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Your mom in Bogotá calls out of the blue, saying she needs money, rápido! You scramble to find the best way to send money to Colombia and end up scrolling through dozens of options on Google. On a whim, you pick one that looks good, only to find out how complicated it is to sign up (verify this, upload that), and on top of it all, the fees are sky high!
If you’ve ever been in that kind of situation, I’m glad you’ve found this article. While the “best” way depends on what matters most to you, I’ll walk you through my top picks. Whether you want a conventional provider or a next-generation money app that makes transfers quick and easy, you’ll find one here that fits your needs:
- Ogvio - Next-Gen Money Transfers
- Wise - Best for Managing Multiple Currencies
- Remitly - Best for On-Time Delivery to Colombia
- Krak - Best for Crypto-To-Fiat Transfers
- Xoom - Best for Speedy Cash Deliveries
- WorldRemit - Best for Flexible Remittances to Colombia
- Western Union - Best for Reliable Cash Pickups Across Colombia
Oh, and by the way, BitDegree’s Airdrop Season 8 is live now. If you join it now, you might get some rewards to send your mom a little bonus.
1. Ogvio - Next-Gen Money Transfers
Ranks #1 out of 7 Money Transfer Services
- + Remittance-oriented
- + Instant transfers
- + Incremental-to-no fees
- + Crypto support
- + @Tag functionality
- + Free transfers between users
- - No card (coming soon)
Ogvio is shaping up to be one of the best apps to send money to Colombia for quick, low-to-no-cost remittances. With it, you're able to send funds to family or friends back home with ease, no matter where you are.
What makes the transfers so effortless is the Ogvio @Tag feature. Instead of memorizing long numbers or complicated transfer codes, you’ll simply send money the same way you’d message a friend on social media. Plus, it has extensive coverage in 160+ countries and support for over 40 currencies.
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UK
Germany
France+160 more |
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EN ID CN +6 more |
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USD
EUR
CAD+40 more |
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USDC
BTC
ETH+ 7 more |
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Table: Ogvio's global coverage
And if you’re into crypto, Ogvio lets you send money back home using Bitcoin and other tokens on the Base chain instantly. It is completely free, with only the blockchain network fee to cover.
Ogvio also helps you hedge against inflation by storing your balance in the world’s two most stable currencies – USD or EUR.[1] You'll be able to choose which one you prefer.
Key Aspects
Let’s take a look at what’s in line for Ogvio:
- Global acceptance. You're able to transfer money from anywhere to over 160 supported countries, including Colombia.
- Low-cost transfers. You can enjoy low charges when spending or withdrawing funds (and, in some cases, zero fees).
- Top-level protection. On-chain smart vaults keep your funds safe with 256-bit AES encryption and biometric security. Plus, due to the platform's non-custodial design, you'll be the only one with access to your funds.
- Transparent fee structure. You'll know exactly what you’re paying with clear pricing, no hidden costs.
- Flexible top-ups. You're able to add funds easily in any of 40+ supported currencies worldwide.
- User-friendly. The navigation is clutter-free with an intuitive interface and @Tags that make every transaction feel seamless.
With features like these, Ogvio can easily rise above just being easy or affordable and become the best company to send money to Colombia overall. Whether you’re working abroad, freelancing, traveling, or are into crypto, it's definitely a platform to keep an eye on.
2. Wise - Best for Managing Multiple Currencies
Ranks #2 out of 7 Money Transfer Services
- + Transparent fees
- + Fair exchange rates
- + A smooth user experience
- + Multi-currency accounts
- - Service coverage is broad, but not entirely worldwide
- - Cash pickups aren’t available
- - Added compliance checks for large transfers
If you’ve ever searched for “how can I send money to Colombia”, Wise will likely be one of the first names you see. It’s a popular pick for digital nomads and remote workers who need reliable payments across different currencies.
With Wise, transferring money to Colombia takes only a few steps. You need to choose your currency, enter your recipient’s details, and confirm the transfer. Depending on the route, funds usually arrive within seconds or a couple of business days.
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Table: Wise asset movement
I have to give Wise credit for being transparent. Unlike many others, it uses the mid-market exchange rate and shows every fee upfront. What you see before sending is exactly what you pay.
Mid-market exchange rate is the halfway point between the buy and sell prices of two currencies.
Key Aspects
Wise remains among the best apps to send money to Colombia thanks to these features:
- Transparent rate. Get the same exchange rate you see on Google or Xe, without any hidden markups or additional charges.
- Fast transfer. Send your money fast, with many transfers arriving in seconds and nearly all reaching recipients within a day (though sometimes it may take a couple of days in some situations).
- Global coverage. Transfer money to and from over 160 countries, a nice support to have for people who move or work internationally.
- Regulated & secure. Wise operates under strict financial regulations and uses strong encryption and fraud prevention across all regions.
- Real-time tracking. See where your transfer stands with live updates in the app or dashboard.
If you regularly move funds to different countries, Wise should help you by making things simple. It’s dependable, transparent, and helps you send money quickly without breaking the bank.
3. Remitly - Best for On-Time Delivery to Colombia
Ranks #3 out of 7 Money Transfer Services
- + Great platform accessibility
- + 170+ receiving countries
- + Home delivery available
- + Major and local payout options
- - Escalating FX rates
- - Confusing fees
Since its founding in 2011, Remitly has established a reputation as a reliable remittance service. When looking for the best way to transfer money to Colombia from USA, Spain, or pretty much anywhere else in the world, it's frequently a top pick for those who are working or studying overseas.
Moving money home is simple with Remitly from the beginning. After you enter your recipient's information and choose how quickly you want it delivered, the app takes care of the rest. There are no transfer fees, though an exchange rate markup does apply.
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Table: Remitly pricing
With support for multiple languages, including Spanish, you’ll have no trouble navigating everything on the app. It makes sending money back home easy, convenient, and stress-free.
Key Aspects
Let’s take a look at what makes Remitly stand out:
- International reach. Send money from more than 170 countries with a strong network of support across Colombia.
- On-time delivery guarantee. Transfers are delivered as promised on time, or Remitly will refund your fees.
- Flexible options. Freely pick between bank deposits, cash pickups, or mobile wallet transfers to send your money back home.
- Transfer calculator. Know exactly how much your recipient will receive before you send, with fees and exchange rates shown upfront.
- Choose between speed and cost. Remitly offers the Economy route, which charges lower fees but delivers in 3-5 business days, and the Express route, which costs more but delivers within minutes or a few hours.
While fees can vary depending on your payment method, its consistent performance makes it a worthy pick on my list of the best ways to send money to Colombia.
Did you know?
All Money Transfer Services may look similar to you, but they're NOT all the same!
4. Krak - Best for Crypto-To-Fiat Transfers
Ranks #4 out of 7 Money Transfer Services
- + Smooth payment flow
- + Quick fiat & crypto transfers
- + Reward earning functionality
- + Strong security features
- + Responsive customer support
- - Lacks some features for advanced traders
- - Krakback and similar rewards may be restricted in certain regions
When looking for the best way to send money to Colombia from USA using alternative methods, Krak is a name worth remembering. Created by Kraken, one of the top crypto exchanges in the US, this digital money transfer app makes it easy to send, save, and spend without the usual banking complications.
With Krak, you can move crypto and fiat currencies seamlessly across hundreds of supported countries. Whether you’re paying for something abroad, splitting a bill with a friend, or sending money back home to your family in Bogotá, the app makes it fast and effortless.
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US
Canada
Indonesia+160 more |
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EN IT FR +20 more |
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USD
EUR
CAD +6 more |
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BTC
ETH
SOL+300 more |
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Table: Krak's coverage
Krak is a standalone app, separate from the Kraken trading platform. Because of that, you’ll need to download the dedicated Krak app to access its features.
Key Aspects
Krak bridges traditional and digital money management with a range of features:
- Cross-border transactions. Send or receive payments in over 160 countries, including the USA and Colombia, using either fiat or crypto.
- Clear pricing. See all transaction fees clearly before confirming your transfer without any hidden charges or surprise deductions.
- Earn with KrakBack. With Krak's reward program, you can earn some crypto each day for the first transaction you make. Just note that this feature might be restricted in some regions.
- Secure protection. Keep your assets protected with proof-of-reserves transparency and Kraken-grade regulatory standards.
- 24/7 multilingual support. Access help anytime through Krak’s in-app chat, available in multiple languages.
It’s easy to see why Krak might be a noteworthy option for anyone already familiar with crypto. It connects seamlessly with the wider Kraken ecosystem, known for its strong compliance standards and security in the USA market. That alone makes it appealing for crypto fans looking for how to send money to Colombia from USA using the reliability of blockchain-backed technology.
5. Xoom - Best for Speedy Cash Deliveries
Ranks #5 out of 7 Money Transfer Services
- + Usually delivers in minutes
- + PayPal integration
- + Multiple payouts options
- + Extras: bill pay and mobile airtime
- - High fees and markups
- - No live chat
PayPal is often seen by many as one of the best companies to send money to Colombia. I mean, try asking your friends or colleagues, more often than not, they’ll know a thing or two about it.
While PayPal works well for everyday transfers, the company took a step further by launching Xoom, a service designed for cross-border payments with faster delivery and more flexible options.
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Table: Xoom asset movement
With just a few taps on your phone, you can easily make transactions, pay bills, or send money to loved ones back home in Colombia. You also don’t have to worry about overpaying, since all rates are shown before you confirm your transfer.
Transfer limits and fees can vary depending on your location and payment method.
Key Aspects
Here’s a closer look at what Xoom offers:
- Multiple delivery options. You can transfer to mobile wallets, arrange cash pickups, or deposit funds into Colombian banks.
- Quick transfers. Backed by PayPal’s global infrastructure, most Xoom transfers should arrive within minutes.
- Multi-country availability. Xoom allows you to send money to Colombia from major regions such as the United States, Canada, the United Kingdom, and the European Economic Area.
- Advanced protection. With data encryption and 24/7 fraud monitoring, your transactions with Xoom are protected.
- Dedicated support. You can reach real human support anytime through Xoom’s multilingual assistance team.
Having all of that in mind, Xoom is a practical choice if you’ve ever found yourself wondering, "How can I send money to Colombia easily?". However, keep in mind that Xoom is often associated with higher fees because its total cost includes both a transfer fee and a currency exchange rate markup.
6. WorldRemit - Best for Flexible Remittances to Colombia
Ranks #6 out of 7 Money Transfer Services
- + Fast money transfers
- + Wide international coverage
- + Multiple payout methods
- + Licensed in multiple countries
- - Limited overseas bank support
- - Fluctuating transfer costs
WorldRemit is another name I’d recommend checking out if you’re looking for one of the best ways to send money to Colombia. It offers multiple payout methods, giving you the flexibility to make quick and affordable cross-border transfers.
If your family doesn’t need the money right away, you can go for a bank transfer, which usually costs less. But if they need cash urgently, you can choose debit or credit card delivery for near-instant transfers (though with slightly higher fees).
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Table: WorldRemit's pricing
Either way, you can easily adjust each transfer to fit your situation with WorldRemit.
Key Aspects
WorldRemit offers several practical perks worth noting:
- Easy setup. You can use an intuitive mobile app to complete cross-border money transfers in just a few taps.
- Multiple delivery choices. WorldRemit allows you to send money directly to bank accounts, mobile wallets, or cash pickup locations, depending on what your family back home prefers.
- Live transfer updates. You can track your transaction status in real time and stay informed about when your family gets the funds.
- Safe & regulated. WorldRemit operates under international financial regulations and uses encryption to keep transactions secure.
I’d say WorldRemit can be a decent pick if you’re looking for the best app to send money to Colombia when time’s tight. It’s designed for speed and ease, though the delivery time can still depend on where you’re sending from. Also, note that it does apply an exchange rate markup.
7. Western Union - Best for Reliable Cash Pickups Across Colombia
Ranks #7 out of 7 Money Transfer Services
- + An established money transfer service
- + Available in most countries
- + Multiple delivery types, including cash pickup
- + Various ways to fund a transfer
- - High fees and exchange rate markup
- - Outdated app interface
- - Doesn't allow long-term fund storage
Western Union is one of the oldest and most recognized money transfer brands in the world. Founded in 1851 (yes, that’s a long time ago), it’s still widely regarded as one of the best companies to send money to Colombia, thanks to its consistent record of reliability for over a century.
With the extensive network it has built over the years, Western Union remains deeply integrated into Colombia’s financial system. The company partners with trusted local names like Banco Davivienda and Giros y Finanzas, and it also operates numerous cash pickup locations nationwide.
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Table: Western Union asset movement
Though I did say it’s old, that doesn’t mean it can’t keep up with the times. These days, you can easily send money to Colombia using its easy-to-use mobile app. Just sign up, add money, fill in your recipient’s details, and make the transfer. Gone are the days of showing up at a branch with a plastic bag of pesos.
Key Aspects
It’s hard to match Western Union’s experience and network. Still, it’s not just a “boomer” remittance service, since it’s managed to stay current and add some useful modern features:
- Fast remittances. You can get funds delivered within minutes or even seconds, depending on your chosen payment method.
- Real-time transfer tracking. It allows you to track your money easily using the built-in tracking tool available both on the web and on the mobile app.
- Currency flexibility. Western Union allows sending money in multiple currencies and lets your recipient receive Colombian pesos directly.
- Reliable security. Your money stays protected through encryption, verification, and robust regulatory compliance.
- Customer benefits. The company offers occasional promotions that reward regular users and new customers alike.
That said, even with its speed and reach, Western Union may not be the cheapest way to send money to Colombia since its total costs can be higher than those of newer digital competitors. Even so, it remains a classic choice for many thanks to its accessibility, reliability, and familiarity.
How to Send Money to Colombia From UK
You might be thinking, “The list is cool and all, but how can I send money to Colombia from abroad?". If that’s the case, let’s pick one platform as an example and get more practical by trying to send money from the UK.
Throughout the walkthroughs, I’ll be using Ogvio. The platform brings a clean interface plus handy tools that make sending money across borders effortless.
And speaking of GBP, it’s worth noting that it has been dropping in value against the COP over the past year. If this keeps up, you’ll get less value for every pound you send since it converts to fewer Colombian pesos.
If you’re someone who likes to time your transfers (like I do), be sure to check the exchange rate every now and then. A favorable rate means more money ends up in your family’s hands.
With that in mind, here is how you can send money to Colombia using Ogvio from the UK:
After you send the money, go back to Ogvio and click [I made a transfer]. Your balance will update once the funds arrive.
Faster Payments will support up to £1,000,000 per transfer.
![Best way to send money to Colombia: go to the [Select Money] section.](https://assets.bitdegree.org/images/best-way-to-send-money-to-colombia-send-1.jpg "Best way to send money to Colombia: go to the [Select Money] section.")
And just like that, your money is on its way!
How to Send Money to Colombia From Europe
Many Colombians prefer wallet-to-wallet transfers because they’re fast and practical, and Ogvio fits that really well. It’s also a safer pick if you’d rather avoid traveling with a lot of cash in your pocket.
Also, since the Colombian peso can be quite volatile against the euro, it helps when the app shows you the final amount before you send. To give you an idea, over the past year, the Colombian peso has strengthened modestly against the euro, with EUR/COP down about 4.8% and the COP to EUR rate fluctuating in a relatively tight band.
One quirky angle: despite all the noise around politics and oil, the Colombian peso has actually been one of the better-behaving emerging-market currencies recently, at one point in 2023 even being dubbed a "darling" for outperforming many peers, so the relatively modest COP-EUR move over the past year hides a much more dramatic story when you look at its swings against the US dollar and ealier years.
With that in mind, here are the steps to send money from Europe to Colombia using Ogvio’s @Tag feature:
You can find the steps for signing up in the guide above.
With this feature, sending money feels just like sending a DM, and the transfer should land in seconds. Pretty cool, right?
How to Send Money to Colombia From USA
Sending money from the USA to Colombia can be a bit challenging at times because of how tricky the regulations are. If you, for example, get stuck during verification and can’t transfer normally, going through Ogvio with the crypto route can step in as a good workaround.
Since you can use digital dollars for the transfer, it helps to know how the USD to COP exchange rate has been moving. USD/COP has fallen roughly 14%, with 1 USD now buying around 3,770 COP versus above 4,300 earlier in 2025. During this period, the pair traded roughly between 3,685 and 4,460 as the peso generally strengthened while still seeing short bursts of volatility.
This stronger peso reverses part of the sharp depreciation seen in 2022, when USD/COP briefly topped 5,100. Since then, high local interest rates, carry-trade demand, and changing global dollar conditions have helped keep the rate below 4,000 COP per dollar for much of 2024-2025.
Now let me show you how to send money to Colombia from the USA by using crypto on Ogvio:
![Best way to send money to Colombia: choose the [Crypto wallet] option from the list.](https://assets.bitdegree.org/images/best-way-to-send-money-to-colombia-wallet.jpg "Best way to send money to Colombia: choose the [Crypto wallet] option from the list.")
And there you go! Now you know how to send money to Colombia from USA with crypto.
Cheapest Ways to Send Money to Colombia
Of course, we all want to make sure our family back home receives as much of the money we send as possible. Given all that, I want to highlight a few platforms that offer some of the best ways to send money to Colombia when it comes to value:
- Ogvio. This transfer service lets you send money for free if both you and your recipient are using Ogvio. Awesome!
- WorldRemit. The platform is pretty well-known for offering competitive fees when sending money to Colombia, with costs usually ranging from around 1–3%.
- Remitly. Not only do they offer relatively low fees for this corridor, but they also drop promos every now and then. If you catch one, you can cut your transfer costs by a good amount.
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Table: WorldRemit, Ogvio, and Remitly fees comparison
If you go with one of these services, your transfer will likely be quite cost-effective. That said, the total amount may change depending on your location, how you choose to pay, and the timing of the transaction. Make sure to check the latest pricing before you finalize your transfer.
📚 Check Out: Cheapest Way to Send Money
How to Choose the Best Way to Send Money to Colombia
If some of the apps or features I listed aren't to your liking or aren’t available in your location, you'll probably try to find the best way to send money to Colombia from the USA, Spain, Venezuela, or anywhere else yourself. To help you do that, here are a few considerations worth keeping in mind:
- Fees & rate. Pay attention to the fee and rate closely. Even if a platform claims to offer the cheapest way to send money to Colombia with no charge, it might still hide costs in the conversion rate.
- Duration of transfer. Verify the time it takes for the funds to arrive in Colombia. While some services may take a few business days to deliver, others may do so in just a few minutes or even seconds.
- Payment methods. See which funding options are supported (bank transfer, credit card, cash pickup). Each method affects cost, delivery speed, and what your recipient can access.
- Usability. Select an app that is easy to use. Ideally, you should be able to complete a transfer in just a few taps without dealing with unnecessary clutter.
- Security & compliance. Make sure the money service provider follows both local and international regulations and uses proper encryption to keep your data and funds safe.
- Customer support. Choose a service that offers 24-hour support via a variety of channels so that you can get assistance if something goes wrong.
Of course, there are other factors you might weigh in on during your search. However, I’d advise that your top priorities should always be cost, speed, and convenience.[2] By doing so, you can be sure that your family back home gets the most from what you send without any issues or delays.
Conclusions
At the end of the day, the best way to send money to Colombia depends on what works best for you and your needs. Still, simplicity, speed, and low cost should always be your main priorities when sending money across borders.
From there, it’s about finding the service that fits your situation. Make sure it supports your country, offers all the features you need, and provides flexible payment options that work for your recipient.
If that’s the kind of experience you want, Ogvio can deliver that. Oh, and don’t forget to jump into BitDegree’s Season 8 Airdrop for a chance to win from a $15K crypto prize pool!
Scientific References
1. Duarte A. P., Murta F. S., da Silva N. B.: ‘Will the Euro Replace the U.S. Dollar as the Leading International Currency A Volatility Analysis’;
2. MacIsaac S.: ‘Remittance Modality Unpacking Canadian Money Transfer Mechanism Choices’.
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