Iran’s Ayandeh Bank Collapses, Bitcoin's Idea Resurfaces

Iran’s Ayandeh Bank Collapses, Bitcoin's Core Idea Resurfaces

Written by Aaron S.,

Editor-In-Chief

Last Updated: October 27, 2025

Key Takeaways

Ayandeh Bank shut down after reporting $5.1 billion in losses and $3 billion in debt, which affected 42 million customers;
Customer funds are now managed by Bank Melli; the Central Bank stated that access remains secure;
The collapse highlights risks in banking systems with low reserves and reliance on bailouts.

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A private bank in Iran, Ayandeh Bank, has officially closed after failing to manage its financial losses.

The bank’s downfall has impacted over 42 million account holders, whose assets are being handled by Bank Melli, a state-owned financial institution.

According to local news sources, Ayandeh Bank had built up nearly $5.1 billion in losses and was also burdened with around $3 billion in debt.

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The Central Bank of Iran (CBI) had attempted to help, but the efforts were unsuccessful. With no recovery plan working, the decision was made to shut down the bank, which had branches across the country.

To ease concerns, the CBI governor, Mohammad Reza Farzin, stated that customers would still be able to access their funds.

However, the incident draws attention to the risks of financial systems that depend on lending out deposits and operating with limited reserves. When such systems face losses, they often rely on government support to avoid collapse.

This event also brings attention to alternative financial systems. The original idea behind Bitcoin BTC $115,438.13 , for instance, was partly a response to issues like this. When Bitcoin was first launched, its creator included a reference to a UK government bank bailout.

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