Stripe Launches Stablecoin Accounts and AI Tools

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Stripe Launches Stablecoin Accounts and AI Tools for Global Businesses

Written by Aaron S.,

Editor-In-Chief

Last Updated: May 08, 2025

Key Takeaways

Stripe launched Stablecoin Financial Accounts, which lets businesses hold and send USDC and USDB across 101 countries;
The new Payments Foundation Model uses AI trained on billions of transactions to boost fraud detection and payment approvals;
Stripe also introduced multi-currency accounts to help businesses manage USD, EUR, and GBP without extra foreign exchange fees.

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Stripe Launches Stablecoin Accounts and AI Tools for Global Businesses

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Stripe, a financial infrastructure platform, announced new products that expand its use of both stablecoins and artificial intelligence (AI) at its annual user event in San Francisco.

One of the key updates is the launch of Stablecoin Financial Accounts. These accounts will allow businesses in 101 countries to hold balances in stablecoins backed by the US dollar.

Companies will be able to receive payments either in cryptocurrency or through traditional payment methods and send stablecoins worldwide. The accounts will support USDC USDC $0.9982 and Bridge's USDB at first.

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Another important announcement was Stripe’s Payments Foundation Model. This AI tool has been trained on billions of past transactions. It is designed to help detect fraud more effectively and improve the chances that payments are approved.

Stripe’s CEO, Patrick Collison, stated:

There are not one, but two, gale-force tailwinds, well off the Beaufort scale, dramatically reshaping the economic landscape around us: AI and stablecoins.

He added that Stripe’s role is to advance these technologies so businesses using the platform can take advantage of them immediately.

In addition to the stablecoin accounts, Stripe introduced multi-currency accounts. These will let businesses hold, convert, and spend money in USD, EUR, and GBP. This can help companies avoid extra costs from foreign exchange when handling payments in different currencies.

On May 6, the crypto exchange Coinbase introduced a new payment tool called x402. What does it do? Read the full story.