What is SmartCredit.io (SMARTCREDIT)?
SmartCredit.io is an AI-driven self-custodial neobank that has over 20,000 registered users. It provides a decentralized, peer-to-peer platform for global lending, connecting lenders and borrowers without intermediaries. The goal of SmartCredit.io is to provide all financial services that conventional banks provide, but in a self-custodial manner that complies with all applicable regulations. Besides, SmartCredit.io does not impose bank run risks as other Money-Market-based lending systems do. The SMARTCREDIT coin is the native utility token of the platform.
Borrowers on the platform are provided with fixed-term and fixed-interest-rate collateralized loans, while lenders can enjoy personal fixed-income funds. Moreover, SmartCredit.io employs the Positions Monitoring System that allows the effective use of collateral. Besides that, the platform provides users with a variety of other benefits, including fiat on-ramp/off-ramp service via Mt Pelerin, AI API and borrow/lend SDK integrations for other wallets and platforms, as well as staking services that allow users to earn rewards.
Additionally, the project has its own AI product line, which can be accessed through the smarttrust.io platform. It features a free-to-use AI-driven predictive Crypto Fraud Score, AI-driven Crypto Trust Score for lenders, and AI-driven Continuous Transaction Monitoring tool for other crypto service providers.
The SMARTCREDIT crypto asset can be used for various purposes, including providing bonus rewards to borrowers and lenders on Ethereum, offering staking rewards to holders, and giving integrator bonus rewards. Furthermore, borrowing and lending transactions on the platform are carried out with the SMARTCREDIT token as well.
Martin Ploom and Tarmo Ploom, both Chartered Financial Analysts (CFAs), created SmartCredit together. The two had been vice presidents for Credit Suisse in Zurich, Switzerland, for a decade.
The live SMARTCREDIT price is featured on the SmartCredit.io price chart above.
These are the project's quantitative metrics of its official X account that can be used to trace regular or artificial Social activity & growth within the project.
Followers
4.71K
Followers: 4,712
0.17%
Following
312
0.00%
Posts count
2,680
0.38%
These are the project's quantitative metrics of its official Reddit account that can be used to trace regular or artificial Social activity & growth within the project.
Subscribers
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These are the project's quantitative metrics of its official Telegram account that can be used to trace regular or artificial Social activity & growth within the project.
Members
3.36K
Members: 3,364
0.36%
Title
SmartCredit.io Community
These are the project website's metrics based on Ahrefs Rank. They're used to trace website activity & growth within the project. DR (Domain Rating) metric is a sign of the project's website reputability that is ranked from 0 to 100 (the higher the rank, the better reputability). Organic Traffic - is a metric of how many monthly users visit the project's website via search engines. All these metrics are used for determining active or passive projects despite the artificial hype.
Website Rating (DR)
28 / 100
3.33%
Ahrefs Rank
4,094,439
4.83%
Organic Traffic (mo.)
6
14.29%
These are the project's quantitative metrics of its Organizational GitHub Public account that can be used to trace regular or artificial development activity & growth within the project.
Public repos
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These are the project's quantitative metrics of its official GitHub Public Repositories that can be used to trace regular or artificial development activity, growth & popularity of the project.
Stars
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Watchers
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Language
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SmartCredit Token hot topics
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@smartcredit_io posts