The Future of Payments Uncovered at WeAreDevelopers 2025

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AI and Stablecoins: The Future of Payments Uncovered at WeAreDevelopers 2025

Written by Aaron S.,

Editor-In-Chief

Last Updated: July 11, 2025

Key Takeaways

Brian Whippo called for modern payment systems to handle AI and machine-based transactions;
AI-stablecoin integration is seen as the foundation for future payment networks;
Companies like Stripe, PFMCrypto, and Coinbase are launching real-world blockchain payments.

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Brian Whippo, Head of Developer Relations at the Algorand ALGO $0.2217 Foundation, discussed how payment systems need to evolve for a future shaped by artificial intelligence (AI) and automation at the WeAreDevelopers World Congress 2025 on July 11.

Speaking in a session titled "402 – Payment Required", Whippo noted that current payment networks "weren’t designed for AI agents, machine-to-machine transactions, or high-frequency microtransactions".

As the internet evolves toward autonomous systems, he argued, the financial infrastructure must evolve with it. Whippo highlighted next-generation payment architectures, from open web standards to blockchain solutions and micropayment frameworks, that could enable seamless value transfer in the digital economy.

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He also pointed to technical challenges and emerging standards that may reshape how machines, agents, and applications exchange value at internet scale.

There is a growing notion that the integration of stablecoins with AI is emerging as the next generation of payments infrastructure. On July 9, PFMCrypto, a company that runs cloud-based crypto mining using AI, teamed up with USDC USDC $0.9957 to launch a new mining service. The idea behind the service is to provide users with a steady and predictable source of income, even when cryptocurrency prices fluctuate.

AI and stablecoins: the future of payments uncovered at WeAreDevelopers 2025: autonomous AI agents need digital payments.

Meanwhile, on May 7, Stripe introduced "Stablecoin Financial Accounts" alongside an AI-powered foundation model for payments. These new accounts, currently available in over 100 countries, let businesses hold and send stablecoins like USDC. At the same time, Stripe’s AI model helps optimize processes such as fraud detection and authorization rates.

The developers also noted that Coinbase $4.13B and other major players are on the way to building blockchain payments in real life.

Established companies are indeed rolling out real-world crypto payment solutions. For instance, Coinbase recently launched Coinbase Business, a new account designed for small and medium-sized businesses. This account enables companies to send and receive cryptocurrency payments, manage their digital assets, and track their finances in one place.

The WeAreDevelopers World Congress is the largest annual event for developers, which covers various topics related to the future of technology. What is the focus of the 2025 conference? Read the full story.