Key Takeaways
- Deposits on HTX are free, while withdrawal fees vary depending on the coin’s network fees and its average market price of the previous day;
- HTX uses a maker and taker fee system for spot and futures trading fees (the latter are separate for USDT-margined and coin-margined contracts);
- You can reduce your HTX fees by claiming referral codes, referring your friends, or holding HTX tokens.
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If you’ve ever tried to get started on a crypto exchange but ended up confused about the way its fees worked, you’re definitely not alone! Crypto exchange fees often feel unintuitive for beginners; some are hidden in the fine print, easy to overlook, and no one wants to get blindsided with surprise costs after they’ve already made their first trade. Which is why, in this article, I’m going to demystify HTX fees for you.
Founded in 2013, HTX (formerly known as Huobi) is one of the leading crypto exchanges that offers 700+ cryptocurrencies, several trading types (spot, margin, options, and futures), as well as some other trading options that are harder to come by, such as an OTC desk and a P2P marketplace. In addition, it has fixed and flexible staking and a token launchpad.
HTX could become your trusty gateway into crypto trading, on par with other household names like Binance, Kraken, and Bybit – but before you get a chance to see for yourself, read this guide to learn all about the HTX deposit, withdrawal, and trading fees - and discover some handy tricks on how to reduce them!
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Table of Contents
- 1. HTX Fee Tiers
- 2. HTX Deposit & Withdrawal Fees
- 3. HTX Trading Fees
- 3.1. Spot Trading
- 3.2. Futures Trading
- 4. Other HTX Fees
- 4.1. Margin Loan Interest Rates
- 4.2. Funding Rates
- 4.3. Crypto Loan Interest Rates
- 5. How to Save on HTX Fees? Thrifty Tips & Tricks
- 6. HTX VS Other Top Crypto Exchanges: Fee Comparison
- 6.1. HTX VS Binance
- 6.2. HTX VS Kraken
- 6.3. HTX VS Bybit
- 6.4. HTX VS MEXC
- 7. Conclusions
HTX Fee Tiers
Before we begin, let me introduce the HTX fee tiers. Like most centralized exchanges, HTX offers fee discounts for higher trading activity: the more you trade, the cheaper it gets. Prime eligibility is determined by your 30-day cumulative spot or futures trading volume, the size of your portfolio balance, or the amount of your HTX token holdings. You need to meet only one of these three criteria to get on a tiered level.
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Here’s what this looks like on paper:
30-Day Cumulative Spot Trading Volume (USDT) | 30-Day Cumulative Futures Trading Volume (USDT) | Previous Day's Total Assets (USDT) | Previous Day's HTX Assets (USDT) | |
|---|---|---|---|---|
Prime 0 | < 30,000 | < 300,000 | < 5,000 | < 1,000 |
Prime 1 | ≥ 30,000 | ≥ 300,000 | ≥ 5,000 | ≥ 1,000 |
Prime 2 | ≥ 120,000 | ≥ 5,000,000 | ≥ 20,000 | ≥ 4,000 |
Prime 3 | ≥ 600,000 | ≥ 10,000,000 | ≥ 45,000 | ≥ 12,000 |
Prime 4 | ≥ 3,000,000 | ≥ 20,000,000 | ≥ 75,000 | ≥ 20,000 |
Prime 5 | ≥ 12,000,000 | ≥ 100,000,000 | ≥ 95,000 | ≥ 30,000 |
Prime 6 | ≥ 15,000,000 | ≥ 300,000,000 | ≥ 100,000 | ≥ 60,000 |
Prime 7 | ≥ 30,000,000 | ≥ 500,000,000 | ≥ 300,000 | ≥ 120,000 |
Prime 8 | ≥ 120,000,000 | ≥ 600,000,000 | ≥ 500,000 | ≥ 240,000 |
Prime 9 | ≥ 300,000,000 | ≥ 700,000,000 | ≥ 2,000,000 | ≥ 600,000 |
Prime 10 | ≥ 900,000,000 | ≥ 1,500,000,000 | ✗ | ✗ |
Prime 11 | ≥ 1,800,000,000 | ≥ 3,000,000,000 | ✗ | ✗ |
Table: HTX Prime fee tiers (2025).
Keep in mind that, once you get past Level 9, your total portfolio balance and HTX token holdings are no longer taken into account – the only way to reach Prime 10 and Prime 11 is by meeting the trading volume requirements.
HTX Deposit & Withdrawal Fees
Let’s start at the beginning: if you’re going to trade on HTX, you’ll first have to deposit some fiat or crypto into it. Let’s see what that entails, cost-wise.
As with most crypto exchanges, HTX deposit fees are zero. Sending crypto to your HTX account from another wallet address doesn’t cost anything, and if you’re depositing fiat, the only fees that apply are those charged by the bank or the payment processor.
When it comes to withdrawals, this exchange doesn’t actually have fixed fees – not anymore, at least. Instead, the HTX withdrawal fees are now determined by a dynamic charging mechanism, using this formula:
Withdrawal fee of a specific crypto on a certain day = Withdrawal fee of the blockchain network / the average price of the crypto on the previous day
The only exception is newly listed tokens: on the first day, their withdrawal fees are fixed, since the previous day’s price isn’t available yet.
Here’s what this would look like: let’s say you’re withdrawing USDT from the ERC20 network. If the ERC20 withdrawal rate is currently 0.001 ETH, and yesterday’s average USDT price (calculated from the average of the USDT price every hour) was 0.0005 ETH/USDT, today’s HTX withdrawal fees for USDT would be 2 USDT.
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HTX Trading Fees
If you’re an active trader, the main type of fees you’d be concerned with are, of course, the ones charged for every trade. In line with most other centralized exchanges, HTX trading fees are separated into maker and taker fees. Makers are the traders who place Limit orders, adding liquidity to the exchange,[1] while takers are the ones who place Market orders, reducing liquidity.
The following HTX fees are specifically trading fees. This exchange charges no fees for instant crypto buying/conversion or buying and selling crypto on the P2P marketplace, and OTC trading fees aren’t shared publicly.
Spot Trading
Here’s an overview of HTX spot fees for non-tiered users and every Prime level:
Spot Trading Fee (Maker) | Spot Trading Fee (Taker) | |
|---|---|---|
Prime 0 | 0.2000% | 0.2000% |
Prime 1 | 0.1600% | 0.1700% |
Prime 2 | 0.1400% | 0.1500% |
Prime 3 | 0.1000% | 0.1000% |
Prime 4 | 0.0800% | 0.1000% |
Prime 5 | 0.0650% | 0.0900% |
Prime 6 | 0.0550% | 0.0700% |
Prime 7 | 0.0450% | 0.0550% |
Prime 8 | 0.0320% | 0.0388% |
Prime 9 | 0.0224% | 0.0318% |
Prime 10 | 0.0168% | 0.0268% |
Prime 11 | 0.0126% | 0.0218% |
Table: HTX spot trading fees (2025).
Notably, the maker and taker fees for non-tiered traders are the same: both are charged a 0.2% rate for each trade. The difference only appears once you get on Prime 1 or above. On the other end of the spectrum, the traders on the highest Prime level (11) get to pay only 0.0126% or 0.0218% if they’re makers or takers, respectively.
Futures Trading
HTX futures fees are a bit more complicated. This exchange offers two types of perpetual futures contracts: USDT-margined and Coin-Margined (ones that use cryptocurrencies other than USDT as collateral), and they both have different fee rates. Let’s see what they look like:
USDT-Margined (Maker/Taker) | Coin-Margined (Maker/Taker) | |
|---|---|---|
Prime 0 | 0.0200% / 0.0600% | 0.0200% / 0.0500% |
Prime 1 | 0.0180% / 0.0550% | 0.0150% / 0.0450% |
Prime 2 | 0.0160% / 0.0500% | 0.0120% / 0.0450% |
Prime 3 | 0.0140% / 0.0450% | 0.0090% / 0.0420% |
Prime 4 | 0.0120% / 0.0400% | 0.0060% / 0.0400% |
Prime 5 | 0.0100% / 0.0300% | 0.0030% / 0.0360% |
Prime 6 | 0.0060% / 0.0295% | 0.0000% / 0.0350% |
Prime 7 | 0.0040% / 0.0285% | -0.0020% / 0.0330% |
Prime 8 | 0.0020% / 0.0280% | -0.0030% / 0.0320% |
Prime 9 | 0.0010% / 0.0275% | -0.0040% / 0.0300% |
Prime 10 | 0.0005% / 0.0265% | -0.0050% / 0.0285% |
Prime 11 | 0.0000% / 0.0250% | -0.0080% / 0.0270% |
Table: HTX futures trading fees (2025)
Non-tiered users’ fees for futures trading start at 0.02% for makers and 0.05% or 0.06% for takers trading USDT and coin-margined contracts, respectively. However, if you reach Prime 11, you get to trade USDT-margined contracts for free as a maker! And if you’re on Prime 6, your maker fee for coin-margined contracts will be zero, and on higher levels, you’ll actually get a rebate instead of having to pay fees.
Other HTX Fees
This is it for the main types of HTX fees – but it doesn’t end here! If you use this exchange, you might come across other types of fees. Let me break them down for you.
Margin Loan Interest Rates
While the HTX margin trading fees are the same as for spot or futures trading, depending on which type of trading you’re using the leverage for, margin trading comes with another set of relevant fees: loan interest rates. That’s because, when you’re spot trading with leverage, you borrow crypto from the exchange as collateral so that you can invest more than you’d be able to with your own funds.
HTX margin interest rates vary depending on the cryptocurrency. You can check the full list on the exchange’s website, but if you just want the general picture, check out this quick overview where I’ve listed the margin loan interest rates and limits (the maximum amount you can borrow) for the most popular coins:
Daily Rate | Annual Rate | Limit | |
|---|---|---|---|
0.0156% | 5.6998% | 3,000,000 USDT | |
0.0002% | 0.0897% | 98 BTC | |
0.0077% | 2.8298% | 840 ETH | |
0.0493% | 17.9999% | 3,400 SOL | |
0.0780% | 28.4700% | 440,000 ADA | |
0.0780% | 28.4700% | 7,400 ATOM | |
0.0355% | 12.9797% | 1,900,000 DOGE | |
0.0650% | 23.7250% | 16,800 DOT | |
0.0273% | 9.9999% | 580,000 XRP |
Table: HTX margin loan interest rates (2025).
Margin loan interest is calculated on an hourly rate from the moment the loan is taken.
Funding Rates
HTX futures fees don’t just include trading fees but funding fees, too. In crypto, funding rates are periodic payments perpetual contracts’ traders of long and short positions make to each other (not to the exchange itself). Since perpetual futures contracts have no expiration date, the funding rates mechanism keeps the contract price close to the coin’s real (spot market) price.[2]
In a nutshell, if your perpetual futures contract is trading above the spot market price, it means your funding rate is positive, and if you have a long position (bought crypto with the goal to sell it higher once the price rises), you’ll have to pay a funding fee to the holders of short positions. And if your contract is trading below the spot market price, the short position holders pay a fee to the long position holders.
On HTX, funding rates are calculated every 8 hours, using this formula:
Funding = Net Position Contract Face Value / Settlement Price Funding Rate
In which:
- Net Position: The quantity of long positions minus the quantity of short positions;
- Contract Face Value: How much the contract is worth;
- Settlement Price: The market price used to value those contracts.
Meanwhile, the funding rate itself is made up of two components: comprehensive interest rate and premium. Comprehensive interest rate represents the difference in borrowing costs between the two assets in a contract, and premium index measures the price gap between the perpetual futures price and the spot market price.
If this sounds complicated, don’t worry – you can simply check your own funding rates on the dashboard or under your trading history.
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Crypto Loan Interest Rates
Borrowing crypto isn’t only for margin trading – you can actually do that anytime, for whatever reason you need (for example, you might want to take out a crypto loan to use it for purchases or yield farming).
The good news is that HTX charges no fees for taking out a loan. The only costs are loan interest rates, which are calculated using this formula:
Loan interest = Borrowed assets × Hourly interest rate × Borrowing duration
As of writing this, here’s what the current HTX loan interest rates look like for all the available cryptocurrencies:
Flexible | 7 Days | 30 Days | 45 Days | 90 Days | |
|---|---|---|---|---|---|
4.99% | 7.00% | 8.03% | 9.01% | 10.00% | |
✗ | ✗ | 7.30% | ✗ | ✗ | |
0.08% | 1.00% | ✗ | ✗ | 1.19% | |
2.19% | ✗ | 2.29% | ✗ | 2.48% | |
✗ | ✗ | 7.30% | ✗ | ✗ | |
✗ | ✗ | 2.99% | ✗ | ✗ | |
✗ | ✗ | 7.30% | ✗ | ✗ | |
✗ | ✗ | 2.99% | ✗ | ✗ | |
✗ | ✗ | 2.00% | ✗ | ✗ | |
✗ | ✗ | 6.93% | ✗ | ✗ | |
✗ | ✗ | 7.30% | ✗ | ✗ |
Table: HTC loan interest rates (2025).
The exchange has an overdue leeway of up to 7 days, during which your interest rates triple.
Loan interest accumulates on an hourly basis.
How to Save on HTX Fees? Thrifty Tips & Tricks
HTX fees might be pretty affordable, all things considered, but who among us wouldn’t like to pay less for crypto trading? You’ve already seen how increasing your trading volume and having a higher portfolio balance can give you discounts on HTX spot fees and futures fees, but if you want to take it a step further, here are some more tips on how to reduce fees on this exchange:
- Use BitDegree’s Referral Code. Haven’t signed up on HTX yet? Grab one of these referral coupons and get up to 1,200 USDT Welcome bonus!
- Own HTX Tokens. Holding HTX won’t just help you get on a Prime tier – having any amount of the exchange’s official token comes with a 25% discount on spot and futures trading fees.
- Refer Friends. If you refer someone to HTX and they log in to the exchange within 14 days of signing up, you get a 30% commission on their spot and futures trading fees.
- Get Involved. Check HTX’s event calendar regularly to find various challenges and other promotional campaigns, some of which offer trading fee rebates and other discounts. To discover more ways to use the HTX exchange, try this BitDegree Mission!
The neat thing is that the more you trade, the more relevant the HTX trading fees will become to you, but a higher trading activity and generally being more involved with the platform will actually help you pay less in the long run.
HTX VS Other Top Crypto Exchanges: Fee Comparison
Now that you’re familiar with HTX fees, you’re probably wondering how they stack up against those of other popular crypto exchanges. Is HTX one of the most affordable options out there, or would you end up saving more on trading and withdrawal fees by going with some other platform?
HTX VS Binance
With over 272 million users worldwide and a daily trading volume of $6 billion (as of June 2025), Binance is currently the biggest and most popular centralized crypto exchange in the world. It offers 400+ cryptocurrencies across 1,500+ market pairs and a whole arsenal of trading options for both beginners and pros: options, futures, margin, copy trading, and even a P2P marketplace.
Binance has nine VIP tiers (two fewer than HTX), which require users to have both a certain 30-day trading volume and BNB tokens in their account. Spot and margin trading fees start at 0.1% for both makers and takers, which is half of the equivalent HTX spot fees, but at the highest tier, the difference pretty much disappears. Both exchanges offer a 25% trading fee discount for the holders of their respective native tokens.
As for futures fees, Binance charges a 0.02% maker fee and a 0.05% taker fee for both stablecoin-margined and coin-margined perpetual contracts. Unlike HTX, which doesn’t charge any P2P fees at all, P2P trading on Binance is only free if you’re paying with fiat; if you’re buying or selling with USDT, there’s a 0.5 USDT charge.
Binance also prides itself on its much more generous rewards programs that can really make a difference for your trading fees. If you invite a friend and they deposit more than $50 within 14 days of registration, both of you get fee rebate vouchers worth $100 each. In addition, there’s an affiliate program that lets participants earn up to 50% in commission fees.
📚 Check Out: Binance Fees 2025: The Ultimate Guide
HTX VS Kraken
Kraken has 15+ million users across 190+ countries, collectively trading $415 million on a daily basis (as of June 2025). You’ll find ~420 cryptocurrencies and a variety of trading options like margin trading with up to 5x leverage, derivatives trading with 200+ multi-collateral contracts, a DeFi swapping platform, and an OTC trading desk.
As of writing this, one of this exchange’s selling points is its Kraken+ platform, which lets users trade crypto with zero trading fees (up to $10,000 per month) and offers a number of other rewards, such as exclusive airdrops. What’s more, you can get a free trial for 30 days, and after that, it costs only $4.99 a month.
Unlike HTX, Kraken’s spot fees are split into two categories: fees for crypto pairs, and fees for fiat, stablecoin, or pegged token pairs (the last one applies to trading pairs like TBTC/BTC or WBTC/BTC). For regular crypto pairs, the maker fee is 0.25% (on par with HTX) and the taker fee is 0.4% (twice as high as HTX’s). However, the spot fees for the other three types of pairs are 0.2% for makers and takers, same as on HTX.
When it comes to futures fees, Kraken doesn’t differentiate between types of perpetual contracts. The universal futures fee is 0.02% for makers and 0.05% for takers, which are pretty much the same as on HTX. Kraken also charges a 0.01% to 0.02% opening and maintenance fee for margined positions.
📚 Check Out: Kraken Fees: A Complete Guide
HTX VS Bybit
Launched in 2018, Bybit has made a name for itself in the crypto exchange scene as one of the best platforms for crypto selection and competitive trading fees. It has more than 60 million active users and a daily trading volume of $2 billion (as of writing this). You’ll find almost 2,000 cryptocurrencies and a considerable selection of trading options, such as margin, futures, options, spread trading, and pre-market trading.
Just like HTX and virtually every other exchange, Bybit doesn’t charge any fees for crypto deposits. Fiat deposit and withdrawal fees vary based on the currency and payment method (no difference from HTX here).
Bybit has six VIP tiers and six additional Pro tiers, the latter category featuring inverse fees (or rebates) for futures trading. Which tier you’re on is determined by your 30-day trading volume, just like on HTX, but there’s no option to get on the VIP system by holding the exchange’s official token, since Bybit doesn’t have one.
Bybit easily edges out HTX when it comes to spot trading fees: at 0.1% for both takers and makers, they’re on par with Binance and twice as low as HTX’s spot fees. Meanwhile, the futures trading fees are 0.055% and 0.02% for makers and takers, respectively, which puts them close to the HTX futures fees.
📚 Check Out: Bybit Fees Overview
- Secure and reliable
- Accepts fiat currencies
- Lots of trading options
- Reputable exchange
- Accepts fiat currencies
- Offers various trading options
- Accepts fiat currencies
- Simple to use
- Supports only trusted cryptocurrencies
- A leading cryptocurrency exchange platform
- Best for all type investors
- Accepts fiat currencies
- Beginner-friendly
- Secure
- Decent trading and withdrawal fees
- Crypto.com Visa Card
- Automated tools & bots
- Ecosystem synergy with CRO
HTX VS MEXC
MEXC is a centralized crypto exchange that supports margin trading, futures trading with up to 125x leverage, and grid trading. It boasts a massive selection of 2,800+ cryptocurrencies and has its own crypto payment card.
This exchange stands out as one of the most affordable centralized exchanges when it comes to trading fees: it doesn't charge any maker fees for spot or futures trading! That's right - if you're a maker, you can trade for free, even if you're not on a VIP tier. Meanwhile, takers are charged 0.05% and 0.02% for spot and futures trading, respectively.
MEXC doesn't have any crypto deposit fees, while crypto withdrawal costs depend on the coin's network fees, and fiat withdrawal fees vary depending on the currency and the payment method.
Like HTX, MEXC offers a number of ways to reduce your fees. Holding at least 500 MX (the exchange's native token) entitles users to a 50% discount on trading fees, and the platform's generous referral system offers loyal users a commission of up to 40%.
📚 Check Out: MEXC Fees: A Comprehensive Guide
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Conclusions
There you have it – hopefully, this guide was enough to bring you up to speed with the current HTX fees and explain how they work. As a centralized crypto exchange, HTX has separate spot and futures trading fees, as well as fees for withdrawing funds from your account, taking out crypto loans, or holding a margin trading position with borrowed funds.
If you’re planning to trade a lot and need some ways to reduce your trading fees, you could always grab a referral code (such as one of the BitDegree’s limited-time deals), hold some HTX tokens to get a 25% discount on spot and futures fees, refer your friends to the platform, or join some promotional challenges that offer trading fee vouchers.
The content published on this website is not aimed to give any kind of financial, investment, trading, or any other form of advice. BitDegree.org does not endorse or suggest you to buy, sell or hold any kind of cryptocurrency. Before making financial investment decisions, do consult your financial advisor.
Scientific References
1. Brauneis A., Mestel R., Riordan R., Theissen E.: 'The anatomy of a fee change — evidence from cryptocurrency markets';
2. He S., Manela A., Ross O., von Wachter V.: 'Fundamentals of Perpetual Futures'.
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