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Plus: Ripple launches treasury tool for businesses

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GM. Ain't no no pulp fiction here - just real-deal crypto news squeezed into your inbox.

Pour yourself a glass:

🍍 Fed meeting aftermath;

🏦 Ripple Treasury;

🍋 SEC clarifies token rules, crypto scammers using AI + more

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🍍 Market flavor today

Fear and Greed Index
Find out more about the Fear & Greed Index here.

 Crypto Market Cap: $2.94T -2.36% (24H)
  Name   Price 24H 7D
Bitcoin Bitcoin BTC $85,155.85 -4.94% -4.35%
Ethereum Ethereum ETH $2,831.51 -6.00% -3.80%
BNB BNB BNB $864.55 -4.41% -2.18%
XRP XRP XRP $1.80 -5.54% -5.77%
Prices as of 11:00 AM EST. Click here to see live data.

Crypto today feels like that long pause on a Zoom call where everyone's waiting for someone to speak. Cameras on. Mics muted. Nobody blinking.

Here's the story. Yesterday, the Fed did the thing everyone expected, but nobody was excited about: they paused rates.

After that + Jerome Powell's slightly hawkish remarks, markets immediately pushed expectations of a rate cut further into late 2026.

Target rate probabilities for March Fed meeting, 01-29

Source: CME FedWatch

Translation: liquidity isn't coming to save us anytime soon. And crypto heard that message loud and clear.

👉 Bitcoin dropped to the $87K - $88K range again;

👉 Ethereum went below $3K;

👉 Total crypto market cap shed ~$70B in a day.

Which isn't very fun... but at the same time, the market didn't completely fall apart.

The current state is: sellers aren't in control, but buyers aren't stepping in aggressively either. Conviction paused along with rates.

So yeah, crypto doesn't seem to have lost confidence, but it did lose urgency. With rates staying high and cuts pushed further out, rallies need a reason now.

Liquidity-driven moves don't get a free pass anymore.

And that Zoom call from the start?

Still quiet. Still awkward. But nobody's logged off.

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🤝 One app, all markets, zero switching

Bitget banner

Crypto traders, meet your new everything app 👀

Bitget went full Universal Exchange mode - meaning you can now trade crypto and TradFi all in one place.

No platform-hopping. No fiat juggling. Just vibes and charts.

What's live:

🪙 2M+ crypto tokens

📈 100+ tokenized stocks & ETFs

⚜️ Gold, FX, commodities, indices (hello XAU/USD & Nasdaq)

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Check it out

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🥝 Memecoin harvest

Gains so fake-looking, your accountant is suspicious 🧾

Data as of 09:11 AM EST.

Check out these memecoins and plenty more here.

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🏦 Ripple Treasury

Imagine you run a growing business.

You've got money in three banks, payments coming in from different countries, bills going out in different currencies, and a mess of spreadsheets trying to keep it all straight.

Every time money crosses a border, it feels like sending a letter by carrier pigeon and hoping it arrives next week.

Now imagine someone says:

"What if all of that lived in one clean dashboard, and moving money internationally felt more like sending an email?"

That's the lane this story lives in.

Ripple launched a new product called Ripple Treasury.

Ripple has spent years building technology for moving money across borders. And with this launch, they introduced software designed for companies that manage large amounts of cash across different countries and currencies.

Ripple Treasury is software for corporate finance teams. It lets businesses:

👉 See all their money (cash + crypto) in one place;

👉 Move funds across borders faster;

👉 Manage payments without stitching together banks, middlemen, and spreadsheets.

... Yeah, nothing about this is flashy. It's not an app you download. It's not something most people will ever touch directly.

But that's kind of the point.

Ripple Treasury announcement post

Source: @GTreasury

Because here's the thing most people miss about crypto: the loudest stuff isn’t always the most important stuff.

Most crypto attention goes to prices, memes, scandals, etc etc etc.

But that seems to be changing - crypto tech is moving from speculation into infrastructure.

Ripple Treasury is a good example of that change.

👉 Instead of asking, "How do we get more people to trade crypto?"

👉 This asks, "How do we make moving money less dumb for businesses?"

That's a very different mindset.

For decades, global payments have been outdated. Money can take days to move. Fees are high. Visibility is terrible. And companies mostly accept this because "that's just how it works."

What Ripple is betting on is:

If blockchain can make that process faster, clearer, and cheaper, companies don’t need to believe in crypto. They just need it to work.

And here's the nuance that matters:

👉 This doesn't mean banks disappear.

👉 It doesn't mean crypto replaces everything.

👉 It means crypto starts showing up inside systems people already trust.

That's how real tech adoption usually happens.

Now, if you're a regular crypto investor, your instinct is probably:

"Cool cool cool… 🤠 but why should I care?"

Totally fair. This doesn't pump a chart. It doesn't create drama. It doesn't give you something to trade tomorrow.

But here's the counterpoint:

Markets care about hype first. Systems care about reliability.

👉 Retail investors show up early and loud;

👉 Institutions show up late and boring - but they bring scale.

Tools like this are how crypto stops being a side hobby and starts becoming financial plumbing. You don't brag about plumbing... but you notice when it breaks.

So, Ripple Treasury isn't about making money exciting. It's about making money move like it belongs in 2026, not 1996.

Most people won't notice this change while it’s happening - just like nobody celebrated when email replaced fax machines.

But one day, we'll look back and realize that crypto didn't change the world by being loud...

It did it by becoming invisible.

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🍋 News drops you can't miss

⚖️ The SEC says tokenized securities now fit into two main categories under current rules. This update should help everyone sort their tokenized assets without the guesswork.

🤖 TRM Labs says crypto scammers used LLMs 500% more in 2025. AI made it way easier for fraudsters to reach people, sound believable, and pull off scams faster.

🥇 Hang Seng Investment Management launched the Hang Seng Gold ETF in Hong Kong. It tracks the LBMA Gold Price AM, letting investors follow global gold prices without messing around with actual gold.

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🍌 Juicy memes

Meme about the ups and downs of cryptocurrency investing strategies.

Source: @CryptoMemes

Meme about the skepticism of Bitcoiners towards new crypto token claims.

Source: @CryptoTea_

Meme about the struggle of waiting for devices to charge overnight.

Source: @BillyM2k

Gode S. Web3 Market Analyst
Gode is a Web3 Market Analyst who researches the most important industry events and interprets how they affect the wider Web3 space. Her formal education in media culture & digital rhetoric allows her to employ a methodical approach to evaluating critical Web3 news data, including large-scale events and the wider social sentiment within the ecosystem.
Gode is a mutilingual professional, having studied in multiple universities all across Europe. This allows her to have a one-of-a-kind opportunity to analyze Web3 social sentiments spanning different cultures and languages and, in turn, develop a much deeper understanding of how the Web3 space is growing within different communities. With the rest of her team, Gode works to identify crucial crypto news patterns and provide unbiased and data-driven information.
Gode’s passions include working and communicating with people, and when she’s not researching Web3 news, she spends her time traveling and watching true crime documentaries.

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