FCA Targets Transparency in Crypto Trading and Staking

Crypto News Regulation

FCA Targets Transparency in Crypto Trading, Staking, and Lending

Written by Aaron S.,

Editor-In-Chief

Last Updated: December 16, 2025

Key Takeaways

The UK’s FCA is consulting on new rules for digital assets, covering exchanges, staking, lending, and DeFi oversight;
Proposed changes aim to boost transparency and consumer protection while supporting innovation in the crypto industry;
Feedback is open until February 12, 2026, with final rules expected by year-end ahead of full UK crypto regulation in 2027.

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FCA Targets Transparency in Crypto Trading, Staking, and Lending

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The Financial Conduct Authority (FCA) in the United Kingdom released three papers for public consultation on December 16.

The documents outline proposed updates to how digital asset activities, such as exchange operations, staking, lending, and decentralized finance, should be overseen.

The public can share feedback until February 12, 2026, with the FCA aiming to set final rules before the end of the year.

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As part of the proposed changes, trading platforms would be held to stronger transparency standards, including clearer information for coin listings and steps to prevent practices such as insider trading or market abuse.

For staking, the proposals would require companies to spell out potential risks and terms, particularly for products in which crypto holdings are locked in exchange for percentage rewards.

Crypto lending and borrowing businesses would also need to adopt stronger safety measures to help safeguard participants' funds.

According to David Geale, who serves as the FCA's executive director handling payments and digital finance:

Our goal is to have a regime that protects consumers, supports innovation and promotes trust. We welcome feedback to help us finalise these rules.

These efforts follow the UK government's plans to have all crypto-related companies covered by national financial rules by October 2027.

Recently, the FCA sought crypto industry feedback on proposed investment rule changes to make the UK system clearer and more balanced. What does the proposal say? Read the full story.