160 countries, including the USA and Colombia, using either fiat or crypto.
- Clear pricing. See all transaction fees clearly before confirming your transfer without any hidden charges or surprise deductions.
- Earn with KrakBack. With Krak's reward program, you can earn some crypto each day for the first transaction you make. Just note that this feature might be restricted in some regions.
- Secure protection. Keep your assets protected with proof-of-reserves transparency and Kraken-grade regulatory standards.
- 24/7 multilingual support. Access help anytime through Krak’s in-app chat, available in multiple languages.
It’s easy to see why Krak might be a noteworthy option for anyone already familiar with crypto. It connects seamlessly with the wider Kraken ecosystem, known for its strong compliance standards and security in the USA market. That alone makes it appealing for crypto fans looking for how to send money to Colombia from USA using the reliability of blockchain-backed technology.
5. Xoom - Best for Speedy Cash Deliveries
Ranks #5 out of 7 Money Transfer Services
- + Usually delivers in minutes
- + PayPal integration
- + Multiple payouts options
- + Extras: bill pay and mobile airtime
- - High fees and markups
- - No live chat
PayPal is often seen by many as one of the best companies to send money to Colombia. I mean, try asking your friends or colleagues, more often than not, they’ll know a thing or two about it.
While PayPal works well for everyday transfers, the company took a step further by launching Xoom, a service designed for cross-border payments with faster delivery and more flexible options.
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Table: Xoom asset movement
With just a few taps on your phone, you can easily make transactions, pay bills, or send money to loved ones back home in Colombia. You also don’t have to worry about overpaying, since all rates are shown before you confirm your transfer.
Transfer limits and fees can vary depending on your location and payment method.
Key Aspects
Here’s a closer look at what Xoom offers:
- Multiple delivery options. You can transfer to mobile wallets, arrange cash pickups, or deposit funds into Colombian banks.
- Quick transfers. Backed by PayPal’s global infrastructure, most Xoom transfers should arrive within minutes.
- Multi-country availability. Xoom allows you to send money to Colombia from major regions such as the United States, Canada, the United Kingdom, and the European Economic Area.
- Advanced protection. With data encryption and 24/7 fraud monitoring, your transactions with Xoom are protected.
- Dedicated support. You can reach real human support anytime through Xoom’s multilingual assistance team.
Having all of that in mind, Xoom is a practical choice if you’ve ever found yourself wondering, "How can I send money to Colombia easily?". However, keep in mind that Xoom is often associated with higher fees because its total cost includes both a transfer fee and a currency exchange rate markup.
6. WorldRemit - Best for Flexible Remittances to Colombia
Ranks #6 out of 7 Money Transfer Services
- + Wide global coverage
- + Multiple delivery options
- + Fast transfer speeds
- + Global regulatory compliance
- - Limited overseas bank support
- - Fluctuating fees
WorldRemit is another name I’d recommend checking out if you’re looking for one of the best ways to send money to Colombia. It offers multiple payout methods, giving you the flexibility to make quick and affordable cross-border transfers.
If your family doesn’t need the money right away, you can go for a bank transfer, which usually costs less. But if they need cash urgently, you can choose debit or credit card delivery for near-instant transfers (though with slightly higher fees).
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Table: WorldRemit's pricing
Either way, you can easily adjust each transfer to fit your situation with WorldRemit.
Key Aspects
WorldRemit offers several practical perks worth noting:
- Easy setup. You can use an intuitive mobile app to complete cross-border money transfers in just a few taps.
- Multiple delivery choices. WorldRemit allows you to send money directly to bank accounts, mobile wallets, or cash pickup locations, depending on what your family back home prefers.
- Live transfer updates. You can track your transaction status in real time and stay informed about when your family gets the funds.
- Safe & regulated. WorldRemit operates under international financial regulations and uses encryption to keep transactions secure.
I’d say WorldRemit can be a decent pick if you’re looking for the best app to send money to Colombia when time’s tight. It’s designed for speed and ease, though the delivery time can still depend on where you’re sending from. Also, note that it does apply an exchange rate markup.
7. Western Union - Best for Reliable Cash Pickups Across Colombia
Ranks #7 out of 7 Money Transfer Services
- + An established money transfer service
- + Available in most countries
- + Cash pickup feature
- - Few additional features
- - Fees can get high
Western Union is one of the oldest and most recognized money transfer brands in the world. Founded in 1851 (yes, that’s a long time ago), it’s still widely regarded as one of the best companies to send money to Colombia, thanks to its consistent record of reliability for over a century.
With the extensive network it has built over the years, Western Union remains deeply integrated into Colombia’s financial system. The company partners with trusted local names like Banco Davivienda and Giros y Finanzas, and it also operates numerous cash pickup locations nationwide.
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Table: Western Union asset movement
Though I did say it’s old, that doesn’t mean it can’t keep up with the times. These days, you can easily send money to Colombia using its easy-to-use mobile app. Just sign up, add money, fill in your recipient’s details, and make the transfer. Gone are the days of showing up at a branch with a plastic bag of pesos.
Key Aspects
It’s hard to match Western Union’s experience and network. Still, it’s not just a “boomer” remittance service, since it’s managed to stay current and add some useful modern features:
- Fast remittances. You can get funds delivered within minutes or even seconds, depending on your chosen payment method.
- Real-time transfer tracking. It allows you to track your money easily using the built-in tracking tool available both on the web and on the mobile app.
- Currency flexibility. Western Union allows sending money in multiple currencies and lets your recipient receive Colombian pesos directly.
- Reliable security. Your money stays protected through encryption, verification, and robust regulatory compliance.
- Customer benefits. The company offers occasional promotions that reward regular users and new customers alike.
That said, even with its speed and reach, Western Union may not be the cheapest way to send money to Colombia since its total costs can be higher than those of newer digital competitors. Even so, it remains a classic choice for many thanks to its accessibility, reliability, and familiarity.
Comparing the Best Ways to Send Money to Colombia
After checking out my top picks for the best way to send money to Colombia, I hope you’ve found a favorite in mind (or at least an idea of which one vibes with you the most). But if you’re in a hurry and don’t have time to read every detail, here’s a quick comparison to help you decide faster:
Best for | Fee | Receiving Options | Supported Countries | |
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Ogvio | Simple and instant money transfers to Colombia | Free internal transfers with low and transparent fees for external transactions | ✓ In-app transfer | 160+ |
Wise | Managing and holding multiple currencies | Mid-market rate with an upfront fee | ✓ In-app transfer ✓ Bank transfer | 160+ |
Remitly | Timely money delivery to Colombia | Service fee based on delivery speed and route | ✓ Bank transfer ✓ Cash pickup ✓ Mobile wallet | 170+ |
Krak | Crypto payouts and currency swaps | Network gas fee for crypto transfers | ✓ In-app transfer | 160+ |
Xoom | Quick and convenient cash pickups | Transaction fee with exchange rate markup | ✓ Bank transfer ✓ Cash pickup ✓ Mobile wallet | 200+ |
WorldRemit | Flexible and convenient remittances | Fixed transfer fee with exchange rate markup | ✓ Bank transfer ✓ Cash pickup ✓ Mobile wallet | 200+ |
Western Union | In-person cash collections across Colombia | Fixed service fee with route-specific rate markup | ✓ Bank transfer ✓ Cash pickup ✓ Mobile wallet | 200+ |
Table: Comparison between the best money transfer services to Colombia
I’ve kept this table simple and easy to follow, but think of it as just an overview. If you’re sending larger amounts, need special features, or want to explore more providers, I'd suggest taking a little extra time to research.
How to Choose the Best Way to Send Money to Colombia
If some of the apps or features I listed aren't to your liking or aren’t available in your location, you'll probably try to find the best way to send money to Colombia from the USA, Spain, Venezuela, or anywhere else yourself. To help you do that, here are a few considerations worth keeping in mind:
- Fees & rate. Pay attention to the fee and rate closely. Even if a platform claims to offer the cheapest way to send money to Colombia with no charge, it might still hide costs in the conversion rate.
- Duration of transfer. Verify the time it takes for the funds to arrive in Colombia. While some services may take a few business days to deliver, others may do so in just a few minutes or even seconds.
- Payment methods. See which funding options are supported (bank transfer, credit card, cash pickup). Each method affects cost, delivery speed, and what your recipient can access.
- Usability. Select an app that is easy to use. Ideally, you should be able to complete a transfer in just a few taps without dealing with unnecessary clutter.
- Security & compliance. Make sure the money service provider follows both local and international regulations and uses proper encryption to keep your data and funds safe.
- Customer support. Choose a service that offers 24-hour support via a variety of channels so that you can get assistance if something goes wrong.
Of course, there are other factors you might weigh in on during your search. However, I’d advise that your top priorities should always be cost, speed, and convenience.[2] By doing so, you can be sure that your family back home gets the most from what you send without any issues or delays.
If you want a money transfer service that covers all those bases, keep an eye on the upcoming Ogvio launch!
How to Send Money to Colombia
I’ve shared my top picks and some helpful tips, but you might still be thinking, “How do I send money to Colombia from abroad?”. If that’s the case, let’s get a bit more practical. For this example, I’d go with the Ogvio money transfer app because it will be all about keeping your transfers smooth and hassle-free.
After confirming the transfer, you’ll see a “Sent” status.
And that’s it! You’ve just learned the basics of how to send money to Colombia from the USA, Spain, or anywhere else using Ogvio.
Always keep an eye on your transfer progress, and if anything unexpected happens (hopefully not), reach out to customer support right away to get it sorted.
Conclusions
At the end of the day, the best way to send money to Colombia depends on what works best for you and your needs. Still, simplicity, speed, and low cost should always be your main priorities when sending money across borders.
From there, it’s about finding the service that fits your situation. Make sure it supports your country, offers all the features you need, and provides flexible payment options that work for your recipient.
If that’s what you’re after, Ogvio’s shaping up to deliver that. Reserve your waitlist spot today and get exclusive perks when it launches.
And while you’re at it, don’t miss BitDegree’s Season 8 Airdrop for a chance to win from a $15K crypto prize pool!
Scientific References
1. Duarte A. P., Murta F. S., da Silva N. B.: ‘Will the Euro Replace the U.S. Dollar as the Leading International Currency A Volatility Analysis’;
2. MacIsaac S.: ‘Remittance Modality Unpacking Canadian Money Transfer Mechanism Choices’.
About Article's Experts & Analysts
Disclosure: To keep our site running & free of charge, we may sometimes receive a small commission if a reader decides to purchase services via some links on site, at no extra cost.
