Moldova Sets 2026 Deadline for National Crypto Framework

Crypto News Regulation

Written by Aaron S.,

Editor-In-Chief

Last Updated: January 16, 2026

Key Takeaways

Moldova plans to roll out its first national crypto regulations by late 2026, which aligns with the EU’s MiCA framework;
The draft law will allow citizens to legally hold and trade crypto, while banning its use for payments;
The rules will set clear AML, transparency, and licensing criteria for crypto traders and companies.

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Moldova Sets 2026 Deadline for National Crypto Framework

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Moldova aims to introduce its first national crypto regulatory framework by the end of 2026, according to Finance Minister Andrian Gavrilita, in an interview broadcast on January 14.

The initiative will align domestic laws with the European Union's Markets in Crypto‑Assets Regulation (MiCA).

A draft law is underway, involving the finance ministry, the central bank, the country's financial markets watchdog, and anti–money-laundering officials. This legislation would make it legal to hold or trade cryptocurrencies in a regulated environment.

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The planned rules will not authorize payments for goods or services in Moldova using digital assets.

MiCA guidelines within the EU began applying to service providers on December 30, 2024. Moldova's effort aims to synchronize with the EU framework.

Finance Minister Gavrilita stated:

We have the responsibility to regulate them, and it will be the right of citizens to hold these currencies.

Gavrilita clarified that cryptocurrencies are considered speculative. He does not view them as investments and predicted that the regulations would be passed this year.

The country's central bank has repeatedly issued warnings about the risks digital assets may pose, particularly regarding volatility and potential use for money laundering.

The draft law will specify who can trade cryptocurrencies, convert them into traditional currencies, and run crypto-related businesses. It will also outline anti–money laundering and transparency standards.

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