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Krak vs Ogvio Comparison At a Glance

We've divided the key information you need to know when comparing Ogvio vs Krak into several aspects: pros & cons, coverage, pricing, limits, supported asset management, accounts and their onboarding, security, user experience and the company's info. However, if you want a quick side-by-side Ogvio vs Krak comparison to see which one is rated better, check out the table below.

With an overall score of 9.8, Ogvio clearly comes out on top. Krak, by comparison, holds a rating of 9.6. As for the service quality and advantages you get considering the platform’s costs, Ogvio outperforms Krak as well, offering better value for money.

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Ogvio logo
Krak logo

Overall Score

9.8
9.6

Transaction Fees

  • Free
  • Free

Pricing Model

Per-transaction Per-transaction

Value For Money

Verdict

A global money transfer service with an additional volatile currency rate pegging to USD and EUR feature. An all-in-one money app for everyday transactions.
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A Detailed Comparison of Ogvio vs Krak

Find out which provider offers the fastest, cheapest, and simplest ways to send money with this elaborate Krak vs Ogvio international transfer comparison table. From supported delivery methods and fees to any extra features, you'll see it all in one place.

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Ogvio logo
Krak logo

Pros

  • Remittance-oriented
  • Instant transfers
  • Incremental-to-no fees
  • Crypto support
  • @username functionality
  • Free transfers between users
  • Smooth payment flow
  • Quick fiat & crypto transfers
  • Reward earning functionality
  • Strong security features
  • Responsive customer support

Cons

  • No card (coming soon)
  • Lacks some features for advanced traders
  • Krakback and similar rewards may be restricted in certain regions

Ease of Use

Coverage

Supported Countries

United States US
Germany Germany
France France
+160 more
United States US
Canada Canada
Indonesia Indonesia
+160 more

Supported Languages

EN
ID
CN
+6 more
EN
IT
FR
+20 more

Supported Fiat Currencies

US Dollar USD
Euro EUR
Canadian Dollar CAD
+40 more
US Dollar USD
Euro EUR
Canadian Dollar CAD
+6 more

Supported Cryptocurrencies

USD Coin USDC
EURC
Bonk BONK
+ 300 more
Bitcoin BTC
Ethereum ETH
Solana SOL
+300 more

Pricing

Deposit Fees

Free Bank - €0-3
Card - €0.25 + 3.75%

Withdrawal Fees

Free 0.000015 BTC

Other Fees

  • Conversion fee (varies)
  • Conversion fee (varies)

Card Maintenance Fees

  • Card coming soon
  • No card

Fee Transparency

Markup

Limits

Minimum Deposit

No minimum $10

Minimum Withdrawal

No minimum $10

Minimum Transfer

No minimum $10

Transfer Limits

No limits $15,000/week

Withdrawal limits

No limits Cash - $100,000/day
Crypto - $500,000/day

Asset Movement

Funding Methods

  • Card
  • Apple Pay
  • Google Pay
  • Bank transfer
  • PayPal
  • Manual bank transfer
  • Apple Pay
  • Card

Delivery Methods

  • Bank deposit
  • Card
  • Google Pay
  • Apple Pay
  • Bank deposit
  • Cash pickup
  • Wallet transfer

Supported Networks

  • Base
  • Ethereum
  • Solana
  • Base
  • + 50 more

Transaction Speed

|
|
|
|
|
Slow
Average
Instant
|
|
|
|
|
Slow
Average
Instant

Bulk Payments

Scheduled Payments

Accounts

Business Account

Virtual IBANs

Physical / Virtual Card

Coming soon None

Onboarding Time

|
|
|
|
|
Long
Average
Very Quick
|
|
|
|
|
Long
Average
Very Quick

Security

KYC

Name, surname, possibly ID, and selfie Name, surname, proof of address, ID

Fraud/AML Prevention

  • KYC
  • Non-custodial
  • Verification levels & limits
  • Prohibited regions list

Account Protection

  • 256-bit AES encryption
  • Biometrics
  • Storage vault
  • Proof-of-Reserves
  • Robust encryption
  • Privacy & data safeguards

User Experience

Mobile App

Coming soon Android/iOS

App UX

Customer Support

Email Chat - 24/7

Analytics & Reporting

  • Spend analytics
  • Export CSV
  • Earnings analytics
N/A

Interest / Investment / Savings Options

1

Crypto trading

2

Staking

1

Earn (staking) - up to 8.8% APR

2

Opt-in - up to 0.10%

Extra Features

1

Username functionality

2

No freezes

3

Referral program

1

Username functionality (Kraktag)

2

Proof-of-Reserves

Company's info

Founded In

2025 2025

Founders

Vytautas Zabulis Arjun Sethi, Jesse Powell

Headquarters

United States
United States
United States
United States

Licensing

MSB MiCA, FCA, FinCEN

Check Official Website

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Ogvio vs Krak Comparison Result Analysis

It's clear there are both Ogvio vs Krak differences and similarities. Let's go over some of the key aspects and see which is more suited for your remittance needs.

Supported Countries & Currencies

Speaking of worldwide reach, Ogvio is supported in US, Germany, France and +160 more countries, while Krak is supported in US, Canada, Indonesia and +160 more countries.

As for fiat currency support, Ogvio can be used to transfer USD, EUR, CAD and +40 more currencies. In the meantime, Krak supports USD, EUR, CAD and +6 more currencies. Keep in mind that some money transfer services also support crypto – check out the table above to see which ones are available on Ogvio and Krak (if any).

Verdict at a Glance:

Considering the overall reach, Ogvio and Krak are available in a similar number of countries. When it comes to fiat you can transfer, Ogvio is a clear winner with USD, EUR, CAD and +40 more currencies.

Fees

When it comes to the pricing structure, Ogvio uses the per-transaction pricing model with no transaction fees. Krak also uses the same model and has no transaction fees.

Check Ogvio vs Krak fees comparison of deposits, withdrawals and any other priced actions in the table above. You can also see if these platforms apply an exchange rate markup.

Verdict at a Glance:

Both Ogvio and Krak use the per-transaction pricing model. Ogvio has no transaction fees & Krak has no transaction fees.

Transfer Speeds

Ogvio is known to offer instant transaction speed. It may sometimes vary depending on the delivery method, though – Ogvio supports Bank deposit, Card, Google Pay and Apple Pay.

Krak supports Bank deposit, Cash pickup and Wallet transfer as delivery methods and offers instant transaction speed.

Verdict at a Glance:

Ogvio and Krak generally offer the same transfer speed, though it can sometimes depend on your chosen transfer method and the countries you send from/to.

Limits & Funding Methods

Ogvio can be funded via Card, Apple Pay, Google Pay and Bank transfer, and it limits its transfers in the following way - No limits.

Krak puts limits on transactions as follows – $15,000/week. Considering available funding methods, you can deposit money to Krak via PayPal, Manual bank transfer, Apple Pay and Card.

By the way, many (but not all) providers set minimum deposit, withdrawal, and transfer amounts, which you can check in the Ogvio vs Krak comparison table above.

Verdict at a Glance:

Regardless of how similar or different Ogvio and Krak seem, always check your account for actual limits because some platforms tie them to your verification level and country.


How Is This Ogvio vs Krak Comparison Created?

We Collect Ogvio vs Krak

1. We Collect

All information in this Ogvio vs Krak comparison comes from official provider pages, their fee schedules, verified payout samples, and personal testing. We check each country/currency coverage, fees, funding & payout methods, limits, and much more. You can be sure that all the collected information is accurate and up to date.

We Examine Ogvio vs Krak

2. We Examine

Our experts double- and triple-check every data entry in the provider pages and trusted sources. We convert different fee formats into one standard layout, bring all info to the same baseline, and ensure you get all the essential details. The result is clean, comparable information you see in our Money Transfer Services Comparison Tool.

We Rate Ogvio vs Krak

3. We Rate

We rate each provider to make choosing between Krak vs Ogvio for travel or remittances simple. Our score blends fees, markup presence, transfer speed, coverage, limits, security, and other factors. Each provider gets a clear score and a short verdict so you can quickly see which is cheapest, fastest, or best for specific use cases.

You Choose Ogvio vs Krak

4. You Choose

Then, it's your call. After we compile the data and rate each provider, you can go over the quick and detailed Ogvio vs Krak comparison tables to place each provider's fees, coverage, delivery methods or any other aspects that matter to you side-by-side. This way, you can pick the best money transfer service for your needs.

FAQ

Is Ogvio better than Krak?

For some users, Ogvio might be better, while others might prefer Krak. It generally depends on your needs. When comparing Ogvio vs Krak for international payments or other use cases, always start with coverage and asset support, then make sure to check total costs and available delivery options. If neither option is suitable for you, consider exploring alternative money transfer services.

What is the best international money transfer service?

"The best" is a subjective term. Users seeking cash pickup or home delivery options will opt for more traditional money transfer services. Others, who seek speed, convenience and low costs, might choose neobank-like services. Speaking of which, one of the best new generation money transfer providers to watch is Ogvio. It’s all about low-to-zero fees, worldwide reach, and instant money transfers. On top of that, with EUR- or USD-denominated accounts, it helps protect funds from local inflation or currency depreciation.

Can I use more than one money transfer app?

Yes, using multiple money transfer apps, be it Krak and Ogvio or any other, sometimes might even be a better idea than sticking to one. For example, one provider might offer the lowest costs and fastest speeds, which would be highly beneficial for everyday transfers, while another can provide you with home delivery or cash pickup when you need it. You can surely find the most suitable providers for you using our Money Transfer Service Comparison Tool.

How do Ogvio vs Krak compare in terms of country and currency support?

Ogvio is supported in US, Germany, France and +160 more countries and can be used to transfer USD, EUR, CAD and +40 more currencies. Krak, on the other hand, is supported in US, Canada, Indonesia and +160 more countries and allows USD, EUR, CAD and +6 more currencies transfers. Some providers might be better than others in specific countries or regions (e.g., the Philippines, India, Mexico, etc.).

Which is cheaper for international transfers, Krak or Ogvio?

Both Ogvio and Krak use the per-transaction pricing model. To see which is the cheaper option, check Ogvio vs Krak fees comparison above in the "Pricing" field. There, you'll find transaction, deposit, withdrawal, and any other costs, including whether or not they add an exchange rate markup. If neither is cheap enough, check out other money transfer providers.

How to compare platforms with this Money Transfer Service Comparison Tool?

It's very easy to use, just pick two services you want to compare in the drop-down menu and click "Compare Now". Once you do that, you'll get an instant money transfer service comparison. As you scroll through it, you'll find all the key info, including the platform's reach, speed, supported methods, limits, extra features, and the best money transfer fee comparison for 2025 and beyond.

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