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Monzo vs RevoluSEND Comparison At a Glance

We've divided the key information you need to know when comparing RevoluSEND vs Monzo into several aspects: pros & cons, coverage, pricing, limits, supported asset management, accounts and their onboarding, security, user experience and the company's info. However, if you want a quick side-by-side RevoluSEND vs Monzo comparison to see which one is rated better, check out the table below.

With an overall score of 9.4, RevoluSEND clearly comes out on top. Monzo, by comparison, holds a rating of 8.8. As for the service quality and advantages you get considering the platform’s costs, RevoluSEND outperforms Monzo as well, offering better value for money.

To give you a broader view of the money transfer service market, we've also put Monzo and RevoluSEND next to Ogvio, which has the highest overall score. You'll see how all three compare throughout this page.

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Ogvio logo
RevoluSEND logo
Monzo logo

Overall Score

9.8
9.4
8.8

Transaction Fees

  • Free
  • Varies
  • Up to 1%

Pricing Model

Per-transaction Per-transaction Plan + per-transaction

Value For Money

Verdict

A global money transfer service with an additional volatile currency rate pegging to USD and EUR feature. A feature-rich UK banking app that helps you track, save, and send money easily.
Visit site Read review Visit site Visit site

A Detailed Comparison of RevoluSEND vs Monzo

Find out which provider offers the fastest, cheapest, and simplest ways to send money with this elaborate Monzo vs RevoluSEND international transfer comparison table. From supported delivery methods and fees to any extra features, you'll see it all in one place.

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Ogvio logo
RevoluSEND logo
Monzo logo

Pros

  • Remittance-oriented
  • Instant transfers
  • Incremental-to-no fees
  • Crypto support
  • @Tag functionality
  • Free transfers between users
  • Extensive global reach
  • Home delivery support
  • Supports direct transfers to Cuban MLC cards
  • Operates under Central Bank of Spain oversight
  • Handy budgeting and savings tools
  • Free plan available
  • Protected up to £85,000 per person
  • No fees for foreign currency card spending

Cons

  • No card (coming soon)
  • Maximum transfer amount of €3,000
  • International transfers may take as long as 10 business days
  • Available for UK residents only (primarily GBP-based)
  • Many features reserved for paid plans

Ease of Use

Coverage

Supported Countries

United States US
Germany Germany
France France
+160 more
United States US
UK
Germany Germany
+110 more
United States US
UK
+ more

Supported Languages

EN
ID
CN
+6 more
EN
ES
EN
British Sign Language

Supported Fiat Currencies

US Dollar USD
Euro EUR
Canadian Dollar CAD
+40 more
US Dollar USD
Pound Sterling GBP
Canadian Dollar CAD
+25 more
Pound Sterling GBP
Japanese Yen JPY
Israeli New Shekel ILS
+37 more (via SWIFT)

Supported Cryptocurrencies

USD Coin USDC
EURC
Bonk BONK
+ 300 more
Fiat-only
Bitcoin BTC
Solana SOL
XRP XRP
+ more

Pricing

Deposit Fees

Free Card - 1%
Bank - free
GBP - free
EUR - 1%

Withdrawal Fees

Free Bank - 4%
non-SEPA - 8%
ATM - up to 3%
Bank - varies

Other Fees

  • Conversion fee (varies)
  • Inactivity - $5/mo
  • Card issuance - $9
  • N/A

Card Maintenance Fees

  • Card coming soon
  • $1/mo
  • Free

Fee Transparency

Markup

Limits

Minimum Deposit

No minimum Not specified PayPoint - £5
Post office - £5

Minimum Withdrawal

No minimum $10 ATM - set by ATM operator

Minimum Transfer

No minimum $50 Not specified

Transfer Limits

No limits $3000 Card - £10,000/day
Bank - £10,000/day

Withdrawal limits

No limits No limit ATM withdrawals - £400

Asset Movement

Funding Methods

  • Card
  • Apple Pay
  • Google Pay
  • Bank transfer
  • Card
  • Bank
  • Debit card
  • Apple Pay
  • Google Wallet
  • Bank transfer
  • Cheques
  • Cash
  • Salary

Delivery Methods

  • Bank deposit
  • Card
  • Google Pay
  • Apple Pay
  • Card
  • ATM
  • Bank deposit
  • ATM

Supported Networks

  • Base
  • Fiat-only
  • Avalanche
  • Base
  • BNB Chain
  • + more

Transaction Speed

|
|
|
|
|
Slow
Average
Instant
|
|
|
|
|
Slow
Average
Instant
|
|
|
|
|
Slow
Average
Instant

Bulk Payments

Scheduled Payments

Accounts

Business Account

Virtual IBANs

Physical / Virtual Card

Coming soon Physical/Virtual Physical/Virtual

Onboarding Time

|
|
|
|
|
Long
Average
Very Quick
|
|
|
|
|
Long
Average
Very Quick
|
|
|
|
|
Long
Average
Very Quick

Security

KYC

Name, surname, possibly ID, and selfie Name, surname, ID, possibly proof of address Name, surname, ID, selfie video

Fraud/AML Prevention

  • KYC
  • Non-custodial
  • KYC
  • Sanctions screening
  • Transaction monitoring
  • Call Status feature
  • KYC
  • Fraud prevention engine
  • Secret QR codes
  • Known locations
  • Trusted contacts

Account Protection

  • 256-bit AES encryption
  • Biometrics
  • Storage vault
  • 3D Secure
  • SSL
  • 2FA
  • Biometric login
  • Card freeze
  • Daily limits

User Experience

Mobile App

Coming soon Android/iOS Android/iOS

App UX

Customer Support

Email
  • Phone
  • Chat
  • Chat - 24/7
  • Email
  • In-app chat
  • Phone

Analytics & Reporting

  • Spend analytics
  • Export CSV
  • Earnings analytics
None
  • Monthly cash flow report
  • Credit insights
  • Bank statement (PDF, CSV, QIF)
  • Invoice summary

Interest / Investment / Savings Options

1

Crypto trading

2

Staking

1

None

1

Investments - tech, blockchain

2

Instant Access Savings - 3-3.5% AER/mo

3

Credit limit up to £10,000

4

Mortgages

5

Pensions (coming soon)

Extra Features

1

Username functionality

2

No freezes

3

Referral program

1

Visa Direct P2P

2

Travel payments

1

Card Freeze

2

Fraud protection

3

Secret QR code

Company's info

Founded In

2025 2018 2015

Founders

Vytautas Zabulis Daniel Webber Tom Blomfield, Jason Bates, Paul Rippon, Gary Dolman, Jonas Huckestein

Headquarters

United States
United States
Canada
Canada
United Kingdom
United Kingdom

Licensing

MSB EU PSD2F, FINTRAC, MSB PRA

Check Official Website

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RevoluSEND vs Monzo Comparison Result Analysis

It's clear there are both RevoluSEND vs Monzo differences and similarities. Let's go over some of the key aspects and see which is more suited for your remittance needs.

Supported Countries & Currencies

Speaking of worldwide reach, RevoluSEND is supported in US, UK, Germany and +110 more countries, while Monzo is supported in US, UK and + more countries.

As for fiat currency support, RevoluSEND can be used to transfer USD, GBP, CAD and +25 more currencies. In the meantime, Monzo supports GBP, JPY, ILS and +37 more (via SWIFT) currencies. Keep in mind that some money transfer services also support crypto – check out the table above to see which ones are available on RevoluSEND and Monzo (if any).

Verdict at a Glance:

Considering the overall reach, RevoluSEND offers broader country support than Monzo. When it comes to fiat you can transfer, Monzo is a clear winner with GBP, JPY, ILS and +37 more (via SWIFT) currencies.

Fees

When it comes to the pricing structure, RevoluSEND uses the per-transaction pricing model with variable transaction fees.

Monzo, on the other hand, bases its pricing on the plan + per-transaction model, and has up to 1% transaction fees.

Check RevoluSEND vs Monzo fees comparison of deposits, withdrawals and any other priced actions in the table above. You can also see if these platforms apply an exchange rate markup.

Verdict at a Glance:

RevoluSEND uses the per-transaction pricing model, while Monzo bases its pricing on the plan + per-transaction model. RevoluSEND has variable transaction fees & Monzo has up to 1% transaction fees.

Transfer Speeds

RevoluSEND is known to offer average transaction speed. It may sometimes vary depending on the delivery method, though – RevoluSEND supports Card and ATM.

Monzo supports Bank deposit and ATM as delivery methods and offers average transaction speed.

Verdict at a Glance:

RevoluSEND and Monzo generally offer the same transfer speed, though it can sometimes depend on your chosen transfer method and the countries you send from/to.

Limits & Funding Methods

RevoluSEND can be funded via Card and Bank, and it limits its transfers in the following way - $3000.

Monzo puts limits on transactions as follows – Card - £10,000/day; Bank - £10,000/day. Considering available funding methods, you can deposit money to Monzo via Debit card, Apple Pay, Google Wallet, Bank transfer, Cheques, Cash and Salary.

By the way, many (but not all) providers set minimum deposit, withdrawal, and transfer amounts, which you can check in the RevoluSEND vs Monzo comparison table above.

Verdict at a Glance:

Regardless of how similar or different RevoluSEND and Monzo seem, always check your account for actual limits because some platforms tie them to your verification level and country.

Summary

This thorough RevoluSEND vs Monzo comparison puts RevoluSEND ahead based on several factors. However, if we compare either with Ogvio, it outperforms both, having an overall score of 9.8. It provides the highest value for money considering its low-to-no costs, ease of use, worldwide support, and transaction speed. That's why it ranks as the top money transfer service provider.


How Is This RevoluSEND vs Monzo Comparison Created?

We Collect RevoluSEND vs Monzo

1. We Collect

All information in this RevoluSEND vs Monzo comparison comes from official provider pages, their fee schedules, verified payout samples, and personal testing. We check each country/currency coverage, fees, funding & payout methods, limits, and much more. You can be sure that all the collected information is accurate and up to date.

We Examine RevoluSEND vs Monzo

2. We Examine

Our experts double- and triple-check every data entry in the provider pages and trusted sources. We convert different fee formats into one standard layout, bring all info to the same baseline, and ensure you get all the essential details. The result is clean, comparable information you see in our Money Transfer Services Comparison Tool.

We Rate RevoluSEND vs Monzo

3. We Rate

We rate each provider to make choosing between Monzo vs RevoluSEND for travel or remittances simple. Our score blends fees, markup presence, transfer speed, coverage, limits, security, and other factors. Each provider gets a clear score and a short verdict so you can quickly see which is cheapest, fastest, or best for specific use cases.

You Choose RevoluSEND vs Monzo

4. You Choose

Then, it's your call. After we compile the data and rate each provider, you can go over the quick and detailed RevoluSEND vs Monzo comparison tables to place each provider's fees, coverage, delivery methods or any other aspects that matter to you side-by-side. This way, you can pick the best money transfer service for your needs.

FAQ

Is RevoluSEND better than Monzo?

For some users, RevoluSEND might be better, while others might prefer Monzo. It generally depends on your needs. When comparing RevoluSEND vs Monzo for international payments or other use cases, always start with coverage and asset support, then make sure to check total costs and available delivery options. If neither option is suitable for you, consider exploring alternative money transfer services.

What is the best international money transfer service?

"The best" is a subjective term. Users seeking cash pickup or home delivery options will opt for more traditional money transfer services. Others, who seek speed, convenience and low costs, might choose neobank-like services. Speaking of which, one of the best new generation money transfer providers to watch is Ogvio. It’s all about low-to-zero fees, worldwide reach, and instant money transfers. On top of that, with EUR- or USD-denominated accounts, it helps protect funds from local inflation or currency depreciation.

Can I use more than one money transfer app?

Yes, using multiple money transfer apps sometimes might even be a better idea than sticking to one. For example, one provider might offer the lowest costs and fastest speeds, which would be highly beneficial for everyday transfers, while another can provide you with home delivery or cash pickup when you need it. You can surely find the most suitable providers for you using our Money Transfer Service Comparison Tool.

How do RevoluSEND vs Monzo compare in terms of country and currency support?

RevoluSEND is supported in US, UK, Germany and +110 more countries and can be used to transfer USD, GBP, CAD and +25 more currencies. Monzo, on the other hand, is supported in US, UK and + more countries and allows GBP, JPY, ILS and +37 more (via SWIFT) currencies transfers. Some providers might be better than others in specific countries or regions (e.g., the Philippines, India, Mexico, etc.).

Which is cheaper for international transfers, Monzo or RevoluSEND?

RevoluSEND uses the per-transaction pricing model, while Monzo bases its pricing on the plan + per-transaction model. To see which is the cheaper option, check RevoluSEND vs Monzo fees comparison above in the "Pricing" field. There, you'll find transaction, deposit, withdrawal, and any other costs, including whether or not they add an exchange rate markup. If neither is cheap enough, check out other money transfer providers.

How to compare platforms with this Money Transfer Service Comparison Tool?

It's very easy to use, just pick two services you want to compare in the drop-down menu and click "Compare Now". Once you do that, you'll get an instant money transfer service comparison. As you scroll through it, you'll find all the key info, including the platform's reach, speed, supported methods, limits, extra features, and the best money transfer fee comparison for 2025 and beyond.

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