Best Way to Send Money to Greece

Ogvio is a fast, modern money app made for global transfers, and it’s undoubtedly the cheapest way to send money to Greece. That’s a strong claim, I know, but the facts back it up. Pricing stays low, some transactions are even free, and there are no hidden markups to worry about.

Beyond pricing, Ogvio stays cheap because it uses blockchain rails and covers network fees on its side. So there’s no guessing, no inflated exchange rates, and no third-party surprises.

	OGVIO
Overall Score	9.8
Transaction Fees	Free-to-Low
Pricing Model	Per-transaction
Value For Money
Verdict	A global money transfer service with an additional volatile currency rate pegging to USD or EUR.
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Table: Quick overview of Ogvio

One of Ogvio’s standout features is its USD-pegged balance. Holding your funds in a stable currency helps protect your hard-earned money from fluctuations before sending money to Greece. On top of that, your balance can grow simply by leaving it in your account. It’s a low-effort way to earn rewards, especially if you have larger funds sitting idle.

Speaking about larger amounts, the money transfer limit to Greece is also quite generous. If you’re sending from the Eurozone, the limit is €100,000. And if you’re looking at how to send money to Greece from the UK, it goes up to £1,000,000.

Another highlight is instant transfers, made possible by Ogvio’s @Tag system. With it, you can send money instantly between Ogvio accounts. Just search the recipient’s @Tag username and hit send.

Now, if you’re a crypto trader (or are curious), Ogvio also supports digital assets for transactions and trading. That means, aside from investing, you can send and receive money using them. And connecting the dots to Greece, that’s not as unusual as it sounds.

During the financial crisis, people have adopted crypto payments as a new trading system^[1] (especially when banking channels were unreliable). So Ogvio’s crypto option fits naturally into a country that’s not a stranger to crypto.

The only limitation for now is that Ogvio’s complete features aren’t on the rollout yet. Some tools, like the Ogvio card, are coming soon. But once they land, I’m sure Ogvio will be an even more versatile money app.

Key Features

Here’s what makes Ogvio a strong choice for the best way to send money to Greece.

• Low-to-zero fees. Ogvio keeps everything low fees, and some are even free. When you do need to pay, everything is shown beforehand.
• Instant transfers to Greece. Money lands fast thanks to Ogvio’s simple @Tag payments that skip long banking steps and feel like sending a DM to a friend.
• Secure transactions. Your transfers are protected with advanced encryption, and all funds are stored in a secure on-chain vault.

• Crypto trading available. You can swap between fiat and crypto easily, making Ogvio flexible and can be the best money transfer to Greece.
• Non-custodial wallet. This wallet setup means you manage your own money, so no middlemen, and other third parties that have access to it.
• Earning potentials. You can earn referral rewards if you invite friends to Ogvio. This gives you extra value on top of your regular transfers.

Now, my verdict for Ogvio is simple: it offers a level of convenience that’s hard to beat. It has instant transfers, low fees, crypto support, and other features that go beyond a typical banking app. Basically, everything that answers why it’s a top pick for Greece.

If you’ve known about Wise, you’ll notice that their biggest appeal is the mid-market exchange rate. It is indeed true, and it’s also built for transparent pricing. If you want to transfer money to Greece bank account without dealing with unpredictable markups, Wise can be reliable.

Founded in 2011, Wise also supports a huge list of sending and receiving countries, making it easy to move money across borders.

	WISE
Supported Countries	US Canada Germany +160 more
Supported Languages	EN DE FR +15 more
Supported Fiat Currencies	USD CAD EUR +40 more
Supported Cryptocurrencies	Fiat-only
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Table: Wise’s country coverage list

Another neat thing about Wise is its automatic currency conversion. So your recipient always receives EUR (for Greece), even if you fund the transfer in USD, GBP, AUD, or any other supported currency. Honestly, this makes it the easiest way to send money to Greece.

Wise also offers a debit card that lets you spend in multiple currencies (exactly over 40 currencies) worldwide. It’s a good addition if you travel often. But do note that regional rules apply when you add certain currencies like BRL, CNY, and MYR.

As for the money transfer limit to Greece, the cap depends on how you fund the payment. ACH transfers and wire payments allow up to $1,000,000, while SWIFT transfers are at $1,600,000. This puts Wise as one of the apps made for larger remittances.

For limitations, I notice Wise tends to benefit US customers the most. It works everywhere, but some of its strongest advantages (like higher limits and cheaper ACH payments) are limited. If you live outside the US, the experience is still solid, just slightly less optimal.

Key Features

Here’s what makes Wise a dependable pick for Greece transfers:

• Mid-market rates every time. Whenever you send money, Wise gives you the real exchange rate with no added markups, so you always know exactly what the other person gets.
• No hidden fees. All fees and charges are shown upfront, and you only pay for what you use. Some fees can be as low as 0.1%.

• Track exchange rates. Wise’s rate-tracker tools help you choose the best moment to actually send your transfer.
• Security features. Aside from strong verification and 2FA, Wise also has over 1,000 anti-fraud specialists to keep all transfers secure.

All in all, Wise is one of the safest bets if you want a straightforward transfer with predictable pricing. It keeps things simple with fair rates, clear fees, and easy EUR payouts for Greece.

MoneyGram could be your best way to send money to Greece if your recipient prefers a cash pickup. It has long-standing partnerships with banking agents, and transfers to Greece often arrive in minutes.

MoneyGram’s costs vary depending on how you pay and how your recipient receives the money. Below is a quick breakdown of the pricing.

	MONEYGRAM
Deposit Fees	N/A
Withdrawal Fees	N/A
Other Fees	Conversion fee - varies
Card Maintenance Fees	No card
Fee Transparency
Markup
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Table: MoneyGram’s pricing details and information

To transfer money to Greece bank account, MoneyGram routes all online transfers through Trustly, a secure open-banking payment method. Once you submit the transfer, the money is processed immediately.

As for the money transfer limit to Greece, most online payments allow up to $5,000. But the exact limits can depend on your location, verification status, and chosen payout method.

Beyond bank payouts, it also supports MoneyGram Ramps for crypto transactions. Available in 170+ countries, you can cash out crypto into fiat at participating locations.

MoneyGram also has a neat extra feature, allowing users to pay bills online or with cash in person. But note that this is available only if you’re in the US.

The main drawback is that ways to receive money in Greece are fairly limited (compared to MoneyGram’s other ramps). Cash pickups only allow a few select bank networks, and receiving from a bank account is only available through the Cooperative Bank of Chania.

Key Features

Here’s what you can expect from MoneyGram’s Greece corridor:

• Reliable transfer service. MoneyGram has decades of operational experience, so transfers remain predictable even during busy times.
• Worldwide coverage. With 200+ supported countries and 90+ currencies, you’re not short of options to send money (and not just to Greece or other countries in the EU).

• Track your money transfers. Every transfer comes with real-time tracking, so you always know where your money is at any time.
• Loyalty programs. You can unlock discounts if you’re a frequent sender. When accumulated, it basically makes your transfers more affordable.

Throwing all the features into consideration, MoneyGram can be the best money transfer to Greece when you need transfers with reliable cash pickups (crypto cash-out, too). Just keep its limited receiving options in Greece before sending your money.

Western Union is one of the longest-standing names in international remittances, and I’m more than sure you’ve heard of them. But if you wonder if it can still compete to be the best way to send money to Greece, the answer is yes.

The service has been around for generations, so I'd say one of its greatest strengths is trust. People know it works, and it works the same way in almost every corner of the world with the same amount of solid security measures.

	WESTERN UNION
KYC	Name, surname, ID, possibly proof of address
Fraud/AML Prevention	KYC Sanctions screening Transaction monitoring Real-time screening
Account Protection	Encryption MFA Fraud hotline
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Table: Western Union’s security features

Coverage is another strong point. Western Union operates in 200+ countries, so sending money to Greece feels like just another everyday transaction. You can transfer money to Greece bank account from the US, UK, Australia, or elsewhere in Europe.

To make the transfer, you can start online or via the app, choose to pay by bank transfer, debit card, credit card, or even cash at an agent location. Then, the money arrives in Greece through a direct bank deposit (the primary receiving method available in the country).

When it comes to the money transfer limits to Greece, Western Union allows up to €5,000 for Europe, $5,000 for the US, and AU$50,000 for Australia.

But limitations do exist. Western Union’s biggest downside is its exchange rate markup, which can make transfers more expensive than other fintech alternatives (Western Union VS Ogvio, for example).

Key Features

Let's take a look at Western Union's top features to help you send money to Greece:

• Solid reputation. With over a century of experience and strong regulation, Western Union is known for delivering transfers consistently.
• Beginner-friendly app. The interface is simple, making it easy for anyone to send money and track its delivery.

• Estimate fees and rates. You can use a price estimator to see the total costs before sending. If needed, you can choose the most affordable route.
• Repeat and schedule transfers. Western Union lets you schedule payments and save your recipient’s details, making the next transfer much quicker.

Overall, Western Union remains a dependable pick if you prefer a well-established service that works almost anywhere. It’s easy to use and widely supported, though you may find better pricing with some of the newer money transfer apps.

Remitly is an international money transfer service with a simple, predictable delivery time. It covers 167+ countries and 97+ currencies.

When you create a Remitly account, you get simple transfer tools and payout options that work for both personal and business use. Once your account is active, you can send money through cash pickup, bank deposit, or debit card deposit.

	REMITLY
Business Account
Virtual IBANs
Physical / Virtual Card	Physical
Onboarding Time	| | | | | Long Average Very Quick
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Table: Remitly’s details on accounts

When sending money to Greece specifically, Remitly supports deposits into major banks like Bank of Cyprus, Hellenic Bank, Universal Bank, and more. This makes it the easiest way to send money to Greece using Remitly.

You also get to choose between Economy (slower but cheaper) and Express (faster but costs more), both shown with transparent fees before you send the money to Greece. The transfer limit to Greece is €5,000 per transfer (based on typical European corridor limits).

The only downsides are exchange rate markups and the fact that Remitly supports fiat transfers only, with no cryptocurrency options or hybrid transfer routes.

Key Features

Here’s what makes Remitly a convenient choice for transfers to Greece:

• Delivery time guarantees. If your transfer arrives later than the promised window, you may be eligible for a fee refund.
• Remitly One. A membership that comes with perks like unlimited transfers, lower fees, and faster delivery options. You can also use Remitly’s pay-later feature.

• 24/7 customer support. Always-available assistance through chat or phone, which is helpful for sending money across time zones.
• Business account available. A handy option if you need to send international payments for business or freelance purposes.

Looking at what Remitly offers, I’d say it works best for anyone who wants a simple transfer experience with flexible speeds (thanks to the Economy and Express transfers). It may cost slightly more than mid-market or almost-zero fee providers, but it’s a safe choice overall.

Revolut is a solid solution for sending money to Greece from UK, especially since it’s UK-based with European coverage. You can hold multiple currencies, convert them at competitive rates, and send money to Greece using standard SEPA transfers.

Revolut also prioritizes security through 2FA, device binding, and transaction monitoring. So if you’re worried about security, rest assured that it keeps every transfer safe and compliant.

	REVOLUT
KYC	Name, surname, ID, possibly proof of address
Fraud/AML Prevention	KYC Sanctions screening Transaction monitoring
Account Protection	2FA Device binding Card freeze/limits Alerts
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Table: Quick information on Revolut’s security features

Transferring money to Greece with Revolut is pretty normal, and nothing’s out of the ordinary. Add the recipient’s details, choose your currency, and send. SEPA transfers can go up to $100,000 per transfer.

Revolut also uses a tiered plan system. The free account (which is set to your account by default) gives you standard transfers and basic currency exchange. The paid plans give you higher limits, fewer restrictions, and extra perks (like airport lounge access).

And if you’re wondering how to send money to Greece for free, you’d need to get their highest-tiered plan, Ultra. It gives you fee-free international transfers and zero FX markups when you transfer on weekends.

On top of that, Revolut adds savings tools like Vaults, recurring savings, and interest-earning options. These features, at least for me, make Revolut feel more like a combo between banking and budgeting software.

The main limitation here is the paid plans. With some of the best perks hiding behind said plans, it can feel like you’re paying more than just a simple transfer to Greece. Plus, some benefits are only worth it if you’re actively using them.

Key Features

Now, here are the features that make Revolut a strong contender for the best app to send money to Greece:

• Instant internal transfers. Revolut-to-Revolut payments land instantly, which is great if your recipient also uses the app and needs the money right away.
• Revolut card. You can spend in multiple currencies, withdraw cash at ATMs abroad, and use virtual cards for online purchases, all tied to your Revolut balance.

• Savings features. Revolut offers flexible savings features, and you can earn up to 4.00% AER interest rate.
• Analytics and reporting available. Built-in spending insights, budgeting tools, and downloadable CSV help you track where your money goes.

In conclusion, Revolut is best for UK users who want a fast, flexible, and modern way to send money to Greece. Just be mindful of the costs if you decide to upgrade to a paid plan.

Xoom is an international money transfer service created by PayPal. It’s built for fast, easy sendouts, so it makes sense if you’re eyeing it for the best way to send money to Greece. Plus, transfers are straightforward, and money often arrives quickly.

Compared to PayPal, Xoom’s money transfer limit to Greece is generally higher at $100,000. This depends on what level you are at (Xoom has three levels) and your verification status.

	XOOM
Minimum Deposit	N/A
Minimum Withdrawal	N/A
Transfer Limits	$60,000,000
Withdrawal limits	N/A
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Table: Xoom’s money transfer limit details

Sending money works just like regular online payments: choose a payment method, enter the recipient’s bank details, and confirm. The minimum transfer amount is low, just at $10, making it great for quick, simple transfers.

Fees, like some money apps, differ depending on where you’re sending from, along with other factors. But the ballpark for Xoom’s costs is usually a $1.99 fee for card payments, and 4-6% for exchange rate markups.

Cash pickups are also available in Greece through partner services like Smart Pay Services and Easypay AD. So, this is the route you could go with if your recipient prefers cash. All they need to do is find the partner locations to collect the money.

As for security, everything’s handled through PayPal’s trusted system, including encryption, identity checks, and fraud monitoring. That way, you get the same level of protection you’d expect from a major global payment company.

The main limitations are that Xoom supports fewer fiat currencies (only CAD, EUR, USD, and GBP) and fewer countries compared to PayPal. But the former is still better for international remittances since it’s built exactly for those reasons.

Key Features

Here’s what you can expect from Xoom to send money to Greece:

• Transparent fees. Xoom shows the exchange rate and total cost before you confirm the transfer.
• Trusted partners. Backed by PayPal and partners like Visa, Mastercard, and Ria, Xoom uses established networks for secure transfers.

• Beginner-friendly mobile app. If you’re familiar with PayPal’s app, Xoom has a similar simple design made for easy transactions.
• Global 24/7 support. Help is available at any time through phone and email.

My verdict is that Xoom is a good choice if you want a simple, PayPal-backed way to send money to Greece. It’s easy to use and reliable, though the limited currency options may not work for everyone.