SendWave vs Revolut Comparison At a Glance

We've divided the key information you need to know when comparing Revolut vs SendWave into several aspects: pros & cons, coverage, pricing, limits, supported asset management, accounts and their onboarding, security, user experience and the company's info. However, if you want a quick side-by-side Revolut vs SendWave comparison to see which one is rated better, check out the table below.

With an overall score of 8.6, Revolut clearly comes out on top. SendWave, by comparison, holds a rating of 8.5. As for the service quality and advantages you get considering the platform’s costs, Revolut outperforms SendWave as well, offering better value for money.

To give you a broader view of the money transfer service market, we've also put SendWave and Revolut next to Ogvio, which has the highest overall score. You'll see how all three compare throughout this page.

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Ogvio logo
Revolut logo
SendWave logo

Overall Score

9.8
8.6
8.5

Transaction Fees

  • Free-to-Low
  • Up to $10/transfer
  • Varies

Pricing Model

Per-transaction Plan + per-transaction Per-transaction

Value For Money

Verdict

A global money transfer service with an additional volatile currency rate pegging to USD or EUR. An all-in-one finance app that makes global spending and investing effortless. A mobile-first remittance app connecting senders to developing regions.
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A Detailed Comparison of Revolut vs SendWave

Find out which provider offers the fastest, cheapest, and simplest ways to send money with this elaborate SendWave vs Revolut international transfer comparison table. From supported delivery methods and fees to any extra features, you'll see it all in one place.

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Ogvio logo
Revolut logo
SendWave logo

Pros

  • Remittance-oriented
  • Instant transfers
  • Incremental-to-no fees
  • Crypto support
  • @Tag functionality
  • Free transfers between users
  • Instant transfer (for Revolut users)
  • Multi-currency wallet
  • Earning options
  • Built-in budgeting tools
  • Stock trading
  • No transfer fees, just a small exchange-rate markup
  • User-friendly mobile app experience
  • Registration and verification are quick
  • 24/7 customer support

Cons

  • No card (coming soon)
  • Weekend exchange rate markup
  • Limited perks
  • No full banking features
  • Available for senders mainly from North America and Europe
  • Inconsistent transaction processing times
  • No website or desktop sending

Ease of Use

Coverage

Supported Countries

UK
Germany Germany
France France
+160 more
Australia Australia
United States US
UK
+38 more
United States US
UK
Canada CA
+20 more

Supported Languages

EN
ID
CN
+6 more
EN
ES
IT
+27 more
EN
FR
ES
+2 more

Supported Fiat Currencies

US Dollar USD
Euro EUR
Canadian Dollar CAD
+40 more
Australian Dollar AUD
Euro EUR
US Dollar USD
+23 more
US Dollar USD
Pound Sterling GBP
Canadian Dollar CAD
Euro EUR

Supported Cryptocurrencies

USD Coin USDC
Bitcoin BTC
Ethereum ETH
+ 7 more
Bitcoin BTC
Ethereum ETH
Solana SOL
+220 more
USD Coin USDC

Pricing

Deposit Fees

Bank - free
Crypto - free
Card - varies
Card - up to 1.7%
Bank - free
Free

Withdrawal Fees

Varies ATM - up to 2% Free

Other Fees

  • Conversion fee (varies)
  • Unspecified
  • Unspecified

Card Maintenance Fees

  • Card coming soon
  • Standard - free
  • Plus - $3.99/mo
  • Premium - $7.99/mo
  • Metal - $14.99/mo
  • Ultra - $45/mo
  • No card

Fee Transparency

Markup

Limits

Minimum Deposit

No minimum Card - $10 Not specified

Minimum Withdrawal

Varies Card - $10 ATM - set by ATM operator

Minimum Transfer

No minimum Card - $10 Not specified

Transfer Limits

Varies SEPA - $100,000/transfer
UK outbound - $250,000/payment
$999/day

Withdrawal limits

Varies Cash withdrawal - $3,000/day $999/day

Asset Movement

Funding Methods

  • Bank transfer
  • Crypto transfer
  • Card transfer
  • Apple Pay/Google Pay
  • Card
  • ACH
  • SEPA
  • SWIFT
  • Card
  • ACH

Delivery Methods

  • Internal
  • Bank deposit
  • Crypto wallet
  • Bank deposit
  • ATM
  • Bank deposit
  • Cash pickup
  • Mobile wallet

Supported Networks

  • Base
  • Bitcoin
  • Ethereum
  • Polygon
  • + more
  • Unspecified

Transaction Speed

|
|
|
|
|
Slow
Average
Instant
|
|
|
|
|
Slow
Average
Instant
|
|
|
|
|
Slow
Average
Instant

Bulk Payments

Scheduled Payments

Accounts

Business Account

Virtual IBANs

Physical / Virtual Card

Coming soon Physical/Virtual None

Onboarding Time

|
|
|
|
|
Long
Average
Very Quick
|
|
|
|
|
Long
Average
Very Quick
|
|
|
|
|
Long
Average
Very Quick

Security

KYC

Name, surname, ID, selfie, and proof of address Name, surname, ID, possibly proof of address Name, surname, a ID, and possibly proof of address

Fraud/AML Prevention

  • KYC
  • Non-custodial
  • KYC
  • Sanctions screening
  • Transaction monitoring
  • KYC
  • Regulatory compliance

Account Protection

  • 256-bit AES encryption
  • 2FA
  • On-chain storage vault
  • 2FA
  • Device binding
  • Card freeze/limits
  • Alerts
  • KYC
  • Regional licensing
  • App passcode

User Experience

Mobile App

Coming soon Android/iOS Android/iOS

App UX

Customer Support

  • Email
  • Chatbot
  • In-app chat - 24/7
  • Phone (only US)
  • In-app chat - 24/7
  • Phone

Analytics & Reporting

  • Spend analytics
  • Export CSV
  • Earnings analytics
  • Spend analytics
  • Export CSV
  • Merchant/API reports
  • POS analytics
Transfer history/receipts

Interest / Investment / Savings Options

1

Crypto swapping

2

Simple Earn

1

Savings Vaults

2

Robo‑Advisor at 0.25%/yr

3

Stock/ETF trading

1

Not offered

Extra Features

1

@Tag functionality

2

No freezes

3

Referral program

1

55k+ Allpoint in‑network ATMs in the US

2

Disposable virtual cards

1

Sendwave Wallet (USDC)

2

Cashback

Company's info

Founded In

2025 2015 2014

Founders

Vytautas Zabulis Nik Storonsky, Vlad Yatsenko Drew Durbin, Lincoln Quirk

Headquarters

United States
United States
United Kingdom
United Kingdom
United States
United States

Licensing

MSB EEA, ECB, FCA, MAS FinCEN, MTL, FCA, NBB, FINTRAC

Check Official Website

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Revolut vs SendWave Comparison Result Analysis

It's clear there are both Revolut vs SendWave differences and similarities. Let's go over some of the key aspects and see which is more suited for your remittance needs.

Supported Countries & Currencies

Speaking of worldwide reach, Revolut is supported in Australia, US, UK and +38 more countries, while SendWave is supported in US, UK, CA and +20 more countries.

As for fiat currency support, Revolut can be used to transfer AUD, EUR, USD and +23 more currencies. In the meantime, SendWave supports USD, GBP, CAD and EUR. Keep in mind that some money transfer services also support crypto – check out the table above to see which ones are available on Revolut and SendWave (if any).

Verdict at a Glance:

Considering the overall reach, Revolut offers broader country support than SendWave. When it comes to fiat you can transfer, Revolut is a clear winner with AUD, EUR, USD and +23 more currencies.

Fees

When it comes to the pricing structure, Revolut uses the plan + per-transaction pricing model with up to $10/transfer transaction fees.

SendWave, on the other hand, bases its pricing on the per-transaction model, and has variable transaction fees.

Check Revolut vs SendWave fees comparison of deposits, withdrawals and any other priced actions in the table above. You can also see if these platforms apply an exchange rate markup.

Verdict at a Glance:

Revolut uses the plan + per-transaction pricing model, while SendWave bases its pricing on the per-transaction model. Revolut has up to $10/transfer transaction fees & SendWave has variable transaction fees.

Transfer Speeds

SendWave is known to offer instant transaction speed. It may sometimes vary depending on the delivery method, though – SendWave supports Bank deposit, Cash pickup and Mobile wallet.

Revolut supports Bank deposit and ATM as delivery methods and offers average transaction speed.

Verdict at a Glance:

Revolut is generally faster than SendWave. though it can sometimes depend on your chosen transfer method and the countries you send from/to.

Limits & Funding Methods

Revolut can be funded via Card, ACH, SEPA and SWIFT, and it limits its transfers in the following way - SEPA - $100,000/transfer; UK outbound - $250,000/payment.

SendWave puts limits on transactions as follows – $999/day. Considering available funding methods, you can deposit money to SendWave via Card and ACH.

By the way, many (but not all) providers set minimum deposit, withdrawal, and transfer amounts, which you can check in the Revolut vs SendWave comparison table above.

Verdict at a Glance:

Regardless of how similar or different Revolut and SendWave seem, always check your account for actual limits because some platforms tie them to your verification level and country.

Summary

This thorough Revolut vs SendWave comparison puts Revolut ahead based on several factors. However, if we compare either with Ogvio, it outperforms both, having an overall score of 9.8. It provides the highest value for money considering its low-to-no costs, ease of use, worldwide support, and transaction speed. That's why it ranks as the top money transfer service provider.

OGVIO
SENDVALU
9.8
VS
9.4
Compare
OGVIO
REVOLUSEND
9.8
VS
9.4
Compare


How Is This Revolut vs SendWave Comparison Created?

We Collect Revolut vs SendWave

1. We Collect

All information in this Revolut vs SendWave comparison comes from official provider pages, their fee schedules, verified payout samples, and personal testing. We check each country/currency coverage, fees, funding & payout methods, limits, and much more. You can be sure that all the collected information is accurate and up to date.

We Examine Revolut vs SendWave

2. We Examine

Our experts double- and triple-check every data entry in the provider pages and trusted sources. We convert different fee formats into one standard layout, bring all info to the same baseline, and ensure you get all the essential details. The result is clean, comparable information you see in our Money Transfer Services Comparison Tool.

We Rate Revolut vs SendWave

3. We Rate

We rate each provider to make choosing between SendWave vs Revolut for travel or remittances simple. Our score blends fees, markup presence, transfer speed, coverage, limits, security, and other factors. Each provider gets a clear score and a short verdict so you can quickly see which is cheapest, fastest, or best for specific use cases.

You Choose Revolut vs SendWave

4. You Choose

Then, it's your call. After we compile the data and rate each provider, you can go over the quick and detailed Revolut vs SendWave comparison tables to place each provider's fees, coverage, delivery methods or any other aspects that matter to you side-by-side. This way, you can pick the best money transfer service for your needs.

FAQ

Is Revolut better than SendWave?

For some users, Revolut might be better, while others might prefer SendWave. It generally depends on your needs. When comparing Revolut vs SendWave for international payments or other use cases, always start with coverage and asset support, then make sure to check total costs and available delivery options. If neither option is suitable for you, consider exploring alternative money transfer services.

What is the best international money transfer service?

"The best" is a subjective term. Users seeking cash pickup or home delivery options will opt for more traditional money transfer services. Others, who seek speed, convenience and low costs, might choose neobank-like services. Speaking of which, one of the best new generation money transfer providers to watch is Ogvio. It’s all about low-to-zero fees, worldwide reach, and instant money transfers. On top of that, with EUR- or USD-denominated accounts, it helps protect funds from local inflation or currency depreciation.

Can I use more than one money transfer app?

Yes, using multiple money transfer apps sometimes might even be a better idea than sticking to one. For example, one provider might offer the lowest costs and fastest speeds, which would be highly beneficial for everyday transfers, while another can provide you with home delivery or cash pickup when you need it. You can surely find the most suitable providers for you using our Money Transfer Service Comparison Tool.

How do Revolut vs SendWave compare in terms of country and currency support?

Revolut is supported in Australia, US, UK and +38 more countries and can be used to transfer AUD, EUR, USD and +23 more currencies. SendWave, on the other hand, is supported in US, UK, CA and +20 more countries and allows USD, GBP, CAD and EUR transfers. Some providers might be better than others in specific countries or regions (e.g., the Philippines, India, Mexico, etc.).

Which is cheaper for international transfers, SendWave or Revolut?

Revolut uses the plan + per-transaction pricing model, while SendWave bases its pricing on the per-transaction model. To see which is the cheaper option, check Revolut vs SendWave fees comparison above in the "Pricing" field. There, you'll find transaction, deposit, withdrawal, and any other costs, including whether or not they add an exchange rate markup. If neither is cheap enough, check out other money transfer providers.

How to compare platforms with this Money Transfer Service Comparison Tool?

It's very easy to use, just pick two services you want to compare in the drop-down menu and click "Compare Now". Once you do that, you'll get an instant money transfer service comparison. As you scroll through it, you'll find all the key info, including the platform's reach, speed, supported methods, limits, extra features, and the best money transfer fee comparison for 2025 and beyond.

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