Visa Starts 24/7 USDC Blockchain Settlements

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Visa Launches 24/7 USDC Settlements, Pioneering Blockchain Payments

Written by Aaron S.,

Editor-In-Chief

Last Updated: December 17, 2025

Key Takeaways

Visa now lets US banks settle payments in USDC on Solana, with Cross River and Lead Bank piloting the rollout through 2026;
This marks Visa’s first USDC settlement in the US, which builds on $3.5 billion in annual global crypto settlements;
Visa deepens its blockchain role with Circle’s Arc project and a new Stablecoins Advisory Practice for banks and fintechs.

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Visa Launches 24/7 USDC Settlements, Pioneering Blockchain Payments

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Visa has introduced a new option for US banks to settle payments in USDC USDC $1.00 on the Solana SOL $138.82 blockchain.

Two participating banks, Cross River Bank and Lead Bank, are taking part in this rollout. Wider adoption and service expansion are expected through 2026.

The initiative is designed to offer several benefits, including faster money movement on the blockchain and round-the-clock transaction availability, even on weekends and holidays.

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These features aim to streamline business treasury processes, though cardholder experiences remain unchanged.

Visa is also strengthening its partnership with Circle as a design collaborator on Arc, a new blockchain in its public testnet phase. Once Arc officially launches, Visa intends to use it for USDC settlement and plans to run a validator node on the network.

In addition, Visa has started a Stablecoins Advisory Practice as a resource for banks, retailers, and fintech companies that want to build, set up, or operate stablecoin-based products and services.

This update builds on Visa's international program, which, by November 30, reached an annualized settlement volume of more than $3.5 billion. For the first time, issuers and acquirers in the United States can fulfill their VisaNet obligations in USDC rather than conventional currency.

StraitsX, a payment company regulated by the Monetary Authority of Singapore (MAS), recently announced plans to launch its XSGD and XUSD stablecoins on the Solana blockchain. What did the company say? Read the full story.