Gen Z Wants Crypto in Dating, but Few Actually Use It

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Written by Aaron S.,

Editor-In-Chief

Last Updated: February 12, 2026

Key Takeaways

Gen Z shows interest in crypto for dating, but only 13% have used it to pay for a date due to limited direct payment options;
Financial literacy ranks high in dating, with 76% of Gen Z and 75% of millennials viewing it as an attractive trait;
Knowledge of digital tools boosts appeal for over half of respondents, but only 17% say crypto ownership increases attractiveness.

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Gen Z Wants Crypto in Dating, but Few Actually Use It

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A new January survey by Pollfish for crypto exchange OKX $1.76B shows that younger adults in the US are curious about using cryptocurrency in dating, but real use remains low.

The survey gathered answers from 1,000 adults across the country.

Around 13% of Gen Z respondents said they have paid for a date with crypto. Many others said they have never tried it because they do not have a direct payment option that allows them to use crypto in everyday situations.

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Interest was not limited to spending. About 31% of Gen Z participants said they would like to receive crypto as a Valentine’s Day gift. The survey also found that financial knowledge matters in dating.

Gen Z showed the strongest agreement, with 76% saying that financial literacy is an attractive quality in a partner. Millennials followed closely at 75%.

For many day-to-day purchases, paying with a card is still faster than using a crypto wallet. This difference creates a gap between openness to the idea and actually doing it.

Additionally, between 52% and 55% of respondents said that understanding digital tools such as cryptocurrencies and digital wallets can make someone more appealing.

However, holding digital assets had a much smaller effect. Only 17% of all respondents said that owning crypto makes a person more attractive. Among millennials, the number was 30%, and among Gen Z, it was 28%.

Meanwhile, crypto investors showed more interest in improving market fundamentals than in funding decentralized finance (DeFi) projects, according to a survey by CfC St. Moritz. What did the survey show? Read the full story.