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PayPal vs Ogvio Comparison At a Glance

We've divided the key information you need to know when comparing Ogvio vs PayPal into several aspects: pros & cons, coverage, pricing, limits, supported asset management, accounts and their onboarding, security, user experience and the company's info. However, if you want a quick side-by-side Ogvio vs PayPal comparison to see which one is rated better, check out the table below.

With an overall score of 9.8, Ogvio clearly comes out on top. PayPal, by comparison, holds a rating of 8.6. As for the service quality and advantages you get considering the platform’s costs, Ogvio outperforms PayPal as well, offering better value for money.

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Ogvio logo
PayPal logo

Overall Score

9.8
8.6

Transaction Fees

  • Free-to-Low
  • Up to 5.40%

Pricing Model

Per-transaction Per-transaction

Value For Money

Verdict

A global money transfer service with an additional volatile currency rate pegging to USD or EUR. A trusted way to send money worldwide, though its fees are higher than newer payment apps.
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A Detailed Comparison of Ogvio vs PayPal

Find out which provider offers the fastest, cheapest, and simplest ways to send money with this elaborate PayPal vs Ogvio international transfer comparison table. From supported delivery methods and fees to any extra features, you'll see it all in one place.

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Ogvio logo
PayPal logo

Pros

  • Remittance-oriented
  • Instant transfers
  • Incremental-to-no fees
  • Crypto support
  • @Tag functionality
  • Free transfers between users
  • Easy to use
  • Simple payment process
  • Strong security
  • Wide coverage
  • Access to crypto

Cons

  • No card (coming soon)
  • High fees
  • Not available everywhere
  • Customer support complaints

Ease of Use

Coverage

Supported Countries

UK
Germany Germany
France France
+160 more
Malaysia Malaysia
South Korea South Korea
Italy Italy
+197 more

Supported Languages

EN
ID
CN
+6 more
EN
DE
JPN
+23 more

Supported Fiat Currencies

US Dollar USD
Euro EUR
Canadian Dollar CAD
+40 more
Danish Krone DKK
Malaysian Ringgit MYR
New Zealand Dollar NZD
+23 more

Supported Cryptocurrencies

USD Coin USDC
Bitcoin BTC
Ethereum ETH
+ 7 more
Bitcoin Cash BCH
Chainlink LINK
PYUSD
+5 more

Pricing

Deposit Fees

Bank - free
Crypto - free
Card - varies
Free

Withdrawal Fees

Varies Bank/Card - up to 3%
ATM - $2.50

Other Fees

  • Conversion fee (varies)
  • Card payments (non AD/HR/IS/MC) - 3.4% + fixed fee
  • Currency conversion - 4%-4.5%

Card Maintenance Fees

  • Card coming soon
  • Free

Fee Transparency

Markup

Limits

Minimum Deposit

No minimum Not specified

Minimum Withdrawal

No minimum $1

Minimum Transfer

No minimum $1

Transfer Limits

Varies Card (instant) - $5,000/day; $15k/mo
Bank (instant) - $25,000/transfer

Withdrawal limits

No limits ATM - $400/day
OTC - $5,000/day
Instant (card) - $7,5000/day
Instant (bank) - $25,000/transfer

Asset Movement

Funding Methods

  • Bank transfer
  • Crypto transfer
  • Card payment
  • Apple Pay/Google Pay
  • Card
  • Bank account
  • Direct deposit (US)
  • Cash reload (US)

Delivery Methods

  • Internal
  • Bank deposit
  • Crypto wallet
  • Bank deposit

Supported Networks

  • Base
  • Ethereum
  • Arbitrum
  • Stellar
  • + more

Transaction Speed

|
|
|
|
|
Slow
Average
Instant
|
|
|
|
|
Slow
Average
Instant

Bulk Payments

Scheduled Payments

Accounts

Business Account

Virtual IBANs

Physical / Virtual Card

Coming soon Physical/Virtual

Onboarding Time

|
|
|
|
|
Long
Average
Very Quick
|
|
|
|
|
Long
Average
Very Quick

Security

KYC

Name, surname, ID, selfie, and proof of address Name, surname, ID, proof of address

Fraud/AML Prevention

  • KYC
  • Non-custodial
  • KYC/CIP
  • Sanctions screening
  • Transaction monitoring
  • ML risk control

Account Protection

  • 256-bit AES encryption
  • 2FA
  • On-chain storage vault
  • 2FA
  • MFA
  • Limits & card controls

User Experience

Mobile App

Coming soon Android/iOS

App UX

Customer Support

  • Email
  • Chatbot
  • Chatbot
  • Phone
  • Resolution Center

Analytics & Reporting

  • Spend analytics
  • Export CSV
  • Earnings analytics
  • Activity reports
  • Export CSV

Interest / Investment / Savings Options

1

Crypto trading

1

PayPal Savings - 3.8% APY (US-only)

2

Buy now pay later

3

Brand cashbacks

Extra Features

1

@Tag functionality

2

No freezes

3

Referral program

1

Mass Pay

2

Donation and nonprofit tools

3

Buyer protection

Company's info

Founded In

2025 1998

Founders

Vytautas Zabulis Peter Thiel, Max Levchin, Luke Nosek, Ken Howery, Yu Pan

Headquarters

United States
United States
United States
United States

Licensing

MSB FinCEN, ASIC, FCA

Check Official Website

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Ogvio vs PayPal Comparison Result Analysis

It's clear there are both Ogvio vs PayPal differences and similarities. Let's go over some of the key aspects and see which is more suited for your remittance needs.

Supported Countries & Currencies

Speaking of worldwide reach, Ogvio is supported in UK, Germany, France and +160 more countries, while PayPal is supported in Malaysia, South Korea, Italy and +197 more countries.

As for fiat currency support, Ogvio can be used to transfer USD, EUR, CAD and +40 more currencies. In the meantime, PayPal supports DKK, MYR, NZD and +23 more currencies. Keep in mind that some money transfer services also support crypto – check out the table above to see which ones are available on Ogvio and PayPal (if any).

Verdict at a Glance:

Considering the overall reach, PayPal offers broader country support than Ogvio. When it comes to fiat you can transfer, Ogvio is a clear winner with USD, EUR, CAD and +40 more currencies.

Fees

When it comes to the pricing structure, Ogvio uses the per-transaction pricing model with free-to-low transaction fees. PayPal also uses the same model and has up to 5.40% transaction fees.

Check Ogvio vs PayPal fees comparison of deposits, withdrawals and any other priced actions in the table above. You can also see if these platforms apply an exchange rate markup.

Verdict at a Glance:

Both Ogvio and PayPal use the per-transaction pricing model. Ogvio has free-to-low transaction fees & PayPal has up to 5.40% transaction fees.

Transfer Speeds

Ogvio is known to offer instant transaction speed. It may sometimes vary depending on the delivery method, though – Ogvio supports Internal, Bank deposit and Crypto wallet.

PayPal supports Bank deposit as delivery methods and offers average transaction speed.

Verdict at a Glance:

Ogvio is generally faster than PayPal. though it can sometimes depend on your chosen transfer method and the countries you send from/to.

Limits & Funding Methods

Ogvio can be funded via Bank transfer, Crypto transfer, Card payment and Apple Pay/Google Pay, and it limits its transfers in the following way - Varies.

PayPal puts limits on transactions as follows – Card (instant) - $5,000/day; $15k/mo; Bank (instant) - $25,000/transfer. Considering available funding methods, you can deposit money to PayPal via Card, Bank account, Direct deposit (US) and Cash reload (US).

By the way, many (but not all) providers set minimum deposit, withdrawal, and transfer amounts, which you can check in the Ogvio vs PayPal comparison table above.

Verdict at a Glance:

Regardless of how similar or different Ogvio and PayPal seem, always check your account for actual limits because some platforms tie them to your verification level and country.


How Is This Ogvio vs PayPal Comparison Created?

We Collect Ogvio vs PayPal

1. We Collect

All information in this Ogvio vs PayPal comparison comes from official provider pages, their fee schedules, verified payout samples, and personal testing. We check each country/currency coverage, fees, funding & payout methods, limits, and much more. You can be sure that all the collected information is accurate and up to date.

We Examine Ogvio vs PayPal

2. We Examine

Our experts double- and triple-check every data entry in the provider pages and trusted sources. We convert different fee formats into one standard layout, bring all info to the same baseline, and ensure you get all the essential details. The result is clean, comparable information you see in our Money Transfer Services Comparison Tool.

We Rate Ogvio vs PayPal

3. We Rate

We rate each provider to make choosing between PayPal vs Ogvio for travel or remittances simple. Our score blends fees, markup presence, transfer speed, coverage, limits, security, and other factors. Each provider gets a clear score and a short verdict so you can quickly see which is cheapest, fastest, or best for specific use cases.

You Choose Ogvio vs PayPal

4. You Choose

Then, it's your call. After we compile the data and rate each provider, you can go over the quick and detailed Ogvio vs PayPal comparison tables to place each provider's fees, coverage, delivery methods or any other aspects that matter to you side-by-side. This way, you can pick the best money transfer service for your needs.

FAQ

Is Ogvio better than PayPal?

For some users, Ogvio might be better, while others might prefer PayPal. It generally depends on your needs. When comparing Ogvio vs PayPal for international payments or other use cases, always start with coverage and asset support, then make sure to check total costs and available delivery options. If neither option is suitable for you, consider exploring alternative money transfer services.

What is the best international money transfer service?

"The best" is a subjective term. Users seeking cash pickup or home delivery options will opt for more traditional money transfer services. Others, who seek speed, convenience and low costs, might choose neobank-like services. Speaking of which, one of the best new generation money transfer providers to watch is Ogvio. It’s all about low-to-zero fees, worldwide reach, and instant money transfers. On top of that, with EUR- or USD-denominated accounts, it helps protect funds from local inflation or currency depreciation.

Can I use more than one money transfer app?

Yes, using multiple money transfer apps sometimes might even be a better idea than sticking to one. For example, one provider might offer the lowest costs and fastest speeds, which would be highly beneficial for everyday transfers, while another can provide you with home delivery or cash pickup when you need it. You can surely find the most suitable providers for you using our Money Transfer Service Comparison Tool.

How do Ogvio vs PayPal compare in terms of country and currency support?

Ogvio is supported in UK, Germany, France and +160 more countries and can be used to transfer USD, EUR, CAD and +40 more currencies. PayPal, on the other hand, is supported in Malaysia, South Korea, Italy and +197 more countries and allows DKK, MYR, NZD and +23 more currencies transfers. Some providers might be better than others in specific countries or regions (e.g., the Philippines, India, Mexico, etc.).

Which is cheaper for international transfers, PayPal or Ogvio?

Both Ogvio and PayPal use the per-transaction pricing model. To see which is the cheaper option, check Ogvio vs PayPal fees comparison above in the "Pricing" field. There, you'll find transaction, deposit, withdrawal, and any other costs, including whether or not they add an exchange rate markup. If neither is cheap enough, check out other money transfer providers.

How to compare platforms with this Money Transfer Service Comparison Tool?

It's very easy to use, just pick two services you want to compare in the drop-down menu and click "Compare Now". Once you do that, you'll get an instant money transfer service comparison. As you scroll through it, you'll find all the key info, including the platform's reach, speed, supported methods, limits, extra features, and the best money transfer fee comparison for 2025 and beyond.

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