Ripple and AMINA Connect Crypto to Traditional Banking

Crypto News Business

Ripple and AMINA Bank Bridge Crypto with Traditional Banking

Written by Aaron S.,

Editor-In-Chief

Last Updated: December 12, 2025

Key Takeaways

Ripple partners with Switzerland’s AMINA Bank to bring fiat-to-stablecoin payments into Europe’s regulated financial system;
The deal lets AMINA process global stablecoin and fiat transactions without legacy banking limits;
With MiCA approval, AMINA becomes a regulated bridge for crypto-native firms, which are integrating Ripple tech with traditional finance.

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Ripple and AMINA Bank Bridge Crypto with Traditional Banking

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Ripple Payments has reached an agreement with Swiss-based AMINA Bank to bring Ripple's fiat-to-stablecoin payments technology into a regulated European setting.

Through this collaboration, AMINA Bank can process transactions without relying on outdated payment infrastructure. This follows an earlier initiative by AMINA to support the RLUSD stablecoin in July.

The bank is supervised by Swiss regulators, and its Austrian office received a MiCA license in October, which allows it to operate stablecoin services across the European Economic Area.

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Myles Harrison, Chief Product Officer at AMINA, noted that many Web3-focused businesses face challenges with legacy banks, particularly for international transfers involving stablecoins.

According to Harrison, standard banks lack support for these types of transactions, but this system makes it easier for AMINA clients to use both fiat and stablecoins within the same service, which simplifies global payments for crypto-native companies.

Cassie Craddock, Ripple's Europe and UK Managing Director, commented that this partnership turns AMINA Bank into an entry point for digital asset businesses to connect with traditional banks.

She explained that Ripple Payments can bridge transactions between fiat and blockchain, which allows stablecoin payments to work seamlessly with current financial institutions.

Ripple’s Singapore branch, Ripple Markets APAC, recently received approval from the Monetary Authority of Singapore (MAS) to extend the activities covered by its Major Payment Institution (MPI) license. What did Monica Long, Ripple’s President, say? Read the full story.