Payoneer vs Revolut Comparison At a Glance
We've divided the key information you need to know when comparing Revolut vs Payoneer into several aspects: pros & cons, coverage, pricing, limits, supported asset management, accounts and their onboarding, security, user experience and the company's info. However, if you want a quick side-by-side Revolut vs Payoneer comparison to see which one is rated better, check out the table below.
With an overall score of 9.1, Revolut clearly comes out on top. Payoneer, by comparison, holds a rating of 9.1. As for the service quality and advantages you get considering the platform’s costs, Revolut outperforms Payoneer as well, offering better value for money.
To give you a broader view of the money transfer service market, we've also put Payoneer and Revolut next to Krak, which has the highest overall score. You'll see how all three compare throughout this page.
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| Per-transaction | Plan + per-transaction | Per-transaction | |
| An all-in-one money app for everyday transactions. | An all-in-one finance app with competitive weekday FX, plan-based allowances, and low transfer fees. | A freelancer-friendly platform offering local receiving accounts in multiple currencies. | |
| Visit site Read review | Visit site | Visit site |
A Detailed Comparison of Revolut vs Payoneer
Find out which provider offers the fastest, cheapest, and simplest ways to send money with this elaborate Payoneer vs Revolut international transfer comparison table. From supported delivery methods and fees to any extra features, you'll see it all in one place.
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Coverage |
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US
Canada
Indonesia+160 more |
Australia
USUK +38 more |
US UK 
Germany+190 more |
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EN IT FR +20 more |
EN ES IT +27 more |
EN CN KO +17 more |
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USD
EUR
CAD+6 more |
AUD
EUR
USD+23 more |
USD
EUR
GBP+8 more |
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BTC
ETH
SOL+300 more |
BTC
ETH
SOL +220 more |
Fiat-only |
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Pricing |
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Bank - €0-3 Card - €0.25 + 3.75% |
Card - up to 1.7% Bank - free |
Bank - mostly free; up to 1% SWIFT - varies Wire - varies |
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| 0.000015 BTC | ATM - up to 2% |
Bank - mostly $1.50; up to 0.5% ATM - $3.15 |
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Limits |
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| $10 | Card - $10 | $0.01 | |
| $10 | Card - $10 | $10 | |
| $10 | Card - $10 | $0.01 | |
| $15,000/week |
SEPA - $100,000/transfer UK outbound - $250,000/payment |
Bank - $50k/mo | |
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Cash - $100,000/day Crypto - $500,000/day |
Cash withdrawal - $3,000/day | ATM - €5,000/day | |
Asset Movement |
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Accounts |
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| None | Physical/Virtual | Physical | |
Security |
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| Name, surname, proof of address, ID | Name, surname, ID, possibly proof of address | Name, surname, ID | |
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User Experience |
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| Android/iOS | Android/iOS | Android/iOS | |
| Chat - 24/7 |
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1 Earn (staking) - up to 8.8% APR 2 Opt-in - up to 0.10% |
1 Savings Vaults 2 Robo‑Advisor at 0.25%/yr 3 Stock/ETF trading |
1 Working capital - Capital Advance |
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1 Username functionality (Kraktag) 2 Proof-of-Reserves |
1 55k+ Allpoint in‑network ATMs in the US 2 Disposable virtual cards |
1 None |
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Company's info |
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| 2025 | 2015 | 2005 | |
| Arjun Sethi, Jesse Powell | Nik Storonsky, Vlad Yatsenko | Yuval Tal | |
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| MiCA, FCA, FinCEN | EEA, ECB, FCA, MAS | FinCEN, MSB, CBI, FCA | |
| Visit site Read review | Visit site | Visit site | |
Revolut vs Payoneer Comparison Result Analysis
It's clear there are both Revolut vs Payoneer differences and similarities. Let's go over some of the key aspects and see which is more suited for your remittance needs.
Supported Countries & Currencies
Speaking of worldwide reach, Revolut is supported in Australia, US, UK and +38 more countries, while Payoneer is supported in US, UK, Germany and +190 more countries.
As for fiat currency support, Revolut can be used to transfer AUD, EUR, USD and +23 more currencies. In the meantime, Payoneer supports USD, EUR, GBP and +8 more currencies. Keep in mind that some money transfer services also support crypto – check out the table above to see which ones are available on Revolut and Payoneer (if any).
Verdict at a Glance:
Considering the overall reach, Payoneer offers broader country support than Revolut. When it comes to fiat you can transfer, Revolut is a clear winner with AUD, EUR, USD and +23 more currencies.
Fees
When it comes to the pricing structure, Revolut uses the plan + per-transaction pricing model with up to $10/transfer transaction fees.
Payoneer, on the other hand, bases its pricing on the per-transaction model, and has up to 3% transaction fees.
Check Revolut vs Payoneer fees comparison of deposits, withdrawals and any other priced actions in the table above. You can also see if these platforms apply an exchange rate markup.
Verdict at a Glance:
Revolut uses the plan + per-transaction pricing model, while Payoneer bases its pricing on the per-transaction model. Revolut has up to $10/transfer transaction fees & Payoneer has up to 3% transaction fees.
Transfer Speeds
Revolut is known to offer average transaction speed. It may sometimes vary depending on the delivery method, though – Revolut supports Bank deposit and ATM.
Payoneer supports Bank deposit and ATM as delivery methods and offers average transaction speed.
Verdict at a Glance:
Revolut and Payoneer generally offer the same transfer speed, though it can sometimes depend on your chosen transfer method and the countries you send from/to.
Limits & Funding Methods
Revolut can be funded via Card, ACH, SEPA and SWIFT, and it limits its transfers in the following way - SEPA - $100,000/transfer; UK outbound - $250,000/payment.
Payoneer puts limits on transactions as follows – Bank - $50k/mo. Considering available funding methods, you can deposit money to Payoneer via ACH, SEPA, FPS, EFT, BECS, Zengin and SWIFT.
By the way, many (but not all) providers set minimum deposit, withdrawal, and transfer amounts, which you can check in the Revolut vs Payoneer comparison table above.
Verdict at a Glance:
Regardless of how similar or different Revolut and Payoneer seem, always check your account for actual limits because some platforms tie them to your verification level and country.
Summary
This thorough Revolut vs Payoneer comparison puts Revolut ahead based on several factors. However, if we compare either with Krak, it outperforms both, having an overall score of 9.8. It provides the highest value for money considering its low-to-no costs, ease of use, worldwide support, and transaction speed. That's why it ranks as the top money transfer service provider.
How Is This Revolut vs Payoneer Comparison Created?
1. We Collect
All information in this Revolut vs Payoneer comparison comes from official provider pages, their fee schedules, verified payout samples, and personal testing. We check each country/currency coverage, fees, funding & payout methods, limits, and much more. You can be sure that all the collected information is accurate and up to date.
2. We Examine
Our experts double- and triple-check every data entry in the provider pages and trusted sources. We convert different fee formats into one standard layout, bring all info to the same baseline, and ensure you get all the essential details. The result is clean, comparable information you see in our Money Transfer Services Comparison Tool.
3. We Rate
We rate each provider to make choosing between Payoneer vs Revolut for travel or remittances simple. Our score blends fees, markup presence, transfer speed, coverage, limits, security, and other factors. Each provider gets a clear score and a short verdict so you can quickly see which is cheapest, fastest, or best for specific use cases.
4. You Choose
Then, it's your call. After we compile the data and rate each provider, you can go over the quick and detailed Revolut vs Payoneer comparison tables to place each provider's fees, coverage, delivery methods or any other aspects that matter to you side-by-side. This way, you can pick the best money transfer service for your needs.
FAQ
Is Revolut better than Payoneer?
For some users, Revolut might be better, while others might prefer Payoneer. It generally depends on your needs. When comparing Revolut vs Payoneer for international payments or other use cases, always start with coverage and asset support, then make sure to check total costs and available delivery options. If neither option is suitable for you, consider exploring alternative money transfer services.
What is the best international money transfer service?
"The best" is a subjective term. Users seeking cash pickup or home delivery options will opt for more traditional money transfer services. Others, who seek speed, convenience and low costs, might choose neobank-like services. Speaking of which, one of the best new generation money transfer providers to watch is Ogvio. It’s all about low-to-zero fees, worldwide reach, and instant money transfers. On top of that, with EUR- or USD-denominated accounts, it helps protect funds from local inflation or currency depreciation.
Can I use more than one money transfer app?
Yes, using multiple money transfer apps sometimes might even be a better idea than sticking to one. For example, one provider might offer the lowest costs and fastest speeds, which would be highly beneficial for everyday transfers, while another can provide you with home delivery or cash pickup when you need it. You can surely find the most suitable providers for you using our Money Transfer Service Comparison Tool.
How do Revolut vs Payoneer compare in terms of country and currency support?
Revolut is supported in Australia, US, UK and +38 more countries and can be used to transfer AUD, EUR, USD and +23 more currencies. Payoneer, on the other hand, is supported in US, UK, Germany and +190 more countries and allows USD, EUR, GBP and +8 more currencies transfers. Some providers might be better than others in specific countries or regions (e.g., the Philippines, India, Mexico, etc.).
Which is cheaper for international transfers, Payoneer or Revolut?
Revolut uses the plan + per-transaction pricing model, while Payoneer bases its pricing on the per-transaction model. To see which is the cheaper option, check Revolut vs Payoneer fees comparison above in the "Pricing" field. There, you'll find transaction, deposit, withdrawal, and any other costs, including whether or not they add an exchange rate markup. If neither is cheap enough, check out other money transfer providers.
How to compare platforms with this Money Transfer Service Comparison Tool?
It's very easy to use, just pick two services you want to compare in the drop-down menu and click "Compare Now". Once you do that, you'll get an instant money transfer service comparison. As you scroll through it, you'll find all the key info, including the platform's reach, speed, supported methods, limits, extra features, and the best money transfer fee comparison for 2025 and beyond.
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