The future of sending money starts here: Ogvio is LIVE!

Experience instant borderless transfers with no hidden fees 💸

Sign up NOW! 🚀

GM. Crypto headlines arrived like a box of citrus - bright, varied, and a little demanding if you want the juice.

We'll roll them on the counter, slice cleanly, and get straight to the squeeze:

🍍 Market's stabilizing;

💸 SoFi launches SoFiUSD;

🍋 Trump's Fed chair pick, Senate crypto debate + more

🍍 Market flavor today

🗓️ Save the date

It's. About. To. Go. Down.

Season 9 is almost here. Save the date 👀

🥝 Memecoin harvest

Even my grandma's cat is buying these today 😼

Data as of 09:35 AM EST.

Check out these memecoins and plenty more here.

💸 SoFi launches SoFiUSD

Picture this: it's 11:47 PM, you're splitting a dinner bill, and your friend goes, "I'll just bank transfer you."

Cool. Except your bank is basically like: "Love the energy. See you on Monday."

Now imagine there's a version of a dollar that works more like sending a text: instant, always on, no 'business hours'.

That's the promise of stablecoins - and today, a big "wait… that's new" moment happened.

SoFi (a fintech-ish bank app) launched its own US dollar stablecoin called SoFiUSD.

The important part: this isn't a random crypto startup doing it from a garage. It’s a major consumer finance brand with a real bank behind it releasing a stablecoin.

This is another step in stablecoins becoming less of a "crypto corner thing" and more like infrastructure - the plumbing behind payments, transfers, and settlement.

Now, here's the sneaky truth about money: most of it is already digital - it just moves on old highways.

When you send money with a bank transfer, there are layers:

👉 Your bank's systems;

👉 The recipient's bank systems;

👉 And a bunch of middle steps that exist because the financial world grew up in an era of offices, weekdays, and paperwork.

That's why some transfers feel instant (inside the same app) while others feel like you mailed a letter.

A stablecoin is basically an attempt to build a new highway:

👉 Same destination (dollars),

👉 Different road (blockchain),

👉 And ideally… fewer toll booths.

SoFi launching SoFiUSD matters because it's a mainstream finance company saying, "We don't just want to connect to the new highway. We want our own lane on it."

And that's a meaningful change. Because until recently, stablecoins mostly lived in crypto-native worlds: exchanges, trading, DeFi, all that stuff.

Useful, sure - but easy for normal people to ignore.

SoFi is giving a sign that stablecoins aren't just for trading. They're positioning this as something that could plug into payments, fintech apps, and maybe business money movement down the line.

If big finance keeps doing this, you may start seeing faster transfers, cheaper cross-border payments, and money that moves 24/7 - without you needing to be a crypto person at all.

For big institutions, the attraction is even simpler:

If you're moving large sums, across entities, across time zones, dealing with settlement delays and reconciliation… a system that can settle faster and more transparently starts looking like a competitive edge.

Overall, it's another sign that banks and fintechs aren't just "watching crypto" anymore; they're selectively absorbing the parts that actually work.

So let's go back to that late-night dinner bill.

The problem was never that dollars are broken. It's that the roads they travel on were built for a slower world.

SoFiUSD is one more proof that those roads are getting repaved.

Same dollar. New pavement. Fewer red lights.

And if that trend continues, the future of money won't feel revolutionary - it'll just feel… finally caught up.

🍋 News drops you can't miss

🏦 Trump's hyping up Chris Waller for Fed chair, pointing to all the experience and teamwork they've already got. Looks like the final pick could drop any day now.

🏛️ David Sacks says the CLARITY Act, which aims to finally spell out some crypto rules, is going to the Senate in January 2026. Tim Scott and John Boozman confirmed they'll be debating and possibly tweaking it that month.

📈 Bitwise filed to launch an ETF with the SEC that'll track the spot price of SUI. If it gets approved, you can get into SUI through a legit, regulated fund.

🇪🇺 The ECB says the digital euro setup is done and dusted. Now they're just waiting on EU lawmakers to sign off before anything can actually go live.

🍌 Juicy memes