Fiserv Launches INDX, a 24/7 Dollar Rail for Crypto Firms

Crypto News Business

Written by Aaron S.,

Editor-In-Chief

Last Updated: February 12, 2026

Key Takeaways

Fiserv launched INDX to give digital asset businesses instant US dollar transfers at any time through a single custodial account;
INDX offers continuous access across the year and provides up to $25 million in FDIC coverage through participating institutions;
INDX keeps dollar movements inside traditional banking while matching the nonstop availability that on-chain systems offer.

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Fiserv Launches INDX, a 24/7 Dollar Rail for Crypto Firms

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A major US payments and financial technology company, Fiserv, has introduced a new settlement system designed for businesses that work with digital assets.

The platform, called INDX, allows these companies to move US dollars at any time, without waiting for regular banking hours, according to an announcement released on February 12.

It runs continuously throughout the year and uses a single custodial account to support instant transfers, which can make it easier for exchanges and trading firms to handle their cash needs.

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More than 1,100 insured financial institutions in the Fiserv Deposit Network will gain access to INDX. Fiserv stated that the account setup includes up to $25 million in coverage through the Federal Deposit Insurance Corporation.

Many crypto-related companies still rely on banking systems that operate only during set hours or on blockchain-based tokens to transfer dollar value.

INDX keeps transfers within the traditional banking framework while providing the constant availability that on-chain systems offer.

Fiserv is one of the largest technology providers in the financial industry, which offers services ranging from core banking tools to merchant processing and transaction handling. The firm reported revenue of more than $21 billion in fiscal 2025.

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