Sen. Tillis Says Crypto Law Faces 2026 Election Deadline

Senator Thom Tillis Warns Crypto Law Faces Countdown Before 2026 Elections

Written by Aaron S.,

Editor-In-Chief

Last Updated: October 28, 2025

Key Takeaways

Senator Tillis warns that US lawmakers have limited time to pass crypto legislation before the 2026 election cycle slows progress;
The CLARITY Act, passed by the House in July, remains stalled in the Senate due to political delays and a recent government shutdown;
Senators Tillis and Lummis both acknowledge that crypto reform is possible by 2026, but only with swift legislative action.

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Senator Thom Tillis of North Carolina has raised concerns that efforts to pass cryptocurrency regulations in the United States could soon lose momentum.

As a member of the Senate Banking Committee, Tillis noted that lawmakers have a limited window to advance crypto-related legislation before the political focus shifts to upcoming elections.

According to a Bloomberg report on October 27, Tillis suggested that if Congress wants to act, it needs to do so before 2026.

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Although the current legislative session runs until January 2027, he stated that as election season approaches, it will become harder to make progress on bills related to digital currencies, stablecoins, and related technology.

One of the key proposals under review is the CLARITY Act, which the House of Representatives passed in July. That bill is waiting for discussion in the Senate.

Recent events in Congress have further delayed the process. On October 1, a government shutdown began after lawmakers failed to reach a funding agreement. While the Senate continued its sessions, the House remained mostly inactive.

Speaker Mike Johnson had already paused most activities before the shutdown even started.

Senator Cynthia Lummis, who also serves on the Banking Committee, had previously said that the Senate’s version of a crypto bill, the Responsible Financial Innovation Act, could become law by 2026.

Recently, Brian Armstrong, CEO of Coinbase $1.88B , shared his views on the work to establish crypto rules in the US Senate. What did he say? Read the full story.