Ghana Legalizes Crypto Trading Under Central Bank

Crypto News Regulation

Ghana Officially Legalizes Crypto Trading With New Bank of Ghana Oversight

Written by Aaron S.,

Editor-In-Chief

Last Updated: December 22, 2025

Key Takeaways

Ghana’s new Virtual Asset Service Providers Bill legalizes cryptocurrency trading under the Bank of Ghana regulation;
The law aims to curb fraud, ensure consumer safety, and promote financial inclusion through regulated digital asset services;
Governor Asiama confirmed that crypto is now legal, with a framework to manage risks and guide the industry’s growth.

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Ghana Officially Legalizes Crypto Trading With New Bank of Ghana Oversight

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Ghana has passed new legislation that formally permits cryptocurrency trading by assigning regulatory oversight to the nation's central bank.

This law, known as the Virtual Asset Service Providers Bill, was approved by the country's parliament and was stated by Bank of Ghana Governor Johnson Asiama during an annual event on December 19.

The updated legal environment allows individuals and businesses to take part in cryptocurrency trading without risk of arrest.

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The bill authorizes the Bank of Ghana to supervise, regulate, and license digital asset providers across the country.

Through this development, the government aims to limit incidents of fraud and money laundering, enhance customer safety, and expand financial inclusion by improving regulatory frameworks.

This step also addresses the uncertainty regarding the legal status of cryptocurrencies under Ghanaian law and provides a framework for responsible engagement in the crypto market.

Governor Johnson Asiama stated:

Virtual asset trading is now legal, and no one will be arrested for engaging in cryptocurrency, but we now have a framework to manage the risks involved.

According to Asiama, the regulatory system introduced by this bill goes beyond legalization by offering new tools to monitor and guide the development of digital assets.

Recently, Argentina’s central bank considered a policy change that would allow local banks to handle cryptocurrency transactions. What would this proposal include? Read the full story.