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Key Takeaways

  • You can use Apple Pay on Binance via the "Buy Crypto" option;
  • Binance only supports the usage of Apple Pay via the Safari browser or via iOS-based devices;
  • The fee for buying crypto with Apple Pay on Binance differs based on the assets in question and the amount of crypto you want to buy, but it usually ranges around 2%.
How to Use Apple Pay on Binance?

Mobile payments, and Apple Pay, in particular, seem to be almost everywhere. They merge with an increasing number of industries, and these days, they can even extend to your crypto-spending needs, making them as easy as covering the bill for groceries. With that in mind, in this article, I’ll take a look at how to use Apple Pay on Binance, one of the most prominent exchange platforms.

To be more precise, I'll explain how to safely buy crypto with Apple Pay on Binance, so you can streamline your crypto purchases. Plus, I'll touch upon other payment methods and features Binance offers to simplify and expand crypto adoption (namely, Binance Pay).

However, let's start by talking about how to use Apple Pay on Binance.

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How to Use Apple Pay on Binance?

For a while, Binance only worked with the more traditional payment methods, such as credit cards or bank transfers. However, with the shifting interest and growing acceptance of crypto, it started to integrate other popular and more convenient payment systems (that's why you're trying to figure out how to use Apple Pay on Binance).

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Blockchain (the very thing crypto is built on) influences business models and impacts payment procedures, enhancing some and making others obsolete. This pushes existing models to embrace the potential of the blockchain[1].

Reportedly, there are more than 500 million Apple Pay wallets in the world, which potentially adds a sizable audience to an already expanding crypto industry. Naturally, there's undeniable benefit in such numbers, and Binance jumped at the chance.

Just note that not all cryptocurrencies can be bought using Apple Pay Binance supports. By the way, the fees vary depending on the assets in question and even the amount of crypto you want to purchase. However, I've noticed that they generally range around 2%.

That said, let's get into the "how" part. First off, let's talk about how to use Apple Pay on Binance via the browser.

How to Use Apple Pay on Binance via the Browser?

First things first - you should have a Binance account in order to use Apple Pay. In case you don't, make sure to create one (don't worry, it's very easy). Just note that you must pass KYC verification to access any Binance features.

So, before you jump into how to use Apple Pay on Binance, here’s a step-by-step guide on how to pass KYC. Once you're all set, you can proceed to buying crypto using Apple Pay.

Step 1: Log in to your Binance account and click on the [Buy Crypto] option.

How to use Apple Pay on Binance: accessing the [Buy Crypto] feature via the browser.

Step 2: Buying crypto on Binance is surprisingly easy. You simply need to select the currency you wish to use and which crypto you want to purchase. You can see the conversion rate, so you’re made aware of how much your currency is worth compared to the asset you picked.

The purchase window shows how many coins your chosen fiat will get you, and you can adjust either selection depending on what you need.

How to use Apple Pay on Binance: choosing the crypto for purchasing on the browser.

You can also check in on additional transaction requirements if you want to stay on the extra-safe side. If all seems alright to you, press [Continue].

Step 3: Once you are satisfied with your selection, the next step is picking a payment option. Here you will see all the payment methods available to you, Apple Pay being one of them. Payment options can vary depending on your region or availability.

How to use Apple Pay on Binance: choosing a payment method on the browser.

Keep in mind that, when it comes to buying crypto on a browser, Apple Pay is only supported on Safari (meaning it won't work on Chrome or other browsers). Plus, you must already have your card added to Apple Pay on your device beforehand.

By the way, note that you can see the price of the crypto asset you want to buy based on payment methods (yes, it does differ slightly). You may use it for future reference should you want to explore different payment options.

Step 4: Next, you’ll see the order confirmation window. You can do a final check of what you will receive and how much you will pay. The window will also confirm which payment method you've selected.

How to use Apple Pay on Binance: confirming the purchase on the browser.

When using payment methods like Apple Pay, Binance warns that the actual amount of coins you receive can change from the initial calculation due to bank rate fluctuations. You should also pay attention to possible Binance Apple Pay fees attached to the transaction.

Note that most of the steps laid out in this "How to use Apple Pay on Binance" tutorial work with Google Pay, too.

How to Use Apple Pay on Binance via the Mobile App?

Perhaps you prefer trading on the go, and, therefore, the phone is your preferred tool? In that case, using a browser might be clunky, but the good news is that you can easily learn how to use Apple Pay on Binance on mobile, too.

In fact, it's more convenient than via the browser, given that you probably already have your card linked to Apple Pay on your phone.

Step 1: Open the Binance app and log in. On the landing page, look for the [More] button and click on it.

How to use Apple Pay on Binance: the [More] button on the mobile app.

Step 2: In the newly opened window, under the “Common Function” section, find the “Buy Crypto” option.

How to use Apple Pay on Binance: accessing the [Buy Crypto] feature via the mobile app.

To avoid unnecessary button clicking when you want to buy crypto with Apple Pay on Binance through the mobile app in the future, you can add the crypto purchasing tool as a shortcut on your landing page. Just click on the [Edit] button and then add it.

How to use Apple Pay on Binance: organising shortcuts on the mobile app.

In fact, you can customize all your shortcuts based on your trading needs.

Step 3: In the newly opened purchasing window, select the preferred cryptocurrency and the fiat that you wish to use for the purchase.

How to use Apple Pay on Binance: choosing the crypto for purchasing on the mobile app.

You will see a brief overview of the conversion, i.e., how many coins you will get for your money. When learning how to use Apple Pay on Binance, it's also important to know that there are minimum and maximum sums you can buy (depending on the asset in question). You may also keep the payment as a one-off purchase or set up a recurring payment system.

Step 4: Once you've chosen the currency you want to buy and the one you want to pay with, click on the "Pay With" box to select your preferred payment method (in this case, Apple Pay).

How to use Apple Pay on Binance: choosing a payment method via the mobile app.

When you select Apple Pay, the Binance app will show how many coins you will get for the price you entered.

Again, don't forget that this number might differ slightly depending on which payment method you’re thinking of using, as there might be minor fluctuations affected by fees. If all seems in order, click the confirm button.

Step 5: In the order confirmation window, you have one last chance to review your order, including how much you’ll be spending and how much crypto you’ll be buying. Keep in mind that the price rate is recalculated every 10 seconds, so the number of coins you'll receive after a purchase could be adjusted according to the ever-shifting market.

How to use Apple Pay on Binance: confirming an order on the mobile app.

If everything is fine, click the [Confirm] button and approve the purchase via Apple Pay. After that, you should receive the message that the transaction went through.

However, you’ll also be informed if something goes wrong. In that case, you’ll be able to either try again or view the history of your transactions to work out the details. Don’t be intimidated when learning how to use Apple Pay on Binance because the platform provides plenty of support along the way.

Why Use Apple Pay on Binance?

When discussing how to use Apple Pay on Binance, you might wonder why you should pick it in the first place. Granted, there are several other exchanges that offer many features Binance does, but there are a few perks you can find nowhere else.

For one, Binance is one of the most renowned crypto exchanges. There are millions of registered users and more than 500 different cryptocurrencies you can trade in. So, whether you’re starting out or are a seasoned veteran in the crypto world, Binance can likely cater to your needs.

Moreover, when you use mobile payments like Apple Pay, not only are your funds safely at your fingertips (literally), but you also help connect mainstream payment systems and the often-underestimated industry of cryptocurrency.

How to use Apple Pay on Binance: credit card payment illustration.

It's not only an altruistic effort, as digital assets are becoming more entwined with the world of commerce. According to a study, blockchain-based cryptocurrency is becoming a nonnegligible type of currency[2], so further improvements related to mobile payments and crypto are not a question of “if” but “when”.

Lastly, as a proverbial cherry on top, there’s the idea of trustworthiness. Binance is constantly evolving with its projects, but at its core, it remains a recognizable brand. Apple Pay, similarly, is a well-known and popular payment method that connects millions of users.

Due to the familiar nature of these brands, the users likely will have an additional layer of reassurance that their transactions will not get caught in some invisible cracks when paying on Binance.

Other Payment Methods

Despite all the talk on how to use Apple Pay on Binance, it’s not the only method that is accepted on the exchange. Sure, when it comes to mobile payment systems, Binance Apple Pay is on the more popular side. However, if you prefer alternative choices, they are available too.

First up, I cannot help but mention Google Pay. Much like Apple Pay, it’s a mobile payment service aimed at the other half of mobile phone users. Due to the similarity between the two, it works much the same way as Apple Pay.

Google Pay is followed by credit or debit cards. You can easily buy crypto using your cards since Binance accepts both Mastercard and Visa. You may add up to 5 cards to your account. Buying crypto with credit cards actually offers two selections.

The first one is straightforward - much like with Apple Pay, you pick the option to buy crypto, enter the amount you want to receive and then add the credit card to complete the purchase. Once the payment is confirmed, you can find your assets listed in your wallet.

How to use Apple Pay on Binance: mobile wallet payment options.

The second method is using your credit card to add funds to your wallet, and then you may use it to purchase coins. This way, if you’re thinking of getting several different cryptos, you will not have to go through the same payment verification process twice over.

Keep in mind that, as with many things related to transactions, there are fees associated with credit card payments. Luckily, you can easily see the information regarding the cost of the payment, how many coins or tokens you’ll receive, or how much money will actually land in your Binance wallet.

Another payment option for crypto is a bank transfer, and it follows along the same lines as card payment. However, you cannot directly buy cryptos using bank transfers. Instead, you can add fiat into your wallet and then utilize those funds to buy the assets.

Whether or not the cryptocurrency exchange accepts payments via MasterCard.

Whether or not the cryptocurrency exchange accepts payments via bank wire transfer.

Whether or not the cryptocurrency exchange accepts payments via debit or credit card.



Wire Transfer


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Table: Supported payment methods on Binance.

To err on the side of caution, you should remember that bank transfers depend on the country you’re living or operating in. This means there can be additional restrictions that you should be aware of, such as SEPA transfer rulers or the minimum transfer amount.

Depending on the region you live in and the bank you use, you might generally need to wait a couple of days for the funds to travel between the bank and your Binance wallet. Unfortunately, this means such a payment method might be slower than others.

That said, true to the nature of Apple Pay integration on Binance, these additional payment methods echo each other (and, to an extent, the mobile wallet's approach, too). This is mainly because they all serve the same purpose: allowing users to purchase any cryptocurrency they want using whichever means they prefer.

Apple Pay on Other Exchange Platforms

Since in this “How to use Apple Pay on Binance” tutorial, I've provided alternative payment methods, it seems only fair to balance it out. When it comes to Apple Pay, Binance is not the singular monopoly that uses this payment method (though, as of writing, there are not that many other exchanges that support it).

For one, there is Coinbase, an exchange platform established in 2012. The platform’s goal is to add to the growth of the crypto economy. Much like with Binance, you can use Apple Pay on Coinbase to purchase crypto, but you cannot transfer money to or from your account back to your card.

How to use Apple Pay on Binance: Coinbase.

Additionally, not all regions that are serviced by Coinbase have Apple Pay available and there are also purchasing limits.

Moreover, you can use Apple Pay on Kraken; however, this service is only accessible from within the Kraken app. You can connect to your digital wallet (both Apple Pay and Google Pay) and then select it as a valid payment option while purchasing crypto.

How to use Apple Pay on Binance: Kraken.

Though, as is a norm at this point, keep in mind there are some regions where Kraken is not available. Besides, when buying crypto with Apple Pay on Kraken, the minimum purchasing amount must be worth $10. Plus, there's a maximum spending limit, which usually is $5,000 per 7 days.

Binance Pay VS Apple Pay

Now that you know how to use Apple Pay on Binance and which alternative platforms support this payment method, let's discuss one more alternative – an alternative payment system that is most likely inspired by Apple Pay – Binance Pay.

In a world where digital currencies are becoming increasingly mainstream, Binance Pay emerges as a beacon of innovation, bridging the gap between traditional finance and the exciting realm of cryptocurrencies. But what exactly is Binance Pay, and why should you care?

Imagine a seamless payment experience where you can effortlessly use your favorite cryptocurrencies for everyday transactions. That's precisely what Binance Pay offers. Launched in 2021, Binance Pay is a cutting-edge payment solution that allows you to integrate digital currencies into your daily financial interactions with ease.

At its core, Binance Pay is all about convenience, empowerment, and security. With over 300 crypto assets to choose from, it provides users with unparalleled flexibility, enabling them to manage their finances through a single integrated platform. Whether you're looking to book a hotel, split a bill with friends, or shop online, Binance Pay has you covered.

How to use Apple Pay on Binance: Binance Pay.

But Binance Pay is more than just a payment tool. It's a testament to the evolution of the digital economy, where traditional barriers are broken down, and new possibilities emerge. As part of the Binance ecosystem, Binance Pay benefits from robust security measures, ensuring the safety of users' funds and transactions.

So, who can use Binance Pay? The answer is simple: anyone with a Binance account who has completed the KYC verification process. Whether you prefer to access it via the mobile app or the desktop version, Binance Pay is available to users worldwide, empowering them to shop with crypto and send it globally to friends and family.

Sending and receiving payments with Binance Pay is very easy. To receive a payment, you simply generate a QR code or share your Binance Pay ID with the sender. Once the transaction is initiated, the funds are deposited directly into your Binance wallet, providing instant access to your crypto assets.

But Binance Pay isn't just limited to personal use. Through the Binance Marketplace, businesses can seamlessly integrate into the crypto ecosystem, simplifying transactions for both merchants and customers.

Employing an efficient QR code system, Binance Pay transactions are executed swiftly and securely, ensuring a seamless payment experience for all parties involved (much like Apple Pay, right?).

How to use Apple Pay on Binance: features of Binance Pay.

Now, let's talk about fees. While Binance Pay offers a fee-free experience for sending crypto to other Binance Pay users, there are fees associated with sending crypto to external wallets. These fees vary depending on the network and transaction method but are transparently displayed before any transaction is made.

Overall, Binance Pay is a game-changer in the world of digital payments. It's contactless, borderless, and secure, empowering users to embrace the growing trend of crypto adoption in everyday transactions.

Whether you're a seasoned crypto enthusiast or just dipping your toes into the world of digital currencies, Binance Pay offers a user-friendly and versatile payment solution for all (find out how to use Binance Pay here).

Now, the question is how does Binance Pay compare to Apple Pay. While both platforms offer convenient and secure payment solutions, there are some key differences to consider.

How to use Apple Pay on Binance: sending crypto via Binance Pay.

Apple Pay is primarily focused on traditional fiat currencies, allowing users to make payments using their credit or debit cards linked to their Apple devices. In contrast, Binance Pay is tailored for the crypto community, offering a wide range of digital assets for users to choose from.

However, Apple Pay is more widely accepted among merchants, particularly in regions where digital payments are prevalent. Binance Pay is still gaining traction and may not be as widely accepted, especially in traditional retail settings. Though, Binance Pay's integration with the Binance ecosystem and its growing global presence makes it an attractive option for crypto enthusiasts and businesses alike.

To sum up, both Binance Pay and Apple Pay offer unique benefits and cater to different segments of the market. Whether you're looking for a seamless payment experience with traditional fiat currencies or want to explore the world of cryptocurrencies, both platforms have something to offer.

Ultimately, the choice between Binance Pay and Apple Pay depends on your preferences, needs, and comfort level with digital currencies. Of course, who says you must choose? You can easily use both!


That's all there is to know about how to use Apple Pay on Binance. Now, you can easily purchase crypto, keep it in your wallet and trade it while using a browser. Or, if you prefer to have Binance on the go on your phone, you now know how to buy assets with a few simple clicks on the app, too.

Whatever your goal is, Apple Pay can support your crypto-buying needs. However, you cannot directly transfer money to your wallet or take the funds out of it. Apple Pay on Binance is primarily intended for buying crypto.

By the way, if Apple Pay is your jam, make sure to check out Binance Pay, a payment system that allows you to use crypto for your daily transactions, just like you use fiat via Apple Pay. You can use Binance Pay to send crypto to your friends, cover your bills, or purchase things from various merchants.

Either way, whether you wish to stick to the payment method you already use and trust or if you want to try something new, as a user on Binance, you have access to more than traditional payment methods. It also serves as a great example of a more widespread Apple Pay integration in the crypto industry.

The content published on this website is not aimed to give any kind of financial, investment, trading, or any other form of advice. BitDegree.org does not endorse or suggest you to buy, sell or hold any kind of cryptocurrency. Before making financial investment decisions, do consult your financial advisor.

Scientific References

1. F. Holotiuk, F. Pisani, J. Moormann: 'The Impact of Blockchain Technology on Business Models in the Payments Industry';

2. L. Xu, L. Chen, Z. Gao, et al.: 'Supporting Blockchain-Based Cryptocurrency Mobile Payment With Smart Devices'.

About Article's Experts & Analysts

By Aaron S.


Having completed a Master’s degree in Economics, Politics, and Cultures of the East Asia region, Aaron has written scientific papers analyzing the differences between Western and Collective forms of capitalism in the post-World War II era. W...
Aaron S. , Editor-In-Chief
Having completed a Master’s degree in Economics, Politics, and Cultures of the East Asia region, Aaron has written scientific papers analyzing the differences between Western and Collective forms of capitalism in the post-World War II era.
With close to a decade of experience in the FinTech industry, Aaron understands all of the biggest issues and struggles that crypto enthusiasts face. He’s a passionate analyst who is concerned with data-driven and fact-based content, as well as that which speaks to both Web3 natives and industry newcomers.
Aaron is the go-to person for everything and anything related to digital currencies. With a huge passion for blockchain & Web3 education, Aaron strives to transform the space as we know it, and make it more approachable to complete beginners.
Aaron has been quoted by multiple established outlets, and is a published author himself. Even during his free time, he enjoys researching the market trends, and looking for the next supernova.

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Can you buy crypto with Apple Pay on Binance?

Yes, you can buy crypto with Apple Pay on Binance. However, you will not be able to withdraw the funds back to your Apple Pay account. Plus, do note that not all crypto assets can be bought using this payment method. By the way, when it comes to the "how to buy crypto with Apple Pay on Binance" part, keep in mind that you can only do that on the Safari browser or iOS-based devices.

How to use Apple Pay on Binance to buy Bitcoin?

Apple Pay can safely be used to quickly and easily purchase various coins, including Bitcoin. To do that, you will have to log in to Binance, verify your identity, and select the "Buy Crypto" option. From there, you only have to select the currency you want to use and the coin you want to buy, plus the payment method. Confirm the order, and you will be asked to complete verification on Apple Pay’s end as well. Afterward, the assets should soon reach your wallet. The Apple Pay Binance purchasing fee usually ranges around 2% (it does differ based on the assets in question and the amount you want to buy).

How to pick the best crypto exchange for yourself?

Picking out the best crypto exchange for yourself, you should always focus on maintaining a balance between the essential features that all top crypto exchanges should have, and those that are important to you, personally. For example, all of the best exchanges should possess top-tier security features, but if you're looking to trade only the main cryptocurrencies, you probably don't really care too much about the variety of coins available on the exchange. It's all a case-by-case scenario!

Which cryptocurrency exchange is best for beginners?

Reading through various best crypto exchange reviews online, you're bound to notice that one of the things that most of these exchanges have in common is that they are very simple to use. While some are more straightforward and beginner-friendly than others, you shouldn't encounter any difficulties with either of the top-rated exchanges. That said, many users believe that KuCoin is one of the simpler exchanges on the current market.

What is the difference between a crypto exchange and a brokerage?

In layman's terms, a cryptocurrency exchange is a place where you meet and exchange cryptocurrencies with another person. The exchange platform (i.e. Binance) acts as a middleman - it connects you (your offer or request) with that other person (the seller or the buyer). With a brokerage, however, there is no “other person” - you come and exchange your crypto coins or fiat money with the platform in question, without the interference of any third party. When considering cryptocurrency exchange rankings, though, both of these types of businesses (exchanges and brokerages) are usually just thrown under the umbrella term - exchange. This is done for the sake of simplicity.

Are all the top cryptocurrency exchanges based in the United States?

No, definitely not! While some of the top cryptocurrency exchanges are, indeed, based in the United States (i.e. KuCoin or Kraken), there are other very well-known industry leaders that are located all over the world. For example, Binance is based in Tokyo, Japan, while Bittrex is located in Liechtenstein. While there are many reasons for why an exchange would prefer to be based in one location over another, most of them boil down to business intricacies, and usually have no effect on the user of the platform.



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