Best Way to Send Money to Brazil

It's hard to choose the absolute best way to send money to Brazil, but if I had to pick one, my vote would definitely go to Ogvio. This upcoming money transfer app really does have it all: low fees, instant transfer speed, reliable infrastructure, and an intuitive user experience.

	Ogvio
Fees	Incremental Free transfers between Ogvio users Free crypto transfers and trading
Supported Countries	160+ countries
Supported Currencies	40+ currencies
Transfer Speed	Nearly instant
Payment Methods	Credit/debit card, Apple Pay, Google Pay, bank transfer
Transfer Limits	None
Platform Support	Browser-based, app coming
Other Features	0% crypto trading fees Cryptocurrency support on Base network @username functionality Payment request links Currency conversion

Table: Overview of Ogvio features

One of Ogvio's selling features is its fees. Unlike some of its competitors, you won't find any hidden fees or unfair currency conversion rates. What you see is exactly what you get. What's more, transfers to other Ogvio users will be 100% free. This is, hands down, the cheapest way to send money to Brazil.

Table: Ogvio company info

This is all achieved with Ogvio’s underlying infrastructure. It runs on a smart contract, which provides a massive speed and scalability advantage. Your transfers will go through in seconds with no freezes or delays. Your wallet is protected with advanced 256-bit AES encryption and biometric security, and your funds are stored on-chain in secure vaults - no banks or other middlemen in the process.

You can top up your account with 40+ available currencies, and they'll be automatically converted to either USD or EUR (your choice). This way, your funds will be protected from inflation, instead of constantly fluctuating in value if you're depositing one of the more volatile currencies.

This app has something to offer for crypto lovers, as well. It will support storing and trading cryptocurrencies on the Base network. Among its list of 7,000+ supported banks and wallets worldwide, you'll find Ledger, Binance, Kraken, and Coinbase integrations.

And there's more! With Ogvio, you can easily split your bills with friends, pay your family members' utility bills abroad, and earn rewards for referrals. In addition, the upcoming Ogvio Card will allow users to spend money anywhere in the world and save on currency conversion fees.

Founded in 1871, Western Union is famous as the world's first money transfer service - and today, it's one of the most popular online payment services that's available in over 200 countries and regions, including Brazil. What's more, if you need to figure out how to send money to Brazil just once, you can enjoy your first transfer with zero fees.

	Western Union
Fees	First transfer for free Other transfers: around $0.65 to $3.76 for every $100
Supported Countries	200+ countries & regions
Supported Currencies	130+ currencies
Transfer Speed	A few minutes to a few business days, depending on the transfer method
Payment Methods	Credit/debit card, bank transfer, Apple Pay, cash payment at a pickup location
Transfer Limits	Before verification: up to 1,000 EUR per transaction or within a 3-day period After verification: up to 5,000 EUR per transaction.
Platform Support	Web, mobile (iOS and Android)
Other Features	Online fees and exchange rates calculator Transaction scheduling Live transaction tracking and email notifications

Table: Overview of Western Union features

As for the subsequent transfers, the cost depends on the sender's country, their destination, currency, and the payment method. For example, if you're looking into how to send money to Brazil from the USA, transferring 100 USD would result in 535.44 BRL and cost 1.99 to 8.99 USD.

Table: Western Union company info

You can pay with a credit or debit card, bank transfer, Google Pay, or in-store, while your recipient can receive the money through their bank account, Pix, or a cash pickup point. As of writing this, Western Union has 26 pickup locations in Brazil's major cities, which can be a convenient option if you're sending to someone without a bank account, for instance.

Like most similar apps, Western Union lets you track your transfers by entering your tracking number (MTCN) online or in the app and get email notifications once they arrive. There's also a handy scheduling feature: you can start, pause, and resume transactions from the history page.

Western Union has different transfer limits for verified and non-verified users. If you're wondering "How much money can I send to Brazil without submitting my private details?", the answer is - not that much (only 1,000 USD). However, once you get verified, the limit increases to 5,000 USD.

Aside from regular money transfers, this platform supports bill payments for family members and even sending money to inmates. What's more, you can refer up to 20 people and receive a $15 Amazon gift card, while your referees get an Amazon gift card of their own with a value of $15. As far as rewards and discounts go, Western Union is definitely worth considering.

With a user base of over 60 million people worldwide, Revolut is better known as a digital bank. However, it first rose to fame as an online money transfer app. It boasts low fees, a user-friendly interface, and plenty of additional features, such as built-in budgeting tools, bill splitting, stock and crypto trading, and more.

	Revolut
Fees	Free transfers to other Revolut accounts Free transfers to SEPA Other international transfers starting from 0.2% or $10
Supported Countries	EEA, Australia, Brazil, Japan, New Zealand, Singapore, Switzerland, UK, US
Supported Currencies	25+ currencies
Transfer Speed	Instant
Payment Methods	Credit/debit card, bank transfer, Apple Pay, Google Pay
Transfer Limits	29,999 BRL for a single payment
Platform Support	Mobile (iOS and Android)
Other Features	Stock and crypto trading Budgeting tools Credit or debit card Subscription plans

Table: Overview of Revolut features

One of the best things about Revolut is that it allows free transfers to other Revolut accounts - so if your friends or family are using this app, this might just be the cheapest way to send money to Brazil. The mobile Revolut app supports sending or requesting money directly from the DM chat window.

Table: Revolut company info

You can top up your account with your credit or debit card and send up to 29,999 BRL in a single transfer, or convert BRL to 25+ other available currencies or the other way around. The app separates all your funds by currency, so you won't get mixed up if you want to switch between using different currencies.

If you really want to make the most of Revolut, however, it features four paid plan tiers with tons of extra features. With a Plus, Premium, Meta, or Ultra plans (ranging from $3.99 to $55 per month), you'll get perks such as higher withdrawal limits, insurance, partner subscriptions, savings interest, airport lounge access, and more.

Revolut's analytics section is definitely far above what you'd find on most regular money transfer apps. If you find yourself asking, "How much money can I send to Brazil this month?", simply set up a budget and Revolut will show you how much you still have left to spend in every category.

As an officially licensed online banking platform, Revolut's security is top-notch. It includes strict identity checks, biometric protection, an in-house AI algorithm that continuously monitors all transactions and flags suspicious ones, and a simple account freezing procedure.

If you're looking at how to send money to Brazil for free, P2P transfer apps are priceless. Founded by Kraken, one of the most popular centralized crypto exchanges worldwide, Krak App lets users transfer not only money but crypto, too, without the hassle of delays or fees.

	Krak App
Fees	Free
Supported Countries	160+ countries
Supported Currencies	300+ currencies (fiat and crypto)
Transfer Speed	Instant
Payment Methods	Credit/debit card, bank transfer, crypto transfer
Transfer Limits	$15,000 across both fiat and crypto transfers per week
Platform Support	Mobile (iOS and Android)
Other Features	Crypto rewards Payment request links

Table: Overview of Krak's features

The first thing you should know about Krak is that it delivers exactly what it promises: completely free transfers. Whether you're sending USD, EUR, or crypto assets like BTC or ETH, it will reach other Krak users with no extra costs.

Table: Krak company info

You can top up your account with a credit or debit card, a bank transfer, or use it as a non-custodial crypto wallet to deposit cryptocurrencies from another wallet or account. The weekly transfer limit of $15,000 (across both fiat and crypto) is pretty generous and should be more than enough for casual senders.

Just like with most other P2P transfer apps, you can not only send money but request it, too, by generating shareable links. They can be posted into Krak's DMs or anywhere else you prefer.

Krak takes its security seriously: your funds are backed by transparent Proof-of-Reserves on major assets, as well as advanced encryption and multisignature authentication.

Last but not least, this app comes with an attractive rewards system called KrakBacks. In a nutshell, whenever you make your first transfer of the day, you get surprise crypto! And not just meme coins, either; the reward assets include major coins like BTC, too.

When trying to find the best way to send money to Brazil, most people would definitely appreciate discounts, especially on larger transfers. That's exactly what you'll find on Wise, along with some other neat features like an exchange rate lock-in and a transparent fee calculator.

	Wise
Fees	Starting from 0.1% for certain transfers 0.32% - 0.62% for other transfers
Supported Countries	160 countries
Supported Currencies	40 currencies
Transfer Speed	Instant or up to several hours, depending on the payment method
Payment Methods	Credit/debit card, bank transfer, iDEAL
Transfer Limits	$2,000 to $1.6 million per transfer $2,000 to $50,000 per day $8,000 per week $250,000 per 60 days
Platform Support	Web, mobile (iOS and Android)
Other Features	Large transfer discounts Fee calculator Live progress tracking 48-hour exchange rate lock-in

Table: Overview of Wise features

Let's say you're trying to transfer money from the UK to Brazil. Wise's website makes it pretty easy to figure out how much you'll have to pay. In this case, sending 100 GBP would cost 0.95-1.49 GBP in fees. Wise is very clear about its fee structure: it includes a bank transfer fee (optional), its own platform fee, and the IOF tax.

Table: Wise company info

Making larger transfers on Wise definitely pays off in the long run. If you're sending 22,000 GBP or more, the fees get progressively lower, dipping from 0.95% all the way to 0.78% on average. This discount applies to most major currencies, including the Brazilian real.

The delivery time varies depending on the destination country and the payment method: you could expect it to take anywhere between a few seconds to several hours. As for the payment methods, you'll find a standard package of credit or debit card and a bank transfer, and some extra options too, such as iDEAL.

Currency exchange rates are a frequent headache for users who transfer money abroad, and Wise has got it covered with a handy exchange rate lock-in feature. You can "freeze" your rate for up to 48 hours at a time to avoid the hassle of fluctuating currency value.

Wise is fully licensed in most countries it operates in, including Brazil, where it's registered as a foreign exchange brokerage firm. It has a 24/7 fraud monitoring team and safeguards the users' funds with 2FA verification, biometric security, and advanced encryption.

As one of the oldest and most popular money transfer platforms out there, PayPal hardly needs an introduction, but let's kick off with one anyway. This app offers a convenient way to pay for purchases online and send or request money, and features both a credit and a debit card.

	PayPal
Fees	Free to other PayPal accounts Free for domestic transfers (with no currency conversion) 5% for international transfers (with currency conversion)
Supported Countries	110+ countries
Supported Currencies	24 currencies
Transfer Speed	Instant transfers to other PayPal accounts Other transfers depend on the payment method
Payment Methods	Credit/debit card, bank transfer, PayPal Balance
Transfer Limits	Unverified account: up to $4,000 per transfer Verified account: up to $60,000 per transfer
Platform Support	Web, mobile (iOS and Android)
Other Features	Bill splitting Money pooling Reloading mobile phone data Cryptocurrency support

Table: Overview of PayPal features

PayPal is the cheapest way to send money to Brazil (or one of them, at any rate) if your recipient is a fellow user: this platform doesn't charge any fees for user-to-user transfers. This way, it works just like any other P2P money transfer app, letting you quickly DM funds to your contacts or request them with links.

Table: PayPal company info

Domestic transfers are free, as well, but international transfers (AKA, the ones that involve currency conversion) come with a fee. If your process of how to send money to Brazil from the USA includes transferring to someone without an account, for example, you'll be charged 5% of your transfer amount.

Just like some of its other competitors, PayPal is packed with user-friendly features that make you want to encourage all your family and friends to get on board. Aside from being able to easily split the bill, you can also pool money together with other users for gifts or other purposes.

PayPal has a verification system that determines your transfer limits. Unverified users can only send up to $4,000 during a single transfer, but after completing identity verification, the limit gets a significant bump up to $60,000 per transfer.

And if you find that PayPal alone isn't enough to cover your needs, check out Xoom, a PayPal service that expands its parent platform's capabilities with a few additional remittance features. For instance, you can use it to pay international bills or send money to friends and family abroad in the form of cash.

P2P platforms aren't the only way to get free transfers. Enter Remitly - a remittance platform that offers the best way to send money to Brazil, even to people who don't have an account. It offers free transfers for certain country combinations, and luckily, some of them apply to Brazil.

	Remitly
Fees	Free transfers between the US, UK, Canada, Australia, and several EU countries $3.99 for other transfers
Supported Countries	170+ countries
Supported Currencies	100+ currencies
Transfer Speed	Varies depending on the payment method
Payment Methods	Credit/debit card, Apple Pay, bank transfer, cash pickups
Transfer Limits	Up to $100,000 per transfer
Platform Support	Web, mobile (iOS and Android)
Other Features	Free first transfers Refunds for transfer delays Live transfer tracking Email and SMS notifications

Table: Overview of Remitly features

So, how to transfer money to Brazil for free on this app? Sending from the US is one way. As of writing this, transferring 100 USD means the recipient would get 557.08 BRL with no extra charges on your part. If you're sending from most other countries, though, the transfer costs around 3.99 USD (or equivalent).

Table: Remitly company info

You can pay for your transfer with a credit or debit card, a bank transfer, or Apple Pay, while your recipient has an even wider range of methods for collecting their funds. Remitly supports Pix and a number of major banks in Brazil, including Banco Bradesco, Nubank, Santander, and Inter. There's also an option to pick up the transfer in cash.

The transfer speed varies depending on the payment method, but if your payment accidentally gets delayed, it might actually work out in your favor: Remitly promises a 100% refund on your fees in the case of delays or any other issues.

If you're wondering, "How much money can I send to Brazil with Remitly?", you're in luck - with Remitly's transfer limits, you're unlikely to hit the ceiling on a regular basis. This platform allows up to $100,000 per transfer, which will probably be plenty for most users.

Remitly's security measures include account verification, 2FA, and Secure Socket Layer (SSL) with 256-bit encryption. You can also track your transactions on the web or mobile app and set up email or SMS notifications.

How to transfer money to Brazil while avoiding the fluctuating currency exchange rates? OFX might just have the answer you need. It comes with a number of advanced features that go above and beyond what most customers would ask of a money transfer app.

	OFX
Fees	$10 for transfers up to $5,000 Free transfers over $5,000
Supported Countries	170+ countries
Supported Currencies	50+ currencies
Transfer Speed	1-3 business days
Payment Methods	Credit/debit card, bank transfer
Transfer Limits	No transfer limits (except the ones imposed by the bank)
Platform Support	Web and mobile (iOS and Android)
Other Features	Discounts for the first transfer Limit orders Forward contracts Scheduled payments

Table: Overview of OFX features

OFX transfer fees vary based on the destination country, currency, and payment method, but on average, you'd pay around $10 for transfers up to $5,000, while larger transfers are free.

Table: OFX company info

Speaking of large transfers, another perk you'll find on this app is the lack of transfer limits. At least on OFX's part, that is - you'll still have to adhere to the limits set by your own bank, but the platform itself doesn't have any upper ceiling for how much you're allowed to transfer.

Regardless of everything else, the best way to send money to Brazil includes getting a favorable currency exchange rate, and this is where OFX really shines. You can set up a limit order that will automatically execute once the exchange rate reaches the one you'd specified in advance, or lock in the current exchange rate for up to a year. OFX also supports scheduled payments.

When it comes to transfer methods, OFX has plenty of options for Brazilian users: it integrates with the most popular banks in Brazil, such as Banco Bradesco Financiamentos, Caixa Econômica Federal, HSBC, and Banco PanAmericano.

Being a remittance platform, this app can handle more than just regular payments. You can use it to pay your family's bills overseas or even sell international shares.