Nubank to Pilot Stablecoin Payments via Credit Cards

Written by Aaron S.,

Editor-In-Chief

Last Updated: September 19, 2025

Key Takeaways

Nubank is preparing a pilot program to let users make credit card payments using stablecoins pegged to the US dollar;
Vice-chairman Roberto Campos Neto said the goal is to bring digital currencies into everyday banking through familiar tools;
Campos Neto also stated that banks must adapt to tokenized assets by finding safe ways to accept and lend using digital currency.

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Nubank, a digital bank in Latin America, is preparing to allow customers to use stablecoins when paying with credit cards.

This information came from Roberto Campos Neto, the bank’s vice-chairman and former head of Brazil’s central bank.

According to a report by a local media outlet, he spoke about the plan at the Meridian 2025 event, where he discussed the growing role of blockchain technology in the financial system.

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Campos Neto shared that Nubank is working on a trial that will connect stablecoin payments to its credit card services. The idea is to integrate digital currencies into regular banking by using them in ways people are already familiar with, such as paying credit card bills.

He pointed out that many people are holding digital currencies not to spend them, but to save them as a long-term investment. He said it is important to understand why that is the case and how it might change if spending becomes easier.

Another point Campos Neto raised was the need for banks to adapt. If people want to deposit digital money, banks should figure out how to accept it safely and use it to offer credit, just like they do with traditional money.

Nubank started in São Paulo in 2013 and now operates in Brazil, Mexico, and Colombia. It serves over 100 million customers. In 2022, the bank began exploring cryptocurrencies by investing 1% of its holdings in Bitcoin BTC $116,632.67 .

Recently, MoneyGram introduced a digital payment app in Colombia. How does it work? Read the full story.