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Revolut vs Krak Comparison At a Glance

We've divided the key information you need to know when comparing Krak vs Revolut into several aspects: pros & cons, coverage, pricing, limits, supported asset management, accounts and their onboarding, security, user experience and the company's info. However, if you want a quick side-by-side Krak vs Revolut comparison to see which one is rated better, check out the table below.

With an overall score of 9.8, Krak clearly comes out on top. Revolut, by comparison, holds a rating of 9.1. As for the service quality and advantages you get considering the platform’s costs, Krak outperforms Revolut as well, offering better value for money.

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Krak logo
Revolut logo

Overall Score

9.8
9.1

Transaction Fees

  • Free
  • Up to $10/transfer

Pricing Model

Per-transaction Plan + per-transaction

Value For Money

Verdict

An all-in-one money app for everyday transactions. An all-in-one finance app with competitive weekday FX, plan-based allowances, and low transfer fees.
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A Detailed Comparison of Krak vs Revolut

Find out which provider offers the fastest, cheapest, and simplest ways to send money with this elaborate Revolut vs Krak international transfer comparison table. From supported delivery methods and fees to any extra features, you'll see it all in one place.

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Krak logo
Revolut logo

Pros

  • Smooth payment flow
  • Quick fiat & crypto transfers
  • Reward earning functionality
  • Strong security features
  • Responsive customer support
  • Wide global coverage
  • Multi-currency support
  • Savings interest options
  • Built-in budgeting tools
  • 24/7 multilingual in-app support

Cons

  • Lacks some features for advanced traders
  • Krakback and similar rewards may be restricted in certain regions
  • Limited website features
  • Advanced features behind higher-tier plans

Ease of Use

Coverage

Supported Countries

United States US
Canada Canada
Indonesia Indonesia
+160 more
Australia Australia
United States US
UK
+38 more

Supported Languages

EN
IT
FR
+20 more
EN
ES
IT
+27 more

Supported Fiat Currencies

US Dollar USD
Euro EUR
Canadian Dollar CAD
+6 more
Australian Dollar AUD
Euro EUR
US Dollar USD
+23 more

Supported Cryptocurrencies

Bitcoin BTC
Ethereum ETH
Solana SOL
+300 more
Bitcoin BTC
Ethereum ETH
Solana SOL
+220 more

Pricing

Deposit Fees

Bank - €0-3
Card - €0.25 + 3.75%
Card - up to 1.7%
Bank - free

Withdrawal Fees

0.000015 BTC ATM - up to 2%

Other Fees

  • Conversion fee (varies)
  • Unspecified

Card Maintenance Fees

  • No card
  • Standard - free
  • Plus - $3.99/mo
  • Premium - $7.99/mo
  • Metal - $14.99/mo
  • Ultra - $45/mo

Fee Transparency

Markup

Limits

Minimum Deposit

$10 Card - $10

Minimum Withdrawal

$10 Card - $10

Minimum Transfer

$10 Card - $10

Transfer Limits

$15,000/week SEPA - $100,000/transfer
UK outbound - $250,000/payment

Withdrawal limits

Cash - $100,000/day
Crypto - $500,000/day
Cash withdrawal - $3,000/day

Asset Movement

Funding Methods

  • PayPal
  • Manual bank transfer
  • Apple Pay
  • Card
  • Card
  • ACH
  • SEPA
  • SWIFT

Delivery Methods

  • Bank deposit
  • Cash pickup
  • Wallet transfer
  • Bank deposit
  • ATM

Supported Networks

  • Ethereum
  • Solana
  • Base
  • + 50 more
  • Bitcoin
  • Ethereum
  • Polygon
  • + more

Transaction Speed

|
|
|
|
|
Slow
Average
Instant
|
|
|
|
|
Slow
Average
Instant

Bulk Payments

Scheduled Payments

Accounts

Business Account

Virtual IBANs

Physical / Virtual Card

None Physical/Virtual

Onboarding Time

|
|
|
|
|
Long
Average
Very Quick
|
|
|
|
|
Long
Average
Very Quick

Security

KYC

Name, surname, proof of address, ID Name, surname, ID, possibly proof of address

Fraud/AML Prevention

  • Verification levels & limits
  • Prohibited regions list
  • KYC
  • Sanctions screening
  • Transaction monitoring

Account Protection

  • Proof-of-Reserves
  • Robust encryption
  • Privacy & data safeguards
  • 2FA
  • Device binding
  • Card freeze/limits
  • Alerts

User Experience

Mobile App

Android/iOS Android/iOS

App UX

Customer Support

Chat - 24/7
  • In-app chat - 24/7
  • Phone (only US)

Analytics & Reporting

N/A
  • Spend analytics
  • Export CSV
  • Merchant/API reports
  • POS analytics

Interest / Investment / Savings Options

1

Earn (staking) - up to 8.8% APR

2

Opt-in - up to 0.10%

1

Savings Vaults

2

Robo‑Advisor at 0.25%/yr

3

Stock/ETF trading

Extra Features

1

Username functionality (Kraktag)

2

Proof-of-Reserves

1

55k+ Allpoint in‑network ATMs in the US

2

Disposable virtual cards

Company's info

Founded In

2025 2015

Founders

Arjun Sethi, Jesse Powell Nik Storonsky, Vlad Yatsenko

Headquarters

United States
United States
United Kingdom
United Kingdom

Licensing

MiCA, FCA, FinCEN EEA, ECB, FCA, MAS

Check Official Website

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Krak vs Revolut Comparison Result Analysis

It's clear there are both Krak vs Revolut differences and similarities. Let's go over some of the key aspects and see which is more suited for your remittance needs.

Supported Countries & Currencies

Speaking of worldwide reach, Krak is supported in US, Canada, Indonesia and +160 more countries, while Revolut is supported in Australia, US, UK and +38 more countries.

As for fiat currency support, Krak can be used to transfer USD, EUR, CAD and +6 more currencies. In the meantime, Revolut supports AUD, EUR, USD and +23 more currencies. Keep in mind that some money transfer services also support crypto – check out the table above to see which ones are available on Krak and Revolut (if any).

Verdict at a Glance:

Considering the overall reach, Krak offers broader country support than Revolut. When it comes to fiat you can transfer, Revolut is a clear winner with AUD, EUR, USD and +23 more currencies.

Fees

When it comes to the pricing structure, Krak uses the per-transaction pricing model with no transaction fees.

Revolut, on the other hand, bases its pricing on the plan + per-transaction model, and has up to $10/transfer transaction fees.

Check Krak vs Revolut fees comparison of deposits, withdrawals and any other priced actions in the table above. You can also see if these platforms apply an exchange rate markup.

Verdict at a Glance:

Krak uses the per-transaction pricing model, while Revolut bases its pricing on the plan + per-transaction model. Krak has no transaction fees & Revolut has up to $10/transfer transaction fees.

Transfer Speeds

Krak is known to offer instant transaction speed. It may sometimes vary depending on the delivery method, though – Krak supports Bank deposit, Cash pickup and Wallet transfer.

Revolut supports Bank deposit and ATM as delivery methods and offers average transaction speed.

Verdict at a Glance:

Krak is generally faster than Revolut. though it can sometimes depend on your chosen transfer method and the countries you send from/to.

Limits & Funding Methods

Krak can be funded via PayPal, Manual bank transfer, Apple Pay and Card, and it limits its transfers in the following way - $15,000/week.

Revolut puts limits on transactions as follows – SEPA - $100,000/transfer; UK outbound - $250,000/payment. Considering available funding methods, you can deposit money to Revolut via Card, ACH, SEPA and SWIFT.

By the way, many (but not all) providers set minimum deposit, withdrawal, and transfer amounts, which you can check in the Krak vs Revolut comparison table above.

Verdict at a Glance:

Regardless of how similar or different Krak and Revolut seem, always check your account for actual limits because some platforms tie them to your verification level and country.


How Is This Krak vs Revolut Comparison Created?

We Collect Krak vs Revolut

1. We Collect

All information in this Krak vs Revolut comparison comes from official provider pages, their fee schedules, verified payout samples, and personal testing. We check each country/currency coverage, fees, funding & payout methods, limits, and much more. You can be sure that all the collected information is accurate and up to date.

We Examine Krak vs Revolut

2. We Examine

Our experts double- and triple-check every data entry in the provider pages and trusted sources. We convert different fee formats into one standard layout, bring all info to the same baseline, and ensure you get all the essential details. The result is clean, comparable information you see in our Money Transfer Services Comparison Tool.

We Rate Krak vs Revolut

3. We Rate

We rate each provider to make choosing between Revolut vs Krak for travel or remittances simple. Our score blends fees, markup presence, transfer speed, coverage, limits, security, and other factors. Each provider gets a clear score and a short verdict so you can quickly see which is cheapest, fastest, or best for specific use cases.

You Choose Krak vs Revolut

4. You Choose

Then, it's your call. After we compile the data and rate each provider, you can go over the quick and detailed Krak vs Revolut comparison tables to place each provider's fees, coverage, delivery methods or any other aspects that matter to you side-by-side. This way, you can pick the best money transfer service for your needs.

FAQ

Is Krak better than Revolut?

For some users, Krak might be better, while others might prefer Revolut. It generally depends on your needs. When comparing Krak vs Revolut for international payments or other use cases, always start with coverage and asset support, then make sure to check total costs and available delivery options. If neither option is suitable for you, consider exploring alternative money transfer services.

What is the best international money transfer service?

"The best" is a subjective term. Users seeking cash pickup or home delivery options will opt for more traditional money transfer services. Others, who seek speed, convenience and low costs, might choose neobank-like services. Speaking of which, one of the best new generation money transfer providers to watch is Ogvio. It’s all about low-to-zero fees, worldwide reach, and instant money transfers. On top of that, with EUR- or USD-denominated accounts, it helps protect funds from local inflation or currency depreciation.

Can I use more than one money transfer app?

Yes, using multiple money transfer apps sometimes might even be a better idea than sticking to one. For example, one provider might offer the lowest costs and fastest speeds, which would be highly beneficial for everyday transfers, while another can provide you with home delivery or cash pickup when you need it. You can surely find the most suitable providers for you using our Money Transfer Service Comparison Tool.

How do Krak vs Revolut compare in terms of country and currency support?

Krak is supported in US, Canada, Indonesia and +160 more countries and can be used to transfer USD, EUR, CAD and +6 more currencies. Revolut, on the other hand, is supported in Australia, US, UK and +38 more countries and allows AUD, EUR, USD and +23 more currencies transfers. Some providers might be better than others in specific countries or regions (e.g., the Philippines, India, Mexico, etc.).

Which is cheaper for international transfers, Revolut or Krak?

Krak uses the per-transaction pricing model, while Revolut bases its pricing on the plan + per-transaction model. To see which is the cheaper option, check Krak vs Revolut fees comparison above in the "Pricing" field. There, you'll find transaction, deposit, withdrawal, and any other costs, including whether or not they add an exchange rate markup. If neither is cheap enough, check out other money transfer providers.

How to compare platforms with this Money Transfer Service Comparison Tool?

It's very easy to use, just pick two services you want to compare in the drop-down menu and click "Compare Now". Once you do that, you'll get an instant money transfer service comparison. As you scroll through it, you'll find all the key info, including the platform's reach, speed, supported methods, limits, extra features, and the best money transfer fee comparison for 2025 and beyond.

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