Ripple Pilots RLUSD Stablecoin on Ethereum Layer-2s

Crypto News Altcoins

Ripple Launches RLUSD Pilot Across Ethereum Layer-2 Networks

Written by Aaron S.,

Editor-In-Chief

Last Updated: December 16, 2025

Key Takeaways

Ripple is piloting its USD-backed stablecoin, RLUSD, on Ethereum Layer-2 networks like Optimism and Base ahead of a 2026 rollout;
Through Wormhole’s NTT system, RLUSD can move across chains as a single native asset, which eliminates wrapped tokens and fragmented liquidity;
RLUSD, authorized by NYDFS, supports Ripple’s multichain vision for scalable, regulated stablecoins in both DeFi and institutional finance.

Stop overpaying - start transferring money with Ogvio. Sign up, invite friends & grab Rewards now! 🎁

Ripple Launches RLUSD Pilot Across Ethereum Layer-2 Networks

BITDEGREE IN YOUR SOCIAL FEED

Ripple is piloting its US dollar-backed stablecoin, RLUSD, on several Ethereum ETH $2,298.21 Layer‑2 networks, including Optimism OP $0.2294 , Base, Ink, and Unichain, as part of a multichain test ahead of full deployment next year.

According to a press release, Ripple has partnered with Wormhole, a cross‑chain protocol, to use its Native Token Transfers (NTT) system.

This system enables RLUSD to move between networks as the original asset rather than a wrapped version.

What is Cardano in Crypto? (Easily Explained!)

Did you know?

Want to get smarter & wealthier with crypto?

Subscribe - We publish new crypto explainer videos every week!

This initiative towards Layer‑2 networks is a step to make RLUSD more scalable, efficient, and usable in both decentralized finance (DeFi) and institutional settings.

The issuance of RLUSD was authorized by the New York Department of Financial Services under the Trust Company Charter. Ripple is seeking an additional federal trust bank charter from the Office of the Comptroller of the Currency (OCC) for further regulatory oversight.

The company stated in the press release:

The future of crypto is undeniably multichain, and to truly serve both institutional finance and the growing onchain economy, stablecoins must exist wherever demand and utility are.

According to Wormhole, the NTT standard reduces complexity and avoids fragmented liquidity by issuing RLUSD as a single asset across several chains, under Ripple's supervision.

The Wormhole team stated, "With NTT, token issuers eliminate the need for fragmented liquidity or wrapped assets, allowing a single, canonical version of RLUSD to exist natively on each blockchain with Ripple owning the contracts".

RedotPay, a global stablecoin-based fintech, recently partnered with Ripple to introduce a new feature called "Send Crypto, Receive NGN". How does it work? Read the full story.